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Banks with Apple Pay

Find out if your bank offers Apple Pay and learn how to use it for contactless purchases.

Apple Pay is a digital wallet that helps you make contactless payments in-store or online without a physical debit card. Instead, you can use your iPhone or any other supported Apple device to pay, which is not only convenient but also more secure.

In this guide, we’ll cover how Apple Pay works, the Dutch banks which offer it and how you can set it up.

Banks in the Netherlands that offer Apple Pay

Does your bank offer Apple Pay or Google Pay? Check the table below to find out.

BankApple PayGoogle PayiDEAL
ABN AMROYesYesYes
AdyenNoYesNo
ASN BankNoNoYes
American ExpressYesNoNo
bunqYesYesYes
CurveNoYesNo
ING GroupYesNoYes
KnabYesNoYes
MoneseYesYesNo
N26YesYesNo
OpenbankYesNoNo
PayrNetNoYesNo
RabobankNoNoYes
RegiobankNoNoYes
RevolutYesYesYes
SNSNoNoYes
Svenska HandelsbankenNoNoYes
Triodos BankNoNoYes
Van LanschotNoNoYes
Viva WalletNoYesNo
WiseNoYesNo

What is Apple Pay?

As everyone clamours to get aboard the Apple Pay hype train, you might be wondering what exactly it offers. With Apple Pay, you can store the details of any supported debit/credit card in your Apple account. This way, you can use the Apple Pay app to pay at retail outlets instead of pulling out a physical card. Most Apple devices, including the Apple Watch, iPad and iPhone support this feature. Using Apple Pay is both convenient and safe as it reduces the chances of someone stealing your card information.

How does Apple Pay work?

To put it simply, you can use Apple Pay as a digital extension of your physical wallet. Apple Pay lets you make purchases with your phone by tapping the point-of-sale (POS) terminal just as you would for your debit card. You can then authenticate your transaction with Face ID or Touch ID.

It uses a technology called a near-field-communication (NFC) chip which helps communicate to the POS payment terminal at the counter, therefore processing the payment just like a debit card. All of this can take place within seconds of tapping your device on the terminal.

Where can I use Apple Pay?

You can use Apple Pay both in-store and online.

For in-store use, Apple Pay can only be used with selected merchants in the Netherlands. However, from ALDI’s to McDonald’s, most cafes, shops, grocery chains and petrol kiosks should accept Apple Pay as long as the store has a POS terminal that works with tap-and-go payments.

Apple Pay also allows you to pay securely on online sites and mobile apps. If you’re ordering Kebabs using Thuisbezorgd or hailing a ride on Uber, you can use Apple Pay to complete the transaction instead of providing your card details. That way, you can circumvent the need to store your card information on their site, even if it’s just temporary.

Which devices are compatible with Apple Pay?

How to set up Apple Pay

To set up Apple Pay on your device, follow these two simple steps:

  • Ensure that your device and debit cards are both compatible. In order to enable Apple Pay, you’ll need to have a compatible Apple device. You’ll also need an eligible debit card from one of the participating banks
  • Add your card to Apple Pay. To access Apple Pay, find the Wallet app on your iOS device. Open the Wallet app and click the “Add” button to add a new credit or debit card to your Wallet. You can simply scan your card to input the card details and your bank will verify the rest. Once verified, your card will appear in the Wallet category and you can start using Apple Pay.

How do I use Apple Pay?

To use Apple Pay in retail outlets, simply open your Wallet and hover the phone above the POS terminal. Unlike what tap-and-go suggests, your phone doesn’t actually have to come in contact with the card reader.

You’ll also need to verify the transaction next, which will require Touch ID or Face ID. The payment will then be automatically processed, charging the cost to your default card.

This process happens in the span of a few seconds, allowing you to make your purchase and authenticate it on-the-go.

Before making a payment with your Apple Watch, you’ll first need to add your card details to your Wallet app just as you would for a standard Apple Pay setup. You may do this using the Apple Watch app on your iPhone. Once your card has been added, you can start spending with your Apple Watch. You’ll need to double-click the side button on your watch and hover the watch screen above the POS terminal.

Is Apple Pay safe?

Apple Pay is generally considered safe. To protect your personal information or transaction data, Apple Pay uses a device-specific number and unique transaction code to pair the purchase to your card. Apple does not store your debit card details on its own servers or on your device. To ensure that your payments are secure, authentication using Touch ID, Face ID or a PIN number is mandatory to complete Apple Pay payments.

This process has a number of security advantages over using a physical debit card to make purchases. By using Apple Pay, you can avoid misplacing your debit card or having your card cloned at the counter, for example. Additionally, the authentication system provides an extra layer of security which guarantees that only you can use the debit card to make a payment.

What about Google Pay?

Only devices running iOS or watchOS are eligible for Apple Pay. Google Pay, on the other hand, is the digital wallet solution offered by Google for Android users. If you don’t have a compatible Apple device, consider using Google Pay or another option, such as Samsung Pay. Most digital wallets work identically to Apple Pay.

Bottom line

Apple Pay is a handy tool for iOS users to spend on-the-go. If you’re interested in signing up, remember to check if your device is compatible and that your bank supports Apple Pay beforehand.

Compare cards with Apple Pay

1 - 20 of 25
Name Product Mobile View Mobile payments English Monthly fee Card delivery Mobile payments
Revolut Standard
  • Monthly fee

    € 0

  • Card delivery

    Up to 9 working days

  • Mobile payments

€ 0
Up to 9 working days
Apple Pay, Google Pay
Enjoy no monthly fee, no currency conversion fees up to € 1,000 per month and the ability to hold up to 16 currencies in your account.
bunq Easy Money Personal
  • Monthly fee

    € 8.99

  • Card delivery

    Up to 10 working days

  • Mobile payments

€ 8.99
Up to 10 working days
Apple Pay, Google Pay, Fitbit Pay, iDEAL
A card linked to up to 25 individual IBAN accounts. Earn interest on all money in your account and benefit from competitive rates and fees.
N26 You
  • Monthly fee

    € 9.90

  • Card delivery

    Up to 10 working days

  • Mobile payments

€ 9.90
Up to 10 working days
Apple Pay, Google Pay
A smart IBAN account with no currency conversion fees, complimentary insurances and no ATM fees here or abroad.
Openbank Open Payment Account
  • Monthly fee

    € 0

  • Card delivery

    N/A

  • Mobile payments

€ 0
N/A
Apple Pay, Google Pay
An open payment account with € 0 fees and free domestic and EU transfers. Includes a free debit card with travel benefits.
Nuri
  • Monthly fee

    € 0

  • Card delivery

    Up to 14 days

  • Mobile payments

€ 0
Up to 14 days
Apple Pay, Google Pay, Samsung Pay
Invest in cryptocurrencies and enjoy up to 5% interest per year on Bitcoin deposits with this digital bank account
N26 Bank Account
  • Monthly fee

    € 0

  • Card delivery

    Up to 10 working days

  • Mobile payments

€ 0
Up to 10 working days
Apple Pay, Google Pay
Benefit from no monthly fee, no currency conversion fees and a raft of in-app budgeting features to help you save.
VIALET Current Account
  • Monthly fee

    € 0

  • Card delivery

    Up to 7 working days

  • Mobile payments

€ 0
Up to 7 working days
Apple Pay, Google Pay
An IBAN account you can use to manage your money and spend in over 200 countries worldwide, fee-free.
bunq Easy Bank Personal
  • Monthly fee

    € 2.99

  • Card delivery

    Up to 10 working days

  • Mobile payments

€ 2.99
Up to 10 working days
Apple Pay, Google Pay, Fitbit Pay, iDEAL
Benefit from zero FX fees, bill splitting facility, and a wide range of advance payment features with this low-cost digital account.
Wirex Premium
  • Monthly fee

    € 9.99

  • Card delivery

    Up to 4 business days

  • Mobile payments

€ 9.99
Up to 4 business days
Apple Pay, Google Pay

Get a Welcome Bonus of $15 USD in WXT when you sign up with Wirex through Finder.

Enjoy revolutionary digital payment features on-the-go, plus exclusive merchant deals and higher rewards when you spend on your Wirex card.
Wirex Standard
  • Monthly fee

    € 0

  • Card delivery

    Up to 4 business days

  • Mobile payments

€ 0
Up to 4 business days
Apple Pay, Google Pay

Get a Welcome Bonus of $15 USD in WXT when you sign up with Wirex through Finder.

Benefit from an array of digital payment features, including a free prepaid Wirex card and unlimited fee-free transfers at interbank rates - with zero monthly subscription fee.
bunq Easy Green Personal
  • Monthly fee

    € 17.99

  • Card delivery

    Up to 10 working days

  • Mobile payments

€ 17.99
Up to 10 working days
Apple Pay, Google Pay, Fitbit Pay, iDEAL
An account with an exclusive stainless steel card. Help the environment – a tree will be planted for every € 100 you spend.
Wirex Elite
  • Monthly fee

    € 29.99

  • Card delivery

    Up to 4 business days

  • Mobile payments

€ 29.99
Up to 4 business days
Apple Pay, Google Pay

Get a Welcome Bonus of $15 USD in WXT when you sign up with Wirex through Finder.

Access supercharged rewards and curated merchant offers in addition to standard Wirex digital payment features and travel card.
N26 Smart
  • Monthly fee

    € 4.95

  • Card delivery

    Up to 10 working days

  • Mobile payments

€ 4.95
Up to 10 working days
Apple Pay, Google Pay
A mid-tier, premium subscription plan that comes with a range of essential money management features to help you better manage your finances.
Revolut Plus
  • Monthly fee

    € 2.99

  • Card delivery

    Up to 9 working days

  • Mobile payments

€ 2.99
Up to 9 working days
Apple Pay, Google Pay
A Revolut Plus account gives you the security of all your online purchases with the purchase guarantee, interest on your savings, and many more extras for just a small amount per month
Wise Multicurrency Account
Wise Multicurrency Account
  • Monthly fee

    € 0

  • Card delivery

    Up to 14 working days

  • Mobile payments

€ 0
Up to 14 working days
Apple Pay, Google Pay
Wise (formerly TransferWise) is an international account for over 50 currencies, with instant, super-cheap money transfer, a card to spend in any currency, bank details to get paid in 30 different countries and multi-currency direct debits.
Revolut Metal
  • Monthly fee

    € 13.99

  • Card delivery

    Up to 3 working days

  • Mobile payments

€ 13.99
Up to 3 working days
Apple Pay, Google Pay
A premium account with an exclusive Metal card featuring insurances, cashback, concierge service, cryptocurrencies and more.
N26 Metal
  • Monthly fee

    € 16.90

  • Card delivery

    Up to 10 working days

  • Mobile payments

€ 16.90
Up to 10 working days
Apple Pay, Google Pay
Receive a stainless steel Metal card available in 3 shades, an insurance package, exclusive offers, and great rates and fees.
Revolut Premium
  • Monthly fee

    € 7.99

  • Card delivery

    Up to 3 working days

  • Mobile payments

€ 7.99
Up to 3 working days
Apple Pay, Google Pay
A combined current account and IBAN account with unlimited free currency conversions and international transfers in 30 currencies.
Vivid Standard
  • Monthly fee

    € 0

  • Card delivery

    4-5 days

  • Mobile payments

€ 0
4-5 days
Apple Pay, Google Pay
A free bank account with fee-free payments and transfers globally. Enjoy up to 10% cashback per month.
Monese Premium
  • Monthly fee

    € 14.95

  • Card delivery

    Up to 3 working days

  • Mobile payments

€ 14.95
Up to 3 working days
Apple Pay, Google Pay
A premium card with no fee for international payments, no foreign currency fees and unlimited ATM withdrawals at home and abroad.
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Disclaimer: The products listed on this page are not representative of the whole market.

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