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Kawasaki motorcycle insurance rates

How much does motorcycle insurance cost for a Kawasaki motorcycle?


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Kawasaki is a Japanese multinational manufacturer of aircraft, watercraft, ATVs and motorcycles. Its bikes attract motor enthusiasts of all stripes, with MSRPs that range from $2,300 for the off-road KLX110 to $55,000 for hypersport Ninja H2Rs. Insurance premiums for your Kawasaki depend on your bike type, motor size, location and driving history.

Top Kawasaki bike models


How to compare insurance for Kawasaki motorcycles

Premiums for a classic cruiser won’t be the same as what you’ll pay to insure a retro sportbike. Consider the following as you explore your policy options:

  • MSRP. The higher the price tag, the heftier the premium. If you’re interested in policy savings, you may want to avoid Kawasaki’s hypersport bikes.
  • Location. Premiums fluctuate by city, county and your state’s mandatory coverage minimums.
  • Engine size. Smaller engines of up to 1,000 cc attract lower rates.
  • Anti-locking brakes. Adding an ABS braking system results in premium discounts with many providers.
  • Reliability. Roadside assistance is a popular coverage add-on, but it may not be a necessity. Consumer Reports finds Kawasakis are among the more reliable of motorcycle brands.
  • Kawasaki Protection Plus. Extend coverage to a transferable warranty of one to four years with unlimited mileage — including roadside assistance and no deductibles.

Kawasaki insurance rates by model

ModelBase motorcycle priceMonthly insurance rate

What’s the Riders of Kawasaki program?

The Riders of Kawasaki is a joint program offered by Kawaski and the American Motorcycle Association (AMA).

For $49 annually, members receive the benefits of an AMA membership alongside exclusive member perks offered by Kawasaki:

  • 24/7 roadside assistance
  • 10% discount on Kawasaki accessories
  • Monthly American Motorcyclist subscriptions
  • Discounts on hotels, car rentals and travel-related services

Get motorcycle insurance for your Kawasaki

Name Product Roadside assistance Accident forgiveness Available states
Progressive motorcycle insurance
Yes (earned after 3 years with no accidents and 4 years of loyalty)
All 50 states
Get protection for any kind of bike with this big-name provider. Enjoy discounts galore plus cheap rates and free perks designed for bikers.
Geico motorcycle insurance
All 50 states
This well-advertised insurer lives up to its reputation with discounts, low rates and no-fuss coverage for bikes.
Allstate motorcycle insurance
Included free
All 50 states
Choose the most comprehensive coverage for your bike and save up to 50% with Allstate's discounts.
Liberty Mutual motorcycle insurance
All 50 states
Get add-ons to cover bike replacement and accessories and get rewarded for safe riding.
Esurance motorcycle insurance
Included free
43 states
Esurance offers discounts and wide motorcycle coverage with tech-focused account management and 24/7 claims.
Farmers motorcycle insurance
Included free
All 50 states
Get personalized service, optional coverage packages and rewards for safe driving with Farmers motorcycle insurance.
The General motorcycle insurance
43 states
The General offers no-frills motorcycle insurance for drivers who have a hard time getting coverage elsewhere.

Compare up to 4 providers

Bottom line

Kawasaki motorcycles offers both casual cruisers and high-performance sportbikes. But the bike insurance premium you pay depends on where you live, the price tag of your ride and the coverage you select.

Explore your motorcycle coverage options with multiple providers for the policy best suited to your needs.

Frequently asked questions about Kawasaki motorcycles

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