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WorldRemit review

Here's a secure way to send money to over 150 countries and track it every step of the way.

With a selection of flexible transfer options, WorldRemit allows you to fund your transfer from your bank account or a credit or debit card, while the funds you send can be deposited into your recipient’s bank account or mobile wallet or made available for collection from an agent location. You can also top up someone’s mobile airtime.

Code

Zero fees on your first THREE money transfers

Send money with WorldRemit using the code '3FREE' and pay no fees on your first three money transfers

Popular WorldRemit coupon codes

Last checked Code description Code
24 May 2022 Zero fees on your first THREE money transfers 3FR****

Must read: WorldRemit’s coronavirus response

With the pandemic affecting how we can pick up money transfers, WorldRemit is asking customers to send transfers online through the WorldRemit app and, where possible, to send to your recipient’s mobile money or airtime accounts. Cash pickup locations may not be available or may have reduced hours as local businesses are affected by movement restrictions.

Why should I consider WorldRemit?

  • Easy-to-use website. Signing up and sending money can be done in as little as a few minutes, and support can be accessed through phone, email, live chat and FAQs.
  • Worldwide network. Customers in more than 50 countries can send funds to over 150 countries using a variety of methods, including bank transfers, cash pickup at thousands of locations, door-to-door delivery, delivery to services like Alipay and more.
  • Flexible payment options. Pay with a credit or debit card, from your bank account, through Apple or Google Pay and even with prepaid cards.
  • Several ways of sending money. You can either choose for a banktransfer, cash pick-up, airtime top-up and mobile wallet payments.
  • Fast transfers. Cash pickups, WorldRemit Wallet transfers and airtime top-ups are typically available instantly after sending, while mobile money and bank deposits may take one or more business days to process.

What to watch out for

  • Maximum daily limits. Transaction limits depend on how you are sending the money, while a total 24-hour cap of €40,000 applies to all transactions being sent by you out of the Netherlands.
  • Changing fees. Depending on where you are sending to, how you are paying and how you are transferring money, your fees may vary. Although a base fee from €0.99 is applied to most transfers, keep an eye on this category when actually completing your transfer to make sure it doesn’t change.
  • No hedging options. WorldRemit only offers one-off transfers, unlike some of its competitors that offer additional tools to help you save money. Hedging tools are most often used to lock in an exchange rate, helping you save money on future transfers if the market shifts against your position.
  • Inconsistent markups. Exchange rates vary through WorldRemit and depend not only on the currency you are sending to but also on the destination country. Expect mid-market markups anywhere from 0.5-4%.

Exchange rates and fees

Transfers through WorldRemit will have both a fee and a mid-market margin markup added to them. These depend on the following:

  • Location. Fees and exchange rates may vary based on the country you are sending to. Even if two destination countries share the same currency, the exchange rate offered by WorldRemit may vary when sending to each.
  • Amount. Although the fee for most transfers will start at €0.99, some countries will have higher fees based on the amount you are sending.
  • Delivery. Sending cash will typically have higher fees, while sending to a bank account tends to be cheaper.

Unlike many competitors, WorldRemit offers the same exchange rate no matter how much you send. And its fees are transparent: you’ll see them when you’re calculating or making a transfer, so you won’t incur hidden or undisclosed charges.

Calculate how much your transfer with WorldRemit could cost

Choose the currency you want to send and enter the desired transfer amount. The table will give you an idea of what your transfer could look like.

1 - 1 of 1
Name Product Minimum Transfer Transfer Time Transfer Fee
WorldRemit - Nederland
EUR 1
1-3 Werkdagen
EUR 3,99
WorldRemit stuurt geld naar meer dan 110 landen via bankoverschrijvingen, contant geld ophalen of mobiel opwaarderen.
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What are WorldRemit’s exchange rates?

As of 10 September 2020, here are the mid-market rate markups and fees for popular destinations around the world when sending to a bank account. The mid-market rate is the exchange rate you’ll see when you look up a currency pair on Google and is the current recognised rate that traders use to buy and sell a pair of currencies. The lower the percent above the mid-market rate that WorldRemit is charging, the better.

Sending toCurrencyMid-market rateWorldRemit rate% above mid-marketFees from (EUR)
MoroccoMAD10.8410.671.5%€0.99
ChinaCNY8.097.991.2%€4.99
IndonesiaIDR17737.9817084.423.6%€0.99
NigeriaNGN451.74443.501.8%€2.99
PolandPLN4.454.410.8%€0.99
IndiaINR86.9485.391.7%€2.99
HungaryHUF357.92349.522.3%€1.99
ThailandTHB37.0435.992.8%€4.99

How long does a WorldRemit transfer take?

WorldRemit transfer speeds depend on the delivery method you choose.

Delivery methodTransfer speed
Bank transferWithin minutes to five business days
Cash pickupInstant
Mobile moneyWithin minutes
Airtime top-upWithin minutes
Home deliveryOne to seven business days

What currencies can I send?

WorldRemit transfers can be sent from over 50 countries and received in over 150 countries. Some popular currencies and sending destinations include the following:

  • Morocco: Moroccan dirham (MAD)
  • China: Chinese yuan (CNY)
  • India: Indian rupee (INR)
  • Indonesia: Indonesian rupiah (IDR)
  • Poland: Polish złoty (PLN)
  • Hungary: Hungarian forint (HUF)
  • Nigeria: Nigerian naira (NGN)
  • Turkey: Turkish lira (TRY)
  • Vietnam: Vietnamese dong (VND)
  • Thailand: Thai baht (THB)

Is WorldRemit safe to use?

WorldRemit uses many methods to protect your transaction and is authorised and regulated by many government agencies. In short, here is how WorldRemit protects your transfer:

  • Secure payment channels. Depending on where you are sending money from and to, you can expect your payments to be secured by the following:
    • Apple Pay
    • Verified by Visa
    • Mastercard and Maestro SecureCode
  • Regulation compliance. WorldRemit holds many licenses around the globe, including in the following countries:
    • United States
    • United Kingdom
    • Canada
    • Australia
  • Dedicated security teams. WorldRemit uses machine learning to monitor all transactions, and anything suspicious is forwarded for human attention. When problems pop up, customers can contact WorldRemit 24/7 by using the following methods:
    • Telephone
    • Email
    • Live chat

What are WorldRemit’s reviews like?

WorldRemit has strong reviews online, including an excellent rating on Trustpilot with more than 42,000 reviews. Many reviews rave about the easy-to-use app, fast transfers and reasonable prices. However, keep in mind that many of the bad reviews focus on poor customer service and delayed refunds.

Trustpilot4.2 out of 5 — based on 42,005 customer reviews
CompareRemit1.6 out of 5 — based on 207 customer reviews
Monito8.3 out of 10 — based on staff reviews

Reviews accurate as of 11 February 2021.

Diving deeper, a lot of the complaints found online about WorldRemit have to do with the time delay when receiving a refund and occasional claims that a refund wasn’t received at all when requested. Many users on Reddit also mentioned that making transfers from smaller banks can be a hassle with WorldRemit, as their bank refused the transfer the first time around. Overall, WorldRemit customer care seems to answer these complaints on the various threads they are posted, often providing additional phone numbers for the customer to reach out and receive more help to solve their issue.

WorldRemit has been in business since 2010. Aside from 24/7 customer support, the website also boasts an extensive FAQ to help customers find the answers to many popular questions and concerns surrounding the service.

What payment methods does WorldRemit accept?

WorldRemit accepts different payment methods depending on where you are sending your transfer from. From the Netherlands, WorldRemit payment methods include the following:

  • Wire transfer from a bank account
  • Debit, credit and prepaid cards
  • Apple Pay

Around the world, WorldRemit also accepts the following payment methods:

  • POLi
  • Interac
  • iDEAL
  • Trustly

What are the ways I can send money with WorldRemit?

Depending on where you live, the ways to send money through WorldRemit may vary. WorldRemit offers the following ways to send and receive money:

  • Cash pickup. Pick up a cash transfer at one of WorldRemit’s partner network locations – these are typically banks.
  • Bank transfer. Have the money delivered straight to your bank account. Additional fees may apply, so always double-check with your bank before accepting a transfer this way.
  • Mobile money. Receive money into your existing mobile wallet service, which you can then use to pay bills, withdraw at authorised agents and similar actions.
  • Airtime top-up. Have money sent directly to your telecom network to cover your phone bill.
  • Door-to-door delivery. Physical cash is delivered straight to your door, but you must present a valid ID that matches the details entered by the sender.

What do I need to send money online through WorldRemit?

You’ll need some key pieces of identification to send money online through WorldRemit, including the following:

  • A WorldRemit account. Creating an account is free and can typically be done in a few minutes or less.
  • Valid payment. Payment options for transfers out of the Netherlands include debit, credit and prepaid cards, bank account transfers and Apple Pay.
  • Recipient’s name and contact information. To make sure your transfer goes smoothly, have your recipient’s legal name, bank account information and contact info ready when setting up your transfer.
  • Valid identification. Valid ID is required to transfer with WorldRemit. Acceptable forms must include your photograph, your full name, date of birth and more. Typically accepted forms of ID include the following:
    • Passport
    • European Driver’s licence
    • European residence permit

How to make my first transfer

There are six steps to follow for your first transfer through WorldRemit:

  1. Choose the country you want to send to
  2. Select the method of transfer
  3. Enter sending amount then double-check fees and exchange rate
  4. Add recipient information
  5. Add payment information
  6. Send money

WorldRemit Wallet, mobile money and airtime top-ups explained

Some of these services you may know under different names and not all of them are available worldwide.

  • WorldRemit Wallet: Similar to other digital wallets, the WorldRemit Wallet enables users in select countries to store money without having to move it to a bank account or for cash pickup. The WorldRemit Wallet comes included in the WorldRemit mobile app in participating countries and can currently store US dollars, Philippine pesos, Ugandan shilling and Central African francs.
  • WorldRemit mobile money: Mobile money is an ewallet service that is available for use in more than 80 countries and may be particularly useful for the underbanked and unbanked. Mobile money uses smartphones and basic phones to store money that can be saved, withdrawn and sent by the user through their phone. Users can use their mobile money to buy things in participating stores and online shops as well as to pay bills and more.
  • Airtime top-ups: Many mobile service providers allow you to pay for service through money transfers. This is where airtime top-ups come into play. WorldRemit allows you to pay for service in other countries, perhaps for your friends or family, so that they will have airtime minutes and text balances to stay in touch with you.

Does WorldRemit have a mobile app?

WorldRemit app screenshot

Yes, WorldRemit has an app available on both the App Store and through Google Play. Through the app, you can do the following:

  • Save contact information. Store your frequent recipients to make starting a transfer to them even quicker.
  • Get daily price notifications. Keep an eye on multiple currency pairs to send your money when the exchange rate is in your favor.
  • Track transfers. See the progress of your transfer in the app and opt in or out of SMS notifications.
  • Access customer support. Find live chat, telephone numbers and email options to contact customer support through the app.
Reviews accurate as of 10 September 2020
Google Play Store4.1 out of 5 — based on 73,781 customer reviews
Apple App Store4.8 out of 5 — based on 48,200 customer reviews

How does WorldRemit compare to other services?

Quickly compare how much your transfer could cost with WorldRemit and its competitors by entering the amount of money you want to send, select the destination and click Calculate.

1 - 9 of 9
Name Product Minimum Transfer Transfer Time Transfer Fee
Paysend - Netherlands
Paysend - Netherlands
$1
Binnen enkele minuten
Varierend
Verdien 5€ cashback voor uw eerste twee internationale overschrijvingen met de code FINDER. Algemene voorwaarden zijn van toepassing
Stuur geld naar meer dan 150 landen met transparante kosten via één gebruiksvriendelijke app.
Wise (TransferWise) - Nederland
EUR 1
1-2 Dagen
Varierend
Bespaar geld met de gemiddelde marktkoers en een transparante kostenstructuur.
CurrencyFair - Nederland
EUR 5
1-2 Dagen
USD 4
Speciale aanbieding: Nieuwe klanten ontvangen de eerste 3 maanden onbeperkt gratis overschrijvingen. Algemene voorwaarden zijn van toepassing.
CurrencyFair heeft zeer concurrerende wisselkoersen en snelle overdrachtstijden voor meer dan 15 populaire valuta's.
Remitly - Nederland
EUR 0
1-5 Dagen
EUR 2,99
Remitly biedt snelle en betaalbare transacties over de hele wereld, met zowel express- als economy-opties.
Revolut - Nederland
Revolut - Nederland
USD $0
Dezelfde dag
USD $0
Stuur van maandag t/m vrijdag gratis geld in meer dan 27 valuta’s.
XE Money Transfers - Nederland
EUR 0
Dezelfde dag
EUR 0
XE biedt snelle overschrijvingen zonder transactiekosten en heeft een reeks handige hulpmiddelen voor vreemde valuta.
WorldRemit - Nederland
EUR 1
1-3 Werkdagen
EUR 3,99
WorldRemit stuurt geld naar meer dan 110 landen via bankoverschrijvingen, contant geld ophalen of mobiel opwaarderen.
Key Currency - Nederland
Key Currency - Nederland
£5000.00
Dezelfde dag voor grote valuta’s, 1 dag voor exotische munteenheden.
Geen
Boek geld over op dezelfde dag in alle belangrijke Europese valuta's.
Panda Remit - Nederland
Panda Remit - Nederland
$10
Within minutes
0
Speciale aanbieding: Onbeperkte overschrijvingen zonder vergoedingen & €5 tegoed. Voorwaarden zijn van toepassing.
Panda Remit stuurt geld naar meer dan 30 landen met 24/7 klantenondersteuning en exclusieve wisselkoersen.
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Bottom line

WorldRemit offers clear pricing on the fees and exchange rates it uses, making comparisons a breeze when trying to find the best price for your transfer. Because there are many WorldRemit alternatives out there, it may be worth shopping around before sending your transfer. Prices aside, WorldRemit has many years under its belt, while serving millions of customers a year, so new customers should have little reason to worry when sending a transfer through WorldRemit.

Frequently asked questions

Review by


Zak Killermann is a publisher at Finder who’s been specializing in cryptocurrencies and blockchain technology for four years — covering everything from ICO booms, crypto winters, memecoins and more. He’s mined and minted cryptocurrencies, and remembers the days when DOGE was just for fun. Zak’s focus is in breaking down technical concepts into approachable nuggets of information. Before diving into all things crypto, Zak contributed to Finder’s money transfers vertical.

Expert review

WorldRemit’s network isn’t quite as large as brands like Western Union, but you’ll often find better rates and lower fees with WorldRemit. Plus, WorldRemit’s app and website tell you upfront what exchange rate and fees you’ll be paying without needing to sign up first. This makes it easier to compare against other companies to see if you’re getting the best deal.

One major downfall of WorldRemit is that you can’t pay in cash, but its global network does support cash pickups in many countries worldwide. Other delivery options like mobile airtime top-ups, bill pay and door-to-door cash delivery help round this service out for some sending destinations. You’ll also often be able to find promo codes to get a better deal if you’re a first-time customer.

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