
Sign up & start saving!
Get our weekly newsletter for the latest in money news, credit card offers + more ways to save
you’re looking for an individual policy from a top insurer.
if you want to get a quote without the hard sell of going through an agent.
Yes
Short term disability
Yes
Long term disability
Benefit period | No info available |
---|---|
Waiting period |
Short-term disability- 7-14 days
Long-term disability- 3-6 months |
Coverage amount |
Short-term disability- up to 80% of gross salary
Long-term disability- up to 60% of gross salary |
Individual credit | Not offered |
Available states | All 50 states |
Policy riders |
Yes |
Simplified issue | Not offered |
Review by
Heather Petty is a personal finance writer at Finder specializing in home loans, banking and insurance. After falling victim to a disreputable mortgage broker when buying her first home, she’s on a mission to help readers avoid similar experiences when managing their own finances. A self-proclaimed word nerd, her writing has been featured on MSN, Credit.com and MediaFeed.org, among others. Heather previously worked as a technical writer and editor for the casino systems industry and is an internationally published young adult mystery author. She holds a bachelor’s degree in English with a minor in journalism from the University of Nevada, Reno.
Northwestern Mutual offers customizable options from a reliable company with a good reputation, but you’ll pay for that stability with higher premiums. And if you’re looking for an insurer that allows you to get a quote without having to contact an agent, compare disability policies to see if you can find a better fit.
Northwestern Mutual offers long- and short-term disability policies, but provides no specifics about the policy coverage without consulting an advisor. You can choose from the following policy premium options:
Northwestern Mutual allows you to customize your policy using the following riders:
Northwestern Mutual has an A+ rating with the BBB and far fewer customer complaints than would be expected for a company of its size — only 16 in the last three years, as of October 2020. In addition, the company was the 4th highest ranking in customer satisfaction in J.D. Power’s 2020 US Life Insurance Study.
You can’t get a quote online for Northwestern Mutual. Instead, from the disability insurance page on its website, click Let’s Talk and enter your goals and contact information. Then, you’ll be paired with a financial advisor, who can go through your disability insurance options with you.