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Business loan comparison

Take your business to the next level with the right loan.

Compare business loans

Name Product Interest Rate (p.a.) Min. Loan Amount Max. Loan Amount Loan Term Monthly Service Fee Application Fee
Simplify Commercial Vehicle Loan
6.25% - 14.5%
$5,000
$500,000
1 to 5 years
$0
$100 - $500, depending on loan amount, lender and term
Eligibility: Must be 18+, a New Zealand resident or permanent citizen and have an income of at least $500 per month.
Secured vehicle finance from $5,000 to $500,000.
Lending Crowd Business Loan
5.28% - 20.26%
$2,000
$200,000
2, 3 or 5 years
$0
$200 - $1,450 depending on your borrowed loan amount
Eligibility: Be a NZ resident/citizen and have a good credit score.
Secured and unsecured loans up to $200,000. 100% online with no paperwork or early repayment fees.
Prospa Small Business Loan
13.90% - 29.90%
$5,000
$100,000
Up to 24 months
$0
2.5% of loan amount
Eligibility: Be 18+, be a New Zealand citizen or permanent resident, own a business with a valid NZBN.
Special offer: No repayments for the first 8 weeks on all Prospa business loans. Offer ends 31 December 2021. Subject to approval criteria, Ts&Cs apply.
Prospa Plus Business Loan
13.90% - 29.90%
$100,000
$500,000
Up to 36 months
$0
2.5% of loan amount
Eligibility: Be 18+, be a New Zealand citizen or permanent resident, own a business with a valid NZBN.
Special offer: No repayments for the first 8 weeks on all Prospa business loans. Offer ends 31 December 2021. Subject to approval criteria, Ts&Cs apply.
Harmoney Business Loan
6.99% - 19.99%
$2,000
$70,000
3 or 5 years
$0
$150
Eligibility: Be a NZ resident/citizen and have a good credit score.
Apply for an unsecured business loan up to $70,000 with no early repayment fees.
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