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Compared to other states, you’ll find a few relaxed laws for mopeds in North Carolina, while other laws are tighter. Key laws keep the same standards as motorcycles — all riders need helmets, and liability coverage is required.
To drive a moped legally in North Carolina, drivers should be at least 16 years old and wear a helmet to ride on public roads. Drivers do not need a license. However, their mopeds should be registered with the NC Divison of Motor Vehicles.
As for moped insurance, drivers are required to have $30,000 for bodily injury liability per person, $60,000 for injury liability per accident and $25,000 for property damage liability.
North Carolina has a specific set of guidelines for mopeds riding on state roads. This state considers your vehicle a moped if it:
Motorcycles have more freedom on North Carolina roads when it comes to highway riding and higher speeds. But for safety’s sake, riders should take note of several important laws:
North Carolina doesn’t require a moped to have a vehicle title, but they must have at least liability insurance coverage. Other moped laws to keep in mind:
Requirements for scooters in North Carolina depend on the model and engine size. Bikes with engine sizes smaller than 50 cc are classified as a scooter or moped. Anything bigger needs to be registered as a motorcycle.
You’re required to get coverage for your moped in North Carolina, unlike some states. That insurance can come through a scooter policy or motorcycle insurance, which is typically cheaper than a car insurance policy.
Both moped and motorcycle requirements involve at least liability coverage with limits of:
While premiums can vary based on factors like your provider and driving record, the average motorcycle policy is $519 per year. Mopeds may run a bit cheaper because of their small engine size, which could be considered low risk.
North Carolina doesn’t require a driver’s license for moped riders, but riders should be at least 16 years old.
However, you’ll want to make sure you’re following your vehicle’s true classification here. Motorcycle riders need both a regular driver’s license and motorcycle endorsement or learner’s permit to ride legally, and that law applies to many bike types above 50 cc.
Although mopeds and motorcycles have several different laws, all riders and passengers for any bike must wear helmets. Period.
Although riding mopeds versus motorcycles means slower speeds and a less-tempting engine size, North Carolina has some laws that stay the same for both. Because all riders on public roads need insurance, you might want to shop around for coverage in your area.
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