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Hong Leong Bank Personal Loans

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Take advantage of the 20% cashback on interest and high loan amounts with Hong Leong Bank’s unsecured personal loan.

If you need a loan urgently, Hong Leong personal loan might be the right one for you. The application process is fast and generally approved within 2 business days. You can borrow any amount from RM5,000 up to RM250,000 and choose a flexible repayment tenure between 2 and 7 years. No guarantor or collateral is required for this fixed rate unsecured personal loan.

Find out what loans are on offer and if any of Hong Leong Bank’s financing options suit your needs.

finder does not currently have access to this personal loan provider. Please review the product details, application criteria and terms and conditions on the provider website if you are considering applying for this product.

Types of personal loans from Hong Leong Bank

Interested in applying for a personal loan from Hong Leong Bank? Below is a brief overview of the products offered.

  • Personal loan. With no requirement for security, this loan can be used for any legal purpose, such as financing your holiday or refurbishing your home. You can borrow amounts from RM5,000 to RM250,000, repay the loan over 2 to 7 years (depending on loan amount) and receive 20% cashback on the interest paid. In addition, there is also no processing fee, disbursement fee or early settlement penalty.
  • Auto loan. Finance up to 90% for a new, used or reconditioned car with the vehicle as collateral. You can repay over a maximum term of 9 years or even settle the loan early with no penalty fees.
  • Share margin financing. Leverage your assets to capitalise on market opportunities and maximise your investment returns. Collaterals such as shares and fixed deposits or unit trust funds managed by Hong Leong Bank are also accepted.

Features of a Hong Leong Bank personal loan

Hong Leong Bank personal loans come with a range of benefits that make them competitive products to consider. Here are some of the features you can expect when you apply:

  • High loan amounts. The minimum loanable amount is RM5,000 and the maximum is RM250,000, helping you to finance whatever you need.
  • Interest cashback. Receive 20% cashback on your interest.
  • Hassle-free and quick turnaround. The application is online and takes minutes to complete. If all the required information has been provided, applications are generally approved within 48 hours. 5-minute approvals are also available at select branches.
  • Extended period of repayment. Flexible repayment tenures are available between 2 and 7 years, depending on your loan amount.

Other products offered by Hong Leong Bank

Hong Leong Bank offers a wide array of other financial products, such as:

  • Deposits. Hong Leong Bank has a range of different bank accounts designed to offer convenient access to your money, from savings and current accounts to fixed deposits. Safety deposit boxes are also available if you wish to secure your valuables.
  • Credit and debit cards. There are over 15 credit and debit cards with features such as cash back, travel rewards and prestige benefits, so you’re able to choose one that better suits your spending patterns and finances. You can also use the “Recommender” function on the bank’s website to search for a card tailored for your needs.
  • Business banking. Bring your business to the next level with financing options such as asset acquisition, working capital and cash management solutions.
  • Home and property loans. In addition to its selection of personal loans, Hong Leong Bank also offers a range of home and shop loans.
  • Insurance. Cover options available include lifestyle protection, car, home, travel, medical, investment-related and more.
  • Islamic banking. Full suite of Shariah-compliant products and services are offered under Hong Leong Islamic Bank.

How to apply for a personal loan from Hong Leong Bank

Hong Leong Bank accepts applications online as well as in person at a branch. However, the first step is making sure you meet the following eligibility criteria:

  • You must be at least 21 to 60 years old (upon loan maturity)
  • You must be a Malaysian citizen
  • You must earn a regular income
  • Minimum income of RM24,000 p.a

If you meet these criteria you are eligible to apply. Have the following documents on hand to complete the application:

Required information

For salaried employees:

  • Copy of identity card (front and back)
  • Latest EPF statement
  • Latest 3 months’ salary slips
  • Latest 3 months’ bank account statements
  • Latest B/BE form
For self-employed employees:

  • Copy of identity card (front and back)
  • Business registration certificate (ROC & ROB) or operating license
  • Latest 6 months company’s principal current account statement
  • Latest B/BE form
  • Latest EPF statement
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