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Matthew Boyle

Matthew Boyle

Publisher

Matthew Boyle is a banking and mortgages publisher at Finder. He has a 7-year history of publishing and has commissioned over 600 guides helping UK consumers and small business owners make better financial decisions.

Matthew holds a BSc in European Business from the University of Hertfordshire and in his spare time loves to walk around Norfolk enjoying the local wildlife.

Expertise

  • Helping first-time buyers apply for a mortgage
  • Comparing bank accounts and highlighting useful features
  • Publishing easy-to-understand guides

Highlights

  • Published over 600 articles on personal finance
  • Featured in leading trade publications and national press including The Times, The Telegraph, The Mirror, The Daily Express and more
  • On the judging panel for Finder’s Banking Innovation Awards

Education

  • BSc (Hons) European Business | University of Hertfordshire

Featured Publications

Industry insights from Matthew Boyle

We asked Matthew to share his expertise by answering a few questions about the mortgage and banking industry in 2021.

What tips can you give to first-time buyers for getting approved for a mortgage?

Preparation is everything. For most people, getting their first mortgage is the biggest financial decision of their lives. Do your research to know any obstacles you may face, learn about what type of mortgage you want, and what fees there are. Mortgage brokers can help by providing specialist advice, for a fee. It’s smart to have a back-up plan, too. First-time buyers often find themselves being declined for a mortgage for their dream property through circumstances that can be hard to foresee. This can be disheartening but unfortunately is sometimes part of the process of getting on the property ladder.

How has the pandemic affected the mortgage industry?

Tighter lending criteria, an economic slowdown and general uncertainty among UK consumers have led to some difficult times for would-be buyers. While Brits have had some help from temporarily reduced rates in stamp duty, and lenders offering mortgage holidays, it’s still tough times for many, and house prices have risen hugely in some areas. I believe it’s far from over - the ramifications of the pandemic on mortgages and home-buying will be felt for a long time yet.

Do you think a cashless society is possible?

This transformation is well underway, speeded hugely by the pandemic. The technology in the industry is being developed at an incredible rate and initiatives like Open Banking allow users to manage nearly all aspects of their bank account and spend their money from their mobile phone. As banks continue to close branches and ATMs across the UK, more people will avoid using cash.

Featured videos

Latest articles by Matthew Boyle

0 articles written by this author

How school uniform costs impact education in New Zealand

Sensible uniform policies are good for everyone's bottom line, as Johanna Reidy from the University of Otago explains.

The Conversation 25 January 2023
How school uniform costs impact education in New Zealand

Cut the card: 5 ways Kiwis are reducing credit card debt

Lingering debt is weighing on Kiwis, according to new research from global comparison site Finder.

Taylor Blackburn 25 January 2023
Cut the card: 5 ways Kiwis are reducing credit card debt

Sharesies joins Stake in lifting brokerage fees: How does it now compare?

Sharesies has changed its fees structure, implementing a transaction cap. Here's what you'll now pay for the service.

Cameron Micallef 24 January 2023
Sharesies joins Stake in lifting brokerage fees: How does it now compare?

S&P 500 rises again as tech shines on latest earnings

The S&P 500 rose again on Monday as the Fed pivoting and quarterly earnings lifted sentiment on the market.

Cameron Micallef 24 January 2023
S&P 500 rises again as tech shines on latest earnings

Mining shares could be turning cheaper: Here’s why

Shares in top miners have climbed 15–30% over the past 2 months but some are still considered undervalued.

Prashant Mehra 20 January 2023
Mining shares could be turning cheaper: Here’s why

Can businesses legally refuse to accept cash in New Zealand?

Does "legal tender" mean you can always pay with notes and coins?

Angus Kidman 18 January 2023
Can businesses legally refuse to accept cash in New Zealand?

Apple Card: Key details and alternatives in New Zealand

Here's how Apple's credit card works and alternative options in New Zealand.

Angus Kidman 17 January 2023
Apple Card: Key details and alternatives in New Zealand

Musk loses US$200 billion as Tesla’s share price tumbles. Is it now a buying opportunity?

Shares in the world's biggest electric car maker are down 64% over the past 12 months.

Prashant Mehra 16 January 2023
Musk loses US$200 billion as Tesla’s share price tumbles. Is it now a buying opportunity?

ASX reveals best and worst ETFs: What can we learn for 2023?

Here's why betting against the US market and resources might not be advantageous in 2023.

Cameron Micallef 16 January 2023
ASX reveals best and worst ETFs: What can we learn for 2023?

How keen are New Zealanders on share trading?

New research ranks investing appetite behind Australia (really?) but ahead of the UK (yay!).

Angus Kidman 13 January 2023
How keen are New Zealanders on share trading?
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