Finder makes money from featured partners, but editorial opinions are our own. Advertiser Disclosure
M&T Bank routing numbers
Find the correct numbers to set up payments, transfers and autopay in the US and worldwide.
Which M&T Bank routing number do I need?
The routing number you need to send or receive money through M&T Bank depends on whether your payment or transfer is domestic or international.Transaction | Type of routing number | M&T Bank code |
---|---|---|
Payments and debits between US accounts | ACH routing number | 022000046 |
Wire payments between US accounts | Domestic wire transfer number | 022000046 |
M&T Bank ACH transfer routing number
The ACH routing number for M&T Bank is 022000046. Short for Automatic Clearing House, ACH numbers are unique to each bank in the US. The ACH number and your bank account number are used by banks and transfer apps like Zelle or Cash App to identify the exact account payments should be taken from and sent to.M&T Bank wire transfer routing number
The routing number for US wire transfers through M&T Bank is 022000046. You can use this same number to receive international wire transfers to your M&T Bank account.How to confirm the routing number for M&T Bank on your own
Look at a paper check associated with your M&T Bank account to find the routing and account numbers for your account.- Call your bank. Your local M&T Bank branch or toll-free support line can provide you with routing numbers.
- Sign in to your online account. Many online bank systems allow you to view the routing and account numbers from your customer dashboard.
- Search Fedwire. Use your name, city or state to look up routing numbers for M&T Bank or double-check the one you have is correct.
Can routing numbers for M&T Bank change?
Yes. A bank may be assigned more than one routing number depending on its size and the number of states it services. While M&T Bank is headquartered in Buffalo, services or branches in states outside of New York may require a different routing number. Confirm routing numbers with a M&T Bank agent if you're not sure.Bottom line
Routing numbers help banks identify your exact account to make digital payments, transfer money and even process paper checks between branches, states and countries. Learn more about how M&T Bank and other financial institutions use these codes to manage your money in our guide to routing numbers.More guides on Finder
-
Citi Priority Checking account review
Manage your banking, investing and personal wealth strategy under this Citi account.
-
BMO Harris Bank products: Checking, Savings and CDs
BMO Harris Bank offers various saving and checking options and an extensive ATM network.
-
Huntington Platinum Perks Checking account review
A checking account that comes with free checks and complimentary credit score and identity monitoring services.
-
Quontic Bank High Yield Savings account review
A savings account with a competitive interest rate and comes with an ATM card.
-
Quontic Bank Money Market account review
The Quontic Bank Money Market account lets you write checks, make debit card purchases and earn interest. Find out its pros, cons and account eligibility requirements.
-
Regions Savings for Minors review
This account has no fees and a low minimum deposit, but it earns little interest.
-
How to beat financial stress by controlling your finances
Take control of your money stress by learning to prioritise and plan your financial goals.
-
Chase Secure Banking account review
A checking account with minimal fees but has an unavoidable monthly service charge.
-
Key4Kids Savings account review
Key4Kids Savings account is best for kids wanting more access to their money.
-
PNC Virtual Wallet Student Checking review
PNC Virtual Wallet Student Checking is free for six years but can then get pricey.
Ask an Expert