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$0
Annual fee
6.24% to 18%
Purchase APR (variable)
0%
Intro balance transfer
for the first 12 months (then 6.24% to 18% variable)
6.24% to 18%
Balance transfer APR (variable)
Review by
Kliment Dukovski is a cryptocurrency and investments writer who has written over 700 articles to help readers find and compare the best financial options. Kliment has also written on money transfers, home loans and more. Previously, he ghostwrote guides and articles on foreign exchange and stock market trading.
You must be a Navy Federal Credit Union member before you apply. Once you are, here’s what to do:
If you belong to any of the following groups, you are eligible for Navy Federal Credit Union membership:
Note: Your NFCU membership is for life. If you ever transition from military to a civilian carrier, keep your NFCU account open. Otherwise, you’ll need to meet the eligibility criteria again.
Increase your chances of approval with a fair credit score of 580 or higher. Having a higher credit score can land you lower interest rates.
If you have fair credit score and you’re looking for a credit card with low interest rates, the Navy Federal Platinum Credit Card should be on the top of your list. But if you always pay your balance on time or if you have a good credit score or higher, consider other no-annual-fee cards with rewards.