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Compare no credit check loans

6 lenders that don’t run a credit check

Updated Dec 4, 2020. What changed?

Fact checked

{"niche":"USFSL"}

Name	Loan amount	Turnaround time	Requirements
OppLoans Installment Loans	$500 - $5,000	1 business day	Direct deposit, meet minimum income requirements, live in eligible state	Comes with the option to change your due date so you won’t fall behind on repayments.	Go to site More Info	loading Fetching your data...
CashNetUSA Loan	$100 - $1,800	As fast as same business day	Regular source of income, bank account, US citizen or permanent resident, age of majority in your state	Sign up for its discount program to get access to coupons and deals on everything from dining out to tax services.	Go to site More Info	loading Fetching your data...
ACE Cash Express Short-term Loans	$100 - $5,000	As fast as same business day	Steady source of income, checking or savings account, not currently in bankruptcy, ages 18+	Its satisfaction guarantee means you can return the full loan amount within 72 hours if you change your mind.	Go to site More Info	loading Fetching your data...
Fast5kLoans Short-term Loans Connection Service	$100 - $35,000	As soon as the next business day	Regular source of income, verifiable bank account, US citizen, ages 18+	Get connected with multiple lenders you might qualify with — even if you have bad credit.	Go to site More Info	loading Fetching your data...
Brigit	Up to $250	Same business day to 2 business days	Have an active checking account	Have up to $250 automatically deposited into your account — for a $9.99 membership fee.	Go to site More Info	loading Fetching your data...
CashAdvance.com Payday Loans	$100 - $999	Varies by lender	Employed, at least $1,000 in monthly take-home pay, valid checking account, US citizen, over 18, valid home and work phone number, valid email address, resident of eligible state.	Use its repayment calculator to see how the loan term and amount you borrow affects the overall cost.	Go to site More Info	loading Fetching your data...

Compare up to 4 providers

MUST READ:

The Consumer Financial Protection Bureau (CFPB) no longer requires lenders to consider your ability to repay a loan. This could put you at risk of getting caught in a cycle of debt. Carefully review your finances and the loan cost to make sure it fits your budget.

Before you take out a short-term loan

Payday loans, installment loans and auto title loans come with high rates and fees which can trap you in a cycle of debt. Borrowers may find themselves taking out a second or third loan because they couldn't pay back the first one on time.

Consider alternatives before opting for a short-term loan:

Local resources. Government agencies, nonprofits and local charities often offer free financial services and help with food, utilities and rent for those in need.
Payment extensions. Talk with your bill providers about a longer payment plan or extension on your due date if you're behind on payments.

Can I get a loan with no credit check?

You can get a loan without a credit check. In fact, payday lenders don’t conduct traditional credit checks. But that doesn’t mean there isn’t an approval process. Lenders may check for employment history, previous debts and your income to determine your eligibility.

For more options, compare payday loans for people with bad credit. Or, read our guide to payday loans.

Thank you for your feedback!

Anna Serio

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Anna Serio is a trusted lending expert and certified Commercial Loan Officer who's published more than 1,000 articles on Finder to help Americans strengthen their financial literacy. A former editor of a newspaper in Beirut, Anna writes about personal, student, business and car loans. Today, digital publications like Business Insider, CNBC and the Simple Dollar feature her professional commentary, and she earned an Expert Contributor in Finance badge from review site Best Company in 2020.

CashNetUSA payday loans review Are payday loans permitted in your state?

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2 Responses

TyrellNovember 2, 2017

How can I get a loan with my prepaid card I don’t have a checking account??

LiezlNovember 3, 2017

Hi Tyrell,

Thanks for reaching out.

There are lenders who don’t require a checking or bank account. In lieu of an account, you can either use a prepaid card or pick up the cash in-store. There might be some fees that come with these options. Please make sure to confirm this with the lender as well as the loan limitations and eligibility criteria before you apply for a loan.

I hope this helps. If you have any questions, please feel free to message us again.

Cheers,
Liezl

Compare no credit check loans

6 lenders that don’t run a credit check

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