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44 states (available everywhere except AK FL HI LA MA NJ & NM)
Available states
24/7 claims
Online quotes
New home discount discount | No |
---|---|
New homeowner discount | Yes |
Home safety features discount | No |
New policy discount | Yes |
Bundling discount | Yes |
No claims discount | Yes |
Other discounts |
Personal property coverage | Yes |
---|---|
Valuable personal property | Yes |
Theft coverage | Optional |
Fire coverage | Yes |
Flood coverage | No |
Identity theft coverage | Optional |
Homesharing | No |
Dwelling coverage | Yes |
Review by
Sarah George is a personal finance writer at Finder who’s spent the last four years wielding her digital pen on all things banking and insurance. Her know-how has been featured in such publications as CBS, CNET and Reviews.com, and she was a panelist in Finder’s 2020 money-saving webinar. Sarah earned an English education degree and is a Certified Educator in Personal Finance.
Nationwide has a unique and useful offering that includes equipment breakdown, credit card fraud or replacement cost coverage. It also provides online quotes and automatically boosts your policy limits to keep up with inflation.
However, you can’t change your policy online, and the insurer has a poor reputation for customer service. If you value those two things, it’s worth comparing home insurance providers.
Nationwide keeps a balanced list of standard and optional coverage for well-rounded protection. Coverage you can choose:
Nab several helpful discounts with Nationwide, including:
Follow several steps to get started with your Nationwide home policy:
Besides providing personal and contact info, make applying simpler by rounding up some information beforehand: