Navy Federal routing numbers
Find the correct numbers to set up payments, transfers and autopay in the US and worldwide.
Navy Federal uses different routing numbers depending on several factors, including payment type and the transaction's origin or destination. You'll need this eight to 11-digit code so that banks can locate your account and process transactions like checks, automatic payments, online payments and money transfers in the US and worldwide. Learn how to find the exact routing number you need for your Navy Federal account.
Which Navy Federal routing number do I need?The routing number you need to send or receive money through Navy Federal depends on whether your payment or transfer is domestic or international.
|Transaction||Type of routing number||Navy Federal code|
|Payments and debits between US accounts||ACH routing number||256074974|
|Wire payments between US accounts||Domestic wire transfer number||256074974|
|Wire payments to an international account||SWIFT code||Provided by sender's bank|
Navy Federal ACH transfer routing numberThe ACH routing number for Navy Federal is 256074974. Short for Automatic Clearing House, ACH numbers are unique to each bank in the US. The ACH number and your bank account number are used by banks and transfer apps like Zelle or Cash App to identify the exact account payments should be taken from and sent to.
Navy Federal wire transfer routing numberThe routing number for US wire transfers through Navy Federal is 256074974. You can use this same number to receive international wire transfers to your Navy Federal account.
Navy Federal SWIFT codeThe SWIFT code for international wire transfers through Navy Federal is Provided by sender's bank. SWIFT codes are a unique combination of letters and numbers that identify specific banks and financial institutions around the globe. Codes indicate four pieces of information used to exchange money internationally between accounts:
- The bank's name
- Its country code
- Its main headquarters
- A particular branch
How to confirm the routing number for Navy Federal on your ownLook at a paper check associated with your Navy Federal account to find the routing and account numbers for your account.
Other ways to confirm the correct Navy Federal routing number include:
- Call your bank. Your local Navy Federal branch or toll-free support line can provide you with routing numbers.
- Sign in to your online account. Many online bank systems allow you to view the routing and account numbers from your customer dashboard.
- Search Fedwire. Use your name, city or state to look up routing numbers for Navy Federal or double-check the one you have is correct.
Can routing numbers for Navy Federal change?Yes. A bank may be assigned more than one routing number depending on its size and the number of states it services. While Navy Federal is headquartered in Vienna, services or branches in states outside of Virginia may require a different routing number. Confirm routing numbers with a Navy Federal agent if you're not sure.
Bottom lineRouting numbers help banks identify your exact account to make digital payments, transfer money and even process paper checks between branches, states and countries. Learn more about how Navy Federal and other financial institutions use these codes to manage your money in our guide to routing numbers.
More guides on Finder
Why saving money feels impossible and how to adjust
Strategies for saving better while inflation is high.
Stacking cash — How much should you save and where?
Tips on building an emergency fund from how much should be in it, where you should keep it and ways to fund your account.
5 financial common sense uses for ChatGPT
How you can get the most out of ChatGPT for your personal finances.
10 debit cards that build credit
Credit-building debit cards offer an alternative way to build a better credit history.
AI Anxiety Index: Are you worried about AI replacing jobs?
Finder’s AI Anxiety Index takes a pulse of US households on how concerned they are about AI replacing jobs.
Best business bank accounts for LLCs
Find the best business bank accounts for LLCs with low fees, software integrations and extra perks like ATM reimbursements.
Federal funds rate history: 1954 to September 2023
Tracking the Fed funds rate from 1954 to now.
Best online banks
Ally Bank wins the best overall online bank of 2023. Other best online banks on our list are UFB Direct, Raisin, Quontic, Chime and others.
22 best bank account bonus offers for September 2023
See an up-to-date list of the best bank bonus offers for checking and savings accounts. See how to earn up to $300 by opening a new account.
14 best banks and credit unions in the US
The best banks let you choose from several offerings that help you grow and manage your hard-earned cash.
Ask an Expert