Finder is committed to editorial independence. While we receive compensation when you click links to partners, they do not influence our content.
Bank fees in the Netherlands
Learn more about bank fees in the Netherlands and what they mean.
You can get charged a range of fees for banking in the Netherlands. Monthly fees, quarterly fees, fees for withdrawing money overseas and costs for making transfers are some of the fees you need to look out for. In this guide, we’ll outline the main banking fees you can be charged in the Netherlands so you know what to look out for.
An overview of bank fees in the Netherlands
A | ATM withdrawals While ATM withdrawals tend to be free within the Netherlands and the SEPA region, they can be costly overseas.
|
---|---|
B | Bank transfer fees
|
C | Card and account-closure costs
|
D | Direct debits and deposit costs
|
F | Foreign currency bank fees
|
I | Investment-related fees
|
L | Late payment charges
|
M | Monthly costs
|
O | Overdraft costs
|
P | Payment alert charges
|
R | Replacement fees
|
S | Statement and service bank fees
|
T | Telephone banking fees
|
W | Incoming wire transfer fees
|
Do note that the list above is not exhaustive and aims to provide an overview of the range of fee types.
How to choose a bank account in the Netherlands
Besides bank fees, there is a range of other factors you should consider when comparing bank accounts in the Netherlands. Here are a few to get you started:
- Features. Does the account offer features that you’d find useful?
- Security. How safe do you feel using your account? Are there security features in place like two-factor authentication or SMS PIN codes?
- Customer service. How is the bank’s customer service? Do you find their responses helpful?
- Accessibility. Some people prefer digital banking because of its convenience, while others prefer bank accounts from physical banks due to in-person accessibility. Which option appeals to you the most?
Frequently asked questions
Compare bank accounts in the Netherlands
More guides on Finder
-
Where to watch Shang-Chi and the Legend of the Ten Rings online in Netherlands
Watch a new Marvel legend rise.
-
Review: Kriptomat cryptocurrency exchange
Discover the features available on the EU-focused Kriptomat cryptocurrency exchange, how to get started and what cryptocurrency investor the exchange is best suited for.
-
Review: Holvi Zakelijke Rekeningen
Lees verder in deze review voor meer informatie over de zakelijke accounts van het Finse fintech bedrijf Holvi.
-
Vivid Money Review
Maak kennis met Vivid Money, een app voor mobiel bankieren. Lees meer over de mogelijkheden en kosten in deze review.
-
Wise (TransferWise) Vreemde Valuta Rekening review
Met de Wise vreemde valuta rekening kun je 55 valuta’s aanhouden en met de betaalpas neem je geld op of betaal je in het buitenland.
-
Hoe kun je Ethereum (ETH) kopen?
Als je Ethereum’s ether-munten (ETH) wil kopen maar niet weet hoe, lees dan hoe dit in z’n werk gaat in deze gedetailleerde gids.
-
Beste apps om geld over te maken naar het buitenland
Compare popular money transfer apps to get the most out of your mobile international transfer.
-
Geld overmaken naar het buitenland met een creditcard
Als je met je creditcard wil betalen voor een overboeking kun je dit via je bank, een gespecialiseerde service of Paypal doen. Dit kan handig zijn in noodsituaties, maar met je creditcard betalen voor een overboeking naar het buitenland is vaak een van de duurdere opties.
-
How to watch Borat Subsequent Moviefilm online in the Netherlands
Borat is getting a sequel. Very nice!
-
How to watch Disney’s Mulan live-action remake live in the Netherlands
The live-action blockbuster will be offered on Premium Access.