This article contains links to products or services from one or more of our advertisers or partners. We may receive a commission when you click or make a purchase using our site. Learn more about how we make money.

Nordstrom card review

Last updated:  

Get accelerated points at Nordstrom stores.

  • Get this card if you often shop at Nordstrom, HauteLook and Trunk Club.
  • Pick something else if you prefer other retailers.
  • Apply with a good credit score of 670 or higher.


Welcome offer

Up to 3x



Annual fee

11.9% to 23.9%

Purchase APR (variable)


Product NameNordstrom card
Card typeVisa,Store card
Annual fee$0
Purchase APR11.9% to 23.9% variable
Balance transfer APRN/A
Cash advance rate27.9% variable
Cash advance fee$10 or 5% of the cash advance amount, whichever is greater
Foreign transaction feeNone
Interest free periodUp to 25 days
Late payment feeUp to $38
Returned payment feeUp to $25

Expert review

Kliment Dukovski

Review by

Kliment Dukovski is a credit cards writer. He's written over 600 articles to help readers find and compare the best credit cards. Kliment has also written on money transfers, home loans and more. Previously, he ghostwrote guides and articles on foreign exchange, stock market trading and cryptocurrencies.

Expert review

The Nordstrom card comes with a $0 annual fee, 3x points on purchases made online or at the store at Nordstrom, Nordstrom Rack, HauteLook and Trunk Club, 2x points on dining, entertainment and travel, and 1x on all other purchases. You get a $40 bonus when you make a purchase at Nordstrom, or Nordstrom Rack on the day your card is approved.

How to apply for the Nordstrom card

  1. Visit the Nordstrom card website and click Apply now.
  2. Select the Become a card member option, click Apply now.
  3. Fill out the application form with all the required details.
  4. Review your application and submit.

What credit score do I need?

Increase your chances of approval with a good credit score of 670 or higher.

There’s also a retail card version. The difference is you can only use it at the store and you don’t earn 2x points on dining, entertainment and travel purchases and 1x points on everything else.

Card benefits

  • Signup bonus.
    You’ll earn a $40 bonus when you make your first purchase on the same day you open your account. It’s not the largest signup bonus out there, but rather simple to achieve.
  • Rewards.
    Earn 3x points on Nordstrom, Nordstrom Rack, HauteLook and Trunk Club purchases made in-store or online. You’ll also earn 2x points on dining, entertainment and travel and 1x points on all other purchases.
  • Access to “The Nordy Club”.
    The Nordy Club is Nordstrom’s membership program. Cardmembers get automatic access, which entails a suite of benefits for Nordstrom shoppers. A few of these perks include early access to sales events, beauty and style workshops, reimbursement for alterations, curbside pickup and access to an in-home stylist.
  • No annual fee.
    You won’t pay a fee to use this credit card.

What to watch out for

  • Closed-loop card.
    While you can earn Nordstrom points on more than just Nordstrom spending, you’re limited to Nordstrom brands when it comes time to redeem those points.
  • No intro APR.
    This card doesn’t come with an introductory APR for purchases or balance transfers.
  • High fees.
    Make a late payment and you could be on the hook for up to $38.

Compare store credit cards

Name Product Filter values Rewards Purchase APR Annual fee
Costco Anywhere Visa® Card by Citi
4% at gas stations on up to $7,000 annually (then 1%), 3% at restaurants and on travel, 2% at Costco and 1% on all other purchases
15.24% variable
An impressive cashback card that offers up to 4% back on everyday purchases like gas, travel and dining all for the cost of a Costco membership.
CardMatch™ from
See terms
See issuer's website
See terms
Use the CardMatch tool to find cards you're likely to qualify for with your credit score, without a hard pull on your credit.
Seventh Avenue Credit
5.75% to 25.99% fixed
Buy now, pay later with payments as low as $20 a month.
Net First Platinum
Up to $299.40
Build your credit history with an unsecured line of credit.
Horizon Gold
Up to $299.40
Get a $500 credit limit and no interest on purchases when you shop at the Horizon Outlet with this unsecured card.

Compare up to 4 providers

Bottom line

Nordstrom regulars will enjoy the benefits this card offers. Aside from earning points on purchases made at Nordstrom, Nordstrom Rack, HauteLook and Trunk Club, you get cool benefits and discounts at the stores.

But if you think another card would suit you better, compare other store credit cards until you find the right one for you.

Ask an expert

You are about to post a question on

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder only provides general advice and factual information, so consider your own circumstances, or seek advice before you decide to act on our content. By submitting a question, you're accepting our Terms of Use and Privacy and Cookies Policy.
Go to site