Finder is committed to editorial independence. While we receive compensation when you click links to partners, they do not influence our content.
Why Should the AmBank BonusLink Visa Card be Your Travel Card?
Looking for ways to enhance your travel experiences? Well, look no further Bear Clan. There’s a card that will help you do just that – and this time, it really is a one-size-fits-all kind of deal.
The AmBank BonusLink Visa Card is the card that works twice as hard to reward you. It doubles as a credit card AND a BonusLink card!
Here, we’re gonna list down all the reasons why you should make the AmBank BonusLink Visa card your travel card. It’s kind of a – say it with us – No Brainer.
Card Application Requirements
First, let’s take a look at the minimum annual income requirements for all three credit cards:
|VISA Signature Card||VISA Platinum Card||VISA Gold Card|
|RM80,000 p.a.||RM48,000 p.a.||RM24,000 p.a.|
As for the age requirements:
|Type of Application||Minimum Age|
|Principal Card||21 and above|
|Supplementary Card||18 and above|
With AmBank, the first three Supplementary Cards are Free-For-Life! As the Principal Cardholder, you’ll be able to obtain these Supplementary Cards for your family members with no extra charges and minimal documentation – all for the maximum amount of rewards.
When it comes to credit limits, bear in mind that the total combined credit limit cannot exceed the Principal Cardholder’s approved credit limit. So, you can either share your credit limit with these Supplementary Cards or you can nominate a (much?) lower credit limit for any of the Supplementary Cards separately.
Additionally, the Principal Cardholder is also responsible for paying the bills as all Supplementary Cards are billed under the single primary account. It is, of course, possible for a Supplementary Cardholder to pay off their own bills with their Supplementary Card. It’s just that the final charges on their Supplementary Card will need to be paid from the Principal Cardholder’s account.
Earn BonusLink Points while You Hibernate at Home
When you’re not off jet setting to faraway lands, you’re gonna want to add some BonusLink Points to your travel card so that you’ll have a nice, full honeypot when it comes time to leave the bear cave.
Here’s why the AmBank BonusLink Visa Card is truly a gateway to more rewards for the pennywise traveller:
- You get 10X BonusLink Points!
Collect 30 BonusLink Points* for every RM10 spent on selected retail transactions as listed below:
- Shell Petrol
- Parkson purchases
- Online transactions
- Entertainment: Movie tickets, bowling alleys & more!
- TWO SETS of BonusLink Points!
Use this card at BonusLink Partners’ outlets to collect two sets of BonusLink Points, one from AmBank and another from BonusLink Partners.
- Check out the correct ways of using the AmBank BonusLink Visa Card at Shell stations and other BonusLink Partners’ outlets to make sure that you’re making the most out of your cards.
*Do bear in mind that the award of 30 BonusLink Points per RM10 spent on retail transactions is capped at a maximum of 3,000 BonusLink Points, which is equivalent to spending a total of RM1,000 on said transactions.
*Once you reach the maximum amount of points, your following retail spending on those transactions will be 3 BonusLink Points per RM10 spent for the remainder of the month.
*No BonusLink Points will be awarded for Shell or any other petrol transactions after you hit the maximum 3,000 mark.
*No additional BonusLink Points will be awarded if an online transaction also bears the same Merchant Category Code (a four-digit number assigned to a merchant by their bank for the purposes of identifying their type of business) for groceries, dining, entertainment, Shell petrol or Parkson departmental stores.
We’ll let you know a little later how all those points can go towards your travel savings. Excited about this card yet?
Leave the Bear Cave in safety and comfort
AmBank and BonusLink want you to travel, and they want you to travel with security and in a relaxed way.
With the AmBank BonusLink VisaCard, you can enjoy up to 5X of complimentary lounge access throughout the year, plus a 25% discount on all lounges in Malaysia and a 20% discount on all lounges overseas for each accompanying guest.
Say goodbye to basic, less-than-comfortable airport chairs and hello to luxurious waiting times for you and whomever is lucky enough to be travelling with you. Unwind in the privacy and comforts of Plaza Premium Lounges with this privileged lounge access in over 26 major airports, both locally and internationally including London, Hong Kong, Taiwan, and many more.
The travel rewards don’t stop there for the wise wanderer, because you’re additionally protected with travel insurance coverage when the full fare of your airline tickets are charged to the Card!
Here’s how much coverage is available per year for each card:
|Card||BonusLink VISA Signature||BonusLink VISA Platinum||BonusLink VISA Gold|
|Coverage||RM 2 million p.a.||RM 1 million p.a.||RM 500,000 p.a.|
This should be a load off your mind when you book your next exciting adventure with the AmBank BonusLink VisaCard – it’s the card that has everything for everyone!
BonusLink at home and abroad
AmBank and BonusLink love to give to their customers, which is why they’re still rewarding all of you even when you don’t shop at their partners’ outlets.
Here’s how you earn EVEN MORE BonusLink Points for maximum rewards:
VISA Signature Card
VISA Platinum Card
VISA Gold Card
3 Points per RM10
3 Points per RM10
3 Points per RM10
6 Points per RM10
6 Points per RM10
3 Points per RM10
Note that you can earn double the BonusLink points for overseas transactions at non-BonusLink outlets. We bet that you’re already feeling the urge to swiftly make this your travel card…
AutoBillPay your way to convenience
No more late payments. No more long queues. Period.
Now, with AutoBillPay, your utility bills and insurance payments can be automatically debited from your Credit Card account.
This means that you can travel without worrying about whether or not your electricity is gonna get cut off while you’re away – you know, important stuff like that. It’s just one more thing that AmBank and BonusLink are taking care of for you while you chase your travel dreams!
BonusLink Points Redemption
It’s so easy to redeem your hard-earned points with BonusLink that you can even do so while you’re away on holiday!
The BonusLink Points you collect will be valid for three years. You can redeem your BonusLink Points through the following BonusLink Redemption Channels:
- Mobile App
- Mobile Web
- On-The-Spot Redemption at over 1,100 outlets nationwide
- Self Service Phone System or speak to a BonusLink Member Services Consultant
- Fax or mail your redemption form
Take special note of the validity period of your BonusLink Points (three years). This’ll come in handy because of the…
BonusLink Cash Credit Redemption Programme
Redeem 5,700 BonusLink Points through this Programme and get RM 50 cash credit!
The RM50 cash will be credited to your credit card account. Redemption can be in multiples of RM50, and you must redeem a minimum of RM50 each time.
There’s no maximum limit to your redemption amount – as long as you have enough VALID BonusLink Points, you’re set!
So, the more BonusLink Points you earn, the more you can redeem for cash credit later when you travel! Just make sure you plan your trip accordingly because – remember? – your BonusLink Points expire after three years.
Can you believe that the AmBank BonusLink Visa Card is for real? It’s quite possibly the most flexible travel card out there.
Excess Limit Service
This really is the card that keeps on giving. AmBank and BonusLink both understand how exciting their card can be, which is why they’ve made the Excess Limit Service an option for potentially overexcited travellers.
You can subscribe to this Service to shop without worrying about exceeding your assigned credit limit. Super convenient, right?
Subscribing is as easy as sending a text message (seriously); standard telco charges do apply.
Bear in mind that the Excess Limit Service is a chargeable service at a fee of 2% of the amount above your credit limit plus 6% GST OR a minimum of RM50 plus 6% GST (whichever is higher), depending on your account. The amount of excess limit granted is at the full discretion of the Bank.
Rainforest World Music Festival
If you wanna experience the travel benefits of the AmBank BonusLink Visa Card soon, why not check out the upcoming Rainforest World Music Festival?
It’s an international event from July 14-16 that’s happening in our own backyard (Kuching, to be exact) and will be filled with all kinds of interesting sounds for your ears to feast on.
With the AmBank BonusLink Visa Card, you’ll get to travel loads and be a part of world-renowned events such as the RWMF, easily.
Do it now! Apply for or learn more about the AmBank BonusLink Visa Card through GoBear’s AmBank BonusLink Campaign.Let us help you be the best ~free spirit~ you can be.
More guides on Finder
Top 5 Credit Cards for Movie Buffs in 2019
Going to the movies need not be an expensive outing! If you happen to be carrying one of these credit cards in your wallet, you’ll be spoiled by special offers by GSC, TGV and MBO!
Flying Soon? Here’s Why You Need a Travel Credit Card
Don’t have a dedicated travel credit card yet? Here’s why you must survey your travel card options before you plan your next vacay!
Missed 11.11? Shop with GoBear on 12.11!
Missed the 11.11 shopping extravaganza? The Bear’s out there handing out goodies so that you can still shop – Singles Day or not! Here’s how you can grab yourself some cool Parkson vouchers!
Retail Therapy Just Got Better with the AmBank BonusLink Visa Card
The new AmBank BonusLink Visa Card is the one and only companion you’ll want for all your shopping needs. Here’s why!
Ask an Expert