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Compare no credit check loans

6 lenders that don’t run a credit check

Name Product Filter Values Loan amount Turnaround time Requirements
OppLoans Installment Loans
$500 - $5,000
1 business day
Direct deposit, meet minimum income requirements, live in eligible state
Comes with the option to change your due date so you won’t fall behind on repayments.
CashNetUSA Loan
$100 - $1,800
As fast as same business day
Regular source of income, bank account, US citizen or permanent resident, age of majority in your state
Sign up for its discount program to get access to coupons and deals on everything from dining out to tax services.
ACE Cash Express Short-term Loans
$100 - $5,000
As fast as same business day
Steady source of income, checking or savings account, not currently in bankruptcy, ages 18+
Its satisfaction guarantee means you can return the full loan amount within 72 hours if you change your mind.
Fast5kLoans Short-term Loans Connection Service
$100 - $35,000
As soon as the next business day
Regular source of income, verifiable bank account, US citizen, ages 18+
Get connected with multiple lenders you might qualify with — even if you have bad credit.
Up to $250
Same business day to 2 business days
Have an active checking account
Have up to $250 automatically deposited into your account — for a $9.99 membership fee. Payday Loans
$100 - $999
Varies by lender
Employed, at least $1,000 in monthly take-home pay, valid checking account, US citizen, over 18, valid home and work phone number, valid email address, resident of eligible state.
Use its repayment calculator to see how the loan term and amount you borrow affects the overall cost.

Compare up to 4 providers

Can I get a loan with no credit check?

You can get a loan without a credit check. In fact, payday lenders don’t conduct traditional credit checks. But that doesn’t mean there isn’t an approval process. Lenders may check for employment history, previous debts and your income to determine your eligibility.

For more options, compare payday loans for people with bad credit. Or, read our guide to payday loans.

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2 Responses

    Default Gravatar
    TyrellNovember 2, 2017

    How can I get a loan with my prepaid card I don’t have a checking account??

      Default Gravatar
      LiezlNovember 3, 2017

      Hi Tyrell,

      Thanks for reaching out.

      There are lenders who don’t require a checking or bank account. In lieu of an account, you can either use a prepaid card or pick up the cash in-store. There might be some fees that come with these options. Please make sure to confirm this with the lender as well as the loan limitations and eligibility criteria before you apply for a loan.

      I hope this helps. If you have any questions, please feel free to message us again.


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