ASB Visa Business credit card

Conveniently manage your business expenditure with consolidated monthly reporting for multiple credit cards.

If you are looking for a more convenient way to manage your business expenditure, the ASB Visa Business is worth considering. As well as having multiple cards with different credit limits, you can control each card from your online account.

The ASB Visa Business comes with an expense management tool so you can create comprehensive reports each month.

Each card has an account fee of only $15 every 6 months and you can get up to 50 days interest-free on purchases.

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20.95% p.a.

Purchase Rate

$30 p.a.

Annual Fee

Details

Product NameASB Visa Business Credit Card
Purchase rate (p.a.)20.95% p.a.
Annual Fee$30 p.a.
Interest Free PeriodUp to 50 days on purchases
Min credit limit$1,000
Minimum Monthly Payment3% of transaction value or $10, whichever is greater
Card TypeVisa
Late Payment Fee$9
Complimentary Travel InsuranceNo
Available To Temporary ResidentsNo
Joint ApplicationYes

Benefits of the ASB Visa Business card

  • Visa IntelliLink Spend Management. ASB’s expense management tool provides you with more control over your business expenditure. You have greater visibility on what is going in and out with comprehensive reporting features.
  • Interest-free days. Get up to 50 interest-free days on purchase for your business both at home and abroad.
  • Manage your cash flow. Have multiple cards with different credit limits for employees and business partners. FastNet Business allows you to monitor all transactions at any time.
  • Card Manager. Control the credit card accounts for you and your employees with Card Manager. For example, it allows you to increase or decrease each credit limit and replace or cancel cards.

Features of the ASB Visa Business card

  • Interest rate. An interest rate of 20.95% p.a. applies to purchases and a rate of 22.95% p.a applies to cash advances.
  • Account fee. Each card is subject to a $15 account fee every 6 months. The total annual fee is $30 for each card.
  • Card Control. ASB Card Control helps you to manage your card from your smartphone. The app allows you to turn on and off different types of transactions, put a temporary block on your card if you misplace it and set a spending limit.
  • Contactless payments. Make contactless payments in-store thanks to Visa payWave. You don’t have to use a PIN for purchases under $200.
  • Monthly reporting. Get a bird’s eye view of your business expenditure with comprehensive monthly reports.
  • Accepted globally. Use your ASB Visa Business card in millions of locations around the world.

How to apply

Unlike other ASB credit cards, you cannot apply for the ASB Visa Business card online. You can contact ASB by phone or visit a branch and speak to a business expert to make sure you choose the right product for your business.

To find your local business expert, enter your annual turnover and street address on the ASB website.

Eligibility and required documents

Speaking to an ASB business expert helps you understand whether the ASB Visa Business card is right for you. Your expert will inform you about the types of documents you need to provide with your application.

These may include a photo ID, proof of address, bank statements and other financial documents.

The bottom line

The ASB Visa Business card comes with a few extras that those running a company will find beneficial. For example, FastNet Business lets you monitor employee spending, while Card Manager helps you make changes to those cards. Before making a final decision, check out the other business cards on offer.

Name Product Purchase Rate Annual fee Balance Transfer Rate
OFFER
Q Mastercard
0% for 3 months (changes to 25.99% p.a.)
$50
0% p.a. for 36 months
0% p.a. for 36 months on balances transferred from eligible personal credit cards until 30 November 2021 - offer applies to new customers only. Plus get 3 months zero interest and zero payments on every purchase.
AIRPOINTS
American Express Airpoints Platinum Card
19.95% p.a.
$195
N/A
Be rewarded with 500 bonus Airpoints Dollars when you apply by 29 November 2021 are approved, and spend $1,500 on your new Card within the first 3 months. This offer is available to new Card Members only. Ts&Cs apply. You will also earn 1 Airpoints Dollar for every $59 you spend on your card.
OFFER
Farmers Mastercard
25.95% p.a.
$50
N/A
Get $100 worth of Farmers Club Vouchers when you spend and link your card to a Farmers Club Card - offer is for new applications only and ends on 31 October 2021.
Flight Centre Mastercard
22.95% p.a.
$50
N/A
Use your Flight Centre Mastercard for everyday shopping and earn rewards as you spend. Earn 2 Flight Centre rewards for every $100 spent at a Flight Centre Store and 1 reward point for standard purchases. Subject to lending criteria. Ts&Cs apply.
AIRPOINTS
American Express Airpoints Card
0% for 6 months (changes to 19.95% p.a.)
$0
N/A
Be rewarded with 100 bonus Airpoints Dollars when you apply by 28 February 2022, are approved and sped $750 on your new card within the first 3 months of membership. This offer is available to new Card Members only.
OFFER
American Express Platinum Edge Credit Card
2.99% for 6 months (changes to 19.95% p.a.)
$149
N/A
Enjoy a low rate on purchases and earn 20,000 Membership Rewards Bonus Points if you apply, are approved and spend $750 in the first 3 months of Card membership. This offer is available to new Card Members only.
OFFER
American Express Platinum Card
N/A
$1,250
N/A
Get the new metal Platinum Card, 80,000 Membership Rewards bonus points, up to $300 dining credit and $200 to spend on travel each year. Offer available to new customers who apply online, are approved and spend at least $1,500 in the first 3 months. Exclusions, Ts&Cs apply.
LOW RATE
The Co-operative Bank Fair Rate Credit Card
12.95% p.a.
$20
0% p.a. for 6 months
0% p.a. on balance transfers for 6 months, plus benefit from a low rate of 12.95% on both purchases and cash advances.
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