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Kawasaki motorcycle insurance rates

How much does motorcycle insurance cost for a Kawasaki motorcycle?

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Kawasaki is a Japanese multinational manufacturer of aircraft, watercraft, ATVs and motorcycles. Its bikes attract motor enthusiasts of all stripes, with MSRPs that range from $2,300 for the off-road KLX110 to $55,000 for hypersport Ninja H2Rs. Insurance premiums for your Kawasaki depend on your bike type, motor size, location and driving history.

Top Kawasaki bike models

Ninja
Versys
Vulcan
KRL/KLX
KX

How to compare insurance for Kawasaki motorcycles

Premiums for a classic cruiser won’t be the same as what you’ll pay to insure a retro sportbike. Consider the following as you explore your policy options:

  • MSRP. The higher the price tag, the heftier the premium. If you’re interested in policy savings, you may want to avoid Kawasaki’s hypersport bikes.
  • Location. Premiums fluctuate by city, county and your state’s mandatory coverage minimums.
  • Engine size. Smaller engines of up to 1,000 cc attract lower rates.
  • Anti-locking brakes. Adding an ABS braking system results in premium discounts with many providers.
  • Reliability. Roadside assistance is a popular coverage add-on, but it may not be a necessity. Consumer Reports finds Kawasakis are among the more reliable of motorcycle brands.
  • Kawasaki Protection Plus. Extend coverage to a transferable warranty of one to four years with unlimited mileage — including roadside assistance and no deductibles.

Kawasaki insurance rates by model

ModelBase motorcycle priceMonthly insurance rate
Ninja$4,999$99
Versys$8,299$108
Vulcan$7,099$63
KRL/KLX$3,099$83
KX$3,699$83

What’s the Riders of Kawasaki program?

The Riders of Kawasaki is a joint program offered by Kawaski and the American Motorcycle Association (AMA).

For $49 annually, members receive the benefits of an AMA membership alongside exclusive member perks offered by Kawasaki:

  • 24/7 roadside assistance
  • 10% discount on Kawasaki accessories
  • Monthly American Motorcyclist subscriptions
  • Discounts on hotels, car rentals and travel-related services

Get motorcycle insurance for your Kawasaki

Name Product Roadside assistance Accident forgiveness Available states
Progressive motorcycle insurance
Optional
Yes (earned after 3 years with no accidents and 4 years of loyalty)
All 50 states
Enjoy some of the widest coverage with the lowest price thanks to add-ons and freebies like replacement cost coverage.
Allstate motorcycle insurance
Included free
Yes
All 50 states
One of the longest lists of coverage options for bikes, plus free perks like equipment coverage for your high-end riding gear.
Esurance motorcycle insurance
Included free
No
43 states
Cover pricey riding gear while snagging bike-specific discounts for motorcycle licensing or safety courses.
Liberty Mutual motorcycle insurance
Optional
No
All 50 states
Enjoy unique perks along with your wide bike coverage, like free accident forgiveness after going claims-free with any insurer.
The General motorcycle insurance
Optional
No
43 states
Avoid riding interruptions with acceptance as a high-risk driver, help with filing an SR-22 and instant access to proof of insurance.
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Bottom line

Kawasaki motorcycles offers both casual cruisers and high-performance sportbikes. But the bike insurance premium you pay depends on where you live, the price tag of your ride and the coverage you select.

Explore your motorcycle coverage options with multiple providers for the policy best suited to your needs.

Frequently asked questions about Kawasaki motorcycles

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