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★★★★★
If your small businesses needs extra coverage or insurance bundling discounts, Nationwide commercial auto insurance could be a strong option. But it’s not available in all states or to all industries.
optional
Roadside assistance
Accident forgiveness
States served | Alabama, Arizona, Arkansas, California, Colorado, Connecticut, District of Columbia, Florida, Georgia, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Nebraska, Nevada, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Virginia, Washington, West Virginia, Wisconsin |
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Claims methods | online, phone |
Payment schedule |
monthly |
Cargo coverage | Yes |
Non-owner coverage | Yes |
Lifetime repairs guarantee | Yes |
Bundling discount | Yes |
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Anti-theft device discount | Yes |
Paid in full discount | Yes |
Safety device discount | Yes |
Other discounts | Hybrid car discount |
Review by
Sarah George is a staff writer at Finder who unravels complicated topics about insurance, business and finance. She's been wordsmithing for nearly five years, after earning an English education degree. Her insurance know-how has been featured on CarInsurance.com. You can usually find Sarah sipping hot tea and talking through movie plots in her downtime.
Though it’s not available in all states, Nationwide offers a healthy balance of customer satisfaction, coverage options and financial backing.
And while there’s customizable add-ons, if you need special coverage that’s specific to your company, like towing — you might have to look elsewhere.
Nationwide prides itself on its customer support, including 24/7 claims reporting:
Nationwide gives their businesses a variety of policies, including several add-ons.
The company sticks with customizable coverage as its main draw for businesses. However, a representative could point out special offerings in your area.
Features your business may find useful are:
Nationwide maintains an A+ BBB rating as well as a Superior financial rating with A.M. Best, as of October 2020. The company has strong finances due to its $2 million in assets — meaning the company can afford to pay out claims.
Since Nationwide is a mutual company owned by its policyholders, the focus stays on customers. The 2019 J.D. Power study found that Nationwide had the highest customer satisfaction for US small commercial insurance based on its customer service, policy options, price and claims support.
Nationwide provides insurance in many states, but you won’t find coverage in Alaska, Delaware, Hawaii, New Hampshire, Montana, Vermont and Wyoming.
★★★★★ — Excellent
★★★★★ — Good
★★★★★ — Average
★★★★★ — Subpar
★★★★★ — Poor
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