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Compare no credit check loans
Apply online or in person to get funding as soon as today.
Our team reviewed over 130 short-term loan providers to make it easier for you to find a lender that doesn’t run a credit check. Compare loan amounts, turnaround times and requirements before making a decision.
6 lenders that don’t run a credit check
These providers don’t check your credit score when you apply for loans online or in person.
| Provider | Finder rating | Max loan amount | Turnaround | Requirements | |
|---|---|---|---|---|---|
| CashNetUSA | ★★★★★ | $1,800 | Up to 1 day | Regular source of income, bank account, US citizen or permanent resident, age of majority in your state | |
| Ace Cash Express | ★★★★★ | Varies | Up to 1 day | Steady source of income, checking or savings account, not currently in bankruptcy, ages 18+ | |
| Fast5kLoans | $35,000 | Up to day | Regular source of income, verifiable bank account, US citizen, ages 18+ | ||
| Check City | ★★★★★ | Varies | Up to 1 day | Active checking account, photo ID, steady income | |
| Possible Finance | Not yet rated | $500 | Up to day | Checking account with 3+ months of banking history, $750+ monthly income, live in eligible state, ages 18+ | |
| LendUp | $250 | Up to 1 day | Checking account with ACH, proof of income, Social Security number, ages 18+ | Read more |
Can I get a loan with no credit check?
You can get a loan without a credit check. In fact, payday lenders don’t conduct traditional credit checks. But that doesn’t mean there isn’t an approval process. Lenders may check for employment history, previous debts and your income to determine your eligibility.
For more options, compare payday loans for people with bad credit. Or, read our guide to payday loans.
Compare more providers
A selection of loans you can apply for
Here are some loan providers that you can apply to. Note that the max loan amount is based on the lender’s max amount. The amount will vary based on your state of residence.
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A selection of lender matching services you can apply with
These lender matching services are not lenders, loan brokers or agents for any lender or loan broker. They also do not make credit decisions. They focus on trying to match you with a lender that might be able to provide you the funds you seek. Note that the max loan amount is based on the matching services max amount, but it will vary based on your state of residence. If you proceed with one of these services, confirm that the lender is reputable by checking with your local government.
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Ask an Expert
How can I get a loan with my prepaid card I don’t have a checking account??
Hi Tyrell,
Thanks for reaching out.
There are lenders who don’t require a checking or bank account. In lieu of an account, you can either use a prepaid card or pick up the cash in-store. There might be some fees that come with these options. Please make sure to confirm this with the lender as well as the loan limitations and eligibility criteria before you apply for a loan.
I hope this helps. If you have any questions, please feel free to message us again.
Cheers,
Liezl