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CT, DE, NJ, NY, PA
Available states
24/7 claims
Online quotes
New home discount discount | Yes |
---|---|
New homeowner discount | No |
Home safety features discount | Yes |
New policy discount | No |
Bundling discount | Yes |
No claims discount | No |
Other discounts | Yes |
Personal property coverage | Yes |
---|---|
Valuable personal property | Yes |
Theft coverage | No |
Fire coverage | No |
Flood coverage | Yes |
Identity theft coverage | Yes |
Homesharing | No |
Dwelling coverage | Yes |
Review by
Heather Petty is a writer at Finder specializing in banking, investments and insurance. She's a self-proclaimed word nerd who worked as a technical writer and editor for the casino systems industry and is an internationally published young adult mystery author. Heather earned a bachelor’s degree in English from the University of Nevada, Reno.
NJM home insurance has a great reputation and offers many customizations, making it a great option if you need coverage outside the norm and a way to keep your premiums from inflating. But if you don’t live within the service area, or are looking for a company with a wider technological reach, shop around to see if you can find a better fit for your needs.
NJM’s standard homeowners policy offers the following coverage:
You can personalize your policy using the following endorsements:
NJM provides a wide selection of discount, some of which include the following:
NJM allows you to get a quote through their website, but the process is prone to errors and might not let you complete the process online. Your best bet may be to call an agent.
NJM suggests you have the following documentation on hand before applying for home insurance: