Get a no credit check loan online | finder.com

Finder is committed to editorial independence. While we receive compensation when you click links to partners, they do not influence our content.

Compare no credit check loans

Apply online or in person to get funding as soon as today.

Updated . What changed?

Fact checked

Our team reviewed over 130 short-term loan providers to make it easier for you to find a lender that doesn’t run a credit check. Compare loan amounts, turnaround times and requirements before making a decision.

6 lenders that don’t run a credit check

These providers don’t check your credit score when you apply for loans online or in person.

ProviderFinder ratingMax loan amountTurnaroundRequirements
CashNetUSA★★★★★ $1,800Up to 1 dayRegular source of income, bank account, US citizen or permanent resident, age of majority in your state
Go to site
Ace Cash Express★★★★★ VariesUp to 1 daySteady source of income, checking or savings account, not currently in bankruptcy, ages 18+
Go to site
Fast5kLoans
Not yet rated
$35,000Up to dayRegular source of income, verifiable bank account, US citizen, ages 18+
Go to site
Check City★★★★★ VariesUp to 1 dayActive checking account, photo ID, steady income
Possible FinanceNot yet rated$500Up to dayChecking account with 3+ months of banking history, $750+ monthly income, live in eligible state, ages 18+
Go to site
LendUp
Not yet rated
$250Up to 1 dayChecking account with ACH, proof of income, Social Security number, ages 18+Read more

Can I get a loan with no credit check?

You can get a loan without a credit check. In fact, payday lenders don’t conduct traditional credit checks. But that doesn’t mean there isn’t an approval process. Lenders may check for employment history, previous debts and your income to determine your eligibility.

For more options, compare payday loans for people with bad credit. Or, read our guide to payday loans.

Compare more providers

A selection of loans you can apply for

Here are some loan providers that you can apply to. Note that the max loan amount is based on the lender’s max amount. The amount will vary based on your state of residence.

Data updated regularly
Name Product Filter Values Loan amount Turnaround time Requirements
OppLoans Installment Loans
$500 - $5,000
1 business day
Direct deposit, meet minimum income requirements, live in eligible state
Comes with the option to change your due date so you won’t fall behind on repayments.
Pheabs installment loan connection service
$100 - $35,000
As soon as next business day
Fair credit accepted
Check Into Cash Payday Loan
$50 - $1,000
1 to 2 business days
Bank account, email address, phone number, US citizen or permanent resident, ages 21+
Plus, get access to check cashing, cell phone top ups, bill pay and more at one of its many storefronts.
Fast5kLoans Short-term Loans Connection Service
$100 - $35,000
As soon as the next business day
Regular source of income, verifiable bank account, US citizen, ages 18+
Get connected with multiple lenders you might qualify with — even if you have bad credit.
Monevo Installment Loans
$500 - $100,000
Varies by lender
Credit score of 500+, legal US resident, ages 18+
Quickly compare multiple online lenders with competitive rates depending on your credit.
loading

Compare up to 4 providers

A selection of lender matching services you can apply with

These lender matching services are not lenders, loan brokers or agents for any lender or loan broker. They also do not make credit decisions. They focus on trying to match you with a lender that might be able to provide you the funds you seek. Note that the max loan amount is based on the matching services max amount, but it will vary based on your state of residence. If you proceed with one of these services, confirm that the lender is reputable by checking with your local government.

Data updated regularly
Name Product Filter Values Loan amount Turnaround time Requirements
Fast5kLoans Short-term Loans Connection Service
$100 - $35,000
As soon as the next business day
Regular source of income, verifiable bank account, US citizen, ages 18+
Get connected with multiple lenders you might qualify with — even if you have bad credit.
LendYou Short-term Loans
$100 - $15,000
Same business day to 1 business day
$1,000+ monthly income, direct deposit, US citizen or permanent resident, ages 18+
Get offers from potential lenders in minutes by filling out just one online form.
BadCreditLoans.com
$500 - $10,000
Varies
Depending on lender requirements, people from all 50 states may not be eligible for a personal loan.
With straightforward, simple qualifications, these loans offer easy approval for people with poor credit.
Slam Dunk Loans
$100 - $50,000
Same business day to 1 business days
Employed, $800+ regular monthly income, checking account, ages 18+, US citizen
Fill out a simple online form to compare offers from several lenders that may be able to help.
CashUSA Installment Loans
$500 - $10,000
As fast as same business day
Regular source of income, bank account, US citizen or permanent resident, age of majority in your state
Explore its online education center to get tips on budgeting, how to prioritize your bills and more.
CashAdvance.com Payday Loans
$100 - $1,000
1 to 2 business days
Employed, $1,000+ monthly income after taxes, US citizen or permanent resident, ages 18+
Use its repayment calculator to see how the loan term and amount you borrow affects the overall cost.
loading

Compare up to 4 providers

More guides on Finder

Ask an Expert

You are about to post a question on finder.com:

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • finder.com is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder.com provides guides and information on a range of products and services. Because our content is not financial advice, we suggest talking with a professional before you make any decision.

By submitting your comment or question, you agree to our Privacy and Cookies Policy and finder.com Terms of Use.

Questions and responses on finder.com are not provided, paid for or otherwise endorsed by any bank or brand. These banks and brands are not responsible for ensuring that comments are answered or accurate.

2 Responses

    Default Gravatar
    TyrellNovember 2, 2017

    How can I get a loan with my prepaid card I don’t have a checking account??

      Default Gravatar
      LiezlNovember 3, 2017

      Hi Tyrell,

      Thanks for reaching out.

      There are lenders who don’t require a checking or bank account. In lieu of an account, you can either use a prepaid card or pick up the cash in-store. There might be some fees that come with these options. Please make sure to confirm this with the lender as well as the loan limitations and eligibility criteria before you apply for a loan.

      I hope this helps. If you have any questions, please feel free to message us again.

      Cheers,
      Liezl

Go to site