Next Millennium Card Review - Get your card at finder.com US

Next Millennium Card review – August 2018

We value our editorial independence, basing our comparison results, content and reviews on objective analysis without bias. But we may receive compensation when you click links on our site. Learn more about how we make money.

The credit card that let you purchase from the MyUnique Outlet website.

The Next Millennium Card is catalog-specific, and let you purchase a variety of brand name items, from jewelry, clothes, office supplies, beauty products, electronics, automobile parts and more. Next Millennium Card let’s you get items now and pay for them later. The only price you are responsible for upfront is the shipping cost. The rest of the balance goes to the card.

Product NameNext Millennium Card
Annual Fee$0
Interest Free PeriodNone
Minimum Interest$0
Late Payment Fee$10
Returned Payment Fee$30
Additional Cardholder Fee$0
Minimum Age18 years of age

Next Millennium Card Review

If you’re a frequent shopper on MyUnique Outlet website, the Next Millennium Card offers a way to order items from the site, and pay for them later. As a cardholder, you can enjoy interest rates and low monthly payments. The card is for those with poor to average credit, so you won’t be denied a card because of your low credit score.

You can also expect up to a $1,000 credit line upon receiving your Next Millennium Card. While there’s no interest or annual fee, there’s a $10 application and $19.95 membership fee. Because the Next Millennium Card reports to the three major credit bureaus, you can use this card to build your credit when you make your payments on time.

Benefits of the Next Millennium Card

  • Easy to get. Getting the Next Millennium Card with poor credit is possible because they don’t run credit checks with the big three credit reporting agencies. Though, you’ll need to demonstrate how you’ll be able to repay the loan.
  • Benefits. You can benefit from the 24/7 roadside assistance as well as free legal assistance.
  • Daily discounts. Get alerts about exclusive daily discounts for the MyUnique Outlet website with the Next Millennium’s mobile app.
  • Monthly payments. Though there is $0 annual fee, you will pay a monthly payments of $19.95.

Features

  • Fees. Just to apply, you can expect an initial fee of $29.95, that includes a $10 application fee and the first monthly fee of $19.95. You’ll also pay $10 for late payments
  • Limited accessibility. You can only use your card on the MyUnique Outlet website. The website claims to sell a large variety of brand name items including clothes, jewelry, electronics at a low cost for members.
  • No interest. If you choose to shop MyUnique Outlet with your Next Millenium Card, you can enjoy interest on purchases. You don’t have to worry about interest accruing on your card, no matter what the balance is.
  • Online card orders. For all orders you’ll only pay for shipping upfront. The remaining balance can go on your Next Millennium Card.
  • Statements. You will receive a billing statement for the card by mail each month.
  • Credit line. The Next Millennium Card has up to a $1,000 credit line.
  • Unsecured. This is an unsecured store card.
  • States available. This credit card is available in all states except for Wisconsin, Indiana and Vermont.

How to apply to for the Next Millennium Card

Eligibility criteria

To apply for the Next Millennium Card you must be:

  • 18 years old or older
  • A US resident
  • A resident of the states it’s available.
  • Free from uncharged bankruptcy

Required documents & information

  • Name and residential address
  • Email address and phone number
  • Credit or debit card number

Bottom line

If you’re struggling financially and looking for a way to purchase the items you need without paying a lot up front, the Next Millennium Card is a helpful solution. You don’t have worry about interest rates or annual fees. You can enjoy your items now and pay for them over time. Before choosing the Next Millennium Card, be sure to check out other cards similar to it.

Back to top

Megan Horner

As the assistant publisher of credit cards at finder.com, Megan is passionate about helping you compare and find the best credit cards for your situation, whether that is earning great rewards or improving your credit score. In her previous position, Megan worked as an assigning editor at Credit Karma, where she focused on editing and publishing educational articles on credit cards. Megan started her career as a writer at a comparison website, so she has a longstanding background in surfacing the best deals and helping people make decisions. In her spare time, Megan likes to hike, camp, surf, and read.

Was this content helpful to you? No  Yes

Ask an Expert

You are about to post a question on finder.com:

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • finder.com is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder only provides general advice and factual information, so consider your own circumstances, or seek advice before you decide to act on our content. By submitting a question, you're accepting our and .

8 Responses

  1. Default Gravatar
    KathleenDecember 10, 2017

    Can I use this anywhere else like Walmart or stores like that? and can I go shopping online before I get my card?

    • finder Customer Care
      AnndyDecember 12, 2017Staff

      Hi Kathleen,

      Thanks for your question.

      You may not be able to use the Next Millennium Card on stores like Walmart. You may only use this card for purchases on MyUnique Outlet website which sells a wide variety of brand name items such as clothes and electronics among others.

      It is not possible to shop online before your card arrives because you need to first activate it before you can use it. You need the details on the card for the activation process.

      I hope this helps.

      Cheers,
      Anndy

  2. Default Gravatar
    LanceDecember 5, 2017

    Can i get it for free?

    • finder Customer Care
      RenchDecember 5, 2017Staff

      Hi Lance,

      Thanks for your inquiry.

      To apply for Next Millennium Card. you can expect an initial fee of $29.95, that includes a $10 application fee and the first monthly fee of $19.95.

      You may get this info on this page under ‘Features’

      Cheers,
      Rench

  3. Default Gravatar
    SherrieNovember 27, 2017

    I have read about some companies that you have to pay shipping costs or even up to 15% of the product price up front then you will charge the rest is this card like that also?

    • finder Customer Care
      AnndyNovember 28, 2017Staff

      Hi Sherrie,

      Thanks for your question.

      Kindly note that when you use your Next Millenium Card to make online orders, you’ll only pay for shipping upfront. The remaining balance can go on your Next Millennium card. Concerning the reviews you have read, this is something you may have to directly confirm with the Next Millenium.

      Cheers,
      Anndy

  4. Default Gravatar
    BenjaminApril 16, 2017

    Hi everybody it too bad they don’t get credit card and pay bills right away thank you

    • finder Customer Care
      HaroldJuly 12, 2017Staff

      Hi Benjamin,

      Thank you for your inquiry.

      Should you interested to apply to for the Next Millennium Card you have to meet the following eligibility criteria.
      – 18 years old or older
      – A US resident
      – A resident of the states it’s available.
      – Free from uncharged bankruptcy

      I hope this information has helped.

      Cheers,
      Harold

Go to site