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Think you’re young and invincible? Fend off health and financial risks with AXA eMedic

Hello millennials!

Finder understands that you want to climb the career ladder, build a meaningful relationship with everyone you care, and of course, live life to the fullest! But have you stopped to think about your health and how a medical condition might affect your life – and your wallet?

Whether you are looking for your first medical card or a supplementary medical protection plan, AXA eMedic can be the perfect solution to your health plans.

It’s a standalone fully online medical card designed to protect you against the rising costs of medical fees while providing a host of benefits your active lifestyle will appreciate. Don’t let life throw a wet blanket over you!

Why AXA eMedic? Here’s why

If you’ve only got 10 more seconds to spare, then this is why AXA eMedic should be at the top of your mind.


Your smartphone is your friend – and saviour. Get admitted to the hospital using the AXA eMedic digital card and make your fuss-free claims through their online portal.


Three quick questions to get your quote. Takes less time than your barista to brew your fancy coffee.


Four words to remember: Buy Online, Claim Online. Also, meet Michelle; the online assistant who is ever ready to answer any question you want to throw at her.


No medical check-ups to get registered. Plans start from a lowly RM32 per month!

Have another 30 seconds to spare? Finder trusts that you are a savvy consumer and you might be asking, ‘Why do I need a medical card?’

A shorter wait at the hospital

A survey carried out by Malay Mail Online in 2017 reported that 26% out of 358 responses cited excessive waits at hospitals as the chief reason they stopped seeking medical treatment there in the last 12 months. No one likes waiting in the hospital admission area – especially when in pain – but private hospital admission with AXA eMedic can save you precious time.

It’s about choices

It’s great that Malaysians have both public and private healthcare options available. Take charge of your health and stay empowered knowing that you’re leaving little to fate when it comes to your own health. With AXA eMedic, you also get to manage how much cover you need based on the plan you choose.

Here’s a round-up of the six key benefits of AXA eMedic.

Simple online application

Wave goodbye to the days where you would need to fill in never-ending pages of forms and questions; immediacy and convenience is the rule of the day. Getting a quote and signing up for AXA eMedic is completed online in a few quick minutes. Three questions is all it takes. Once you have completed your purchase, you will receive a welcome email and AXA eMedic digital card within one working day; the policy document will follow within the next three working days.

Unlimited days on room and board

Take the time you need to recuperate. With a daily room limit of up to RM250 per day (with the option of a double-bedded room at most hospitals), AXA eMedic offers great flexibility that will firmly place you on the fast lane for a speedy recovery.

Affordable premium from as low as RM32 a month

Enjoy ample protection with monthly premiums as low as RM32 – that works to about RM1 a day! Your annual limit goes up to RM100,000 and this covers hospitalisation expenses including surgery, ambulance, ICU, and prescription drugs. Remember, the younger your age, the cheaper the premium.

Lower premiums

You will enjoy higher savings if you choose to pay for your premium annually or via the deductible option. With the latter, you’ll pay for the first RM1,000 of the eligible medical expenses incurred for the hospital admission, before the remaining balance is covered by AXA eMedic.

Cashless admission

Present your AXA eMedic digital card at AXA panel hospitals to get quick access to the medical care you need. Rest assured, you can still visit a non-panel hospital but you’ll need to pay upfront for the medical expenses first before claiming it from AXA AFFIN Life Insurance Berhad.

Fret not if you do not have your eMedic digital card on hand. Whip out your MyKad and inform the hospital that you are an AXA Affin Life customer using MediExpress as a Third Party Administrator. They’ll know what to do from there and you can rest easy.

No lifetime limit

AXA eMedic is open to anyone as young as 15 days to 39 years old! Not only is this medical plan renewable up to age 80, there will be no reduction to your coverage eligibility either.

Finding a traditional medical card that will take care of your health needs can be excruciatingly painful (no pun intended) – and as dull as dishwater. You can easily get lost in the process if you are unsure of what to look out for and with a limited budget in hand.

Simple and easy, AXA eMedic takes care of these concerns and puts the “young invincible” in you firmly in safe hands.

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