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Kawasaki motorcycle insurance rates

How much does motorcycle insurance cost for a Kawasaki motorcycle?

Kawasaki motorcycle insurance rates can range from around $63 to $108 monthly for basic coverage depending on which model you choose. Narrow down motorcycle insurers by roadside assistance coverage, accident forgiveness and more to get a quote.

1 - 6 of 6
Name Product Gap insurance Homeowner discount Telematics Has an app? Available states
AARP Auto Insurance Program from The Hartford
Yes
Yes
TrueLane®
No
All 50 states
Enjoy low rates for mature drivers, plus perks like new car replacement and lifetime repair guarantees. Only for drivers over age 50.
USAA motorcycle insurance
USAA salutes military members and their families with membership savings, safety rewards and convenient bundling.
Elephant
loan/lease coverage
Yes
No
No
GA, IL, IN, MD, OH, TN, TX, VA
Get a great deal online with steep discounts and some of the highest liability limits available.
Liberty Mutual motorcycle insurance
All 50 states
Enjoy unique perks along with your wide bike coverage, like free accident forgiveness after going claims-free with any insurer.
AAA motorcycle insurance
All 50
Members receive wide motorcycle coverage, including extensive roadside assistance. Coverage varies by state.
Savvy
Yes
Depends on provider
No
Yes
All states & DC
Get quotes in 30-seconds from 100+ companies, and save an average of $800 or more per year. Requires online login to your existing insurance.
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Kawasaki insurance rates by model

ModelBase motorcycle priceMonthly insurance rate
Ninja$4,999$99
Versys$8,299$108
Vulcan$7,099$63
KRL/KLX$3,099$83
KX$3,699$83

How to compare insurance for Kawasaki motorcycles

Premiums for a classic cruiser won’t be the same as what you’ll pay to insure a retro sportbike. Consider the following as you explore your policy options:

  • MSRP. The higher the price tag, the heftier the premium. If you’re interested in policy savings, you may want to avoid Kawasaki’s hypersport bikes.
  • Location. Premiums fluctuate by city, county and your state’s mandatory coverage minimums.
  • Engine size. Smaller engines of up to 1,000 cc attract lower rates.
  • Anti-locking brakes. Adding an ABS braking system results in premium discounts with many providers.
  • Reliability. Roadside assistance is a popular coverage add-on, but it may not be a necessity. Consumer Reports finds Kawasakis are among the more reliable of motorcycle brands.
  • Kawasaki Protection Plus. Extend coverage to a transferable warranty of one to four years with unlimited mileage — including roadside assistance and no deductibles.

What’s the Riders of Kawasaki program?

The Riders of Kawasaki is a joint program offered by Kawaski and the American Motorcycle Association (AMA).

For $49 annually, members receive the benefits of an AMA membership alongside exclusive member perks offered by Kawasaki:

  • 24/7 roadside assistance
  • 10% discount on Kawasaki accessories
  • Monthly American Motorcyclist subscriptions
  • Discounts on hotels, car rentals and travel-related services

Bottom line

Kawasaki motorcycles offers both casual cruisers and high-performance sportbikes. But the bike insurance premium you pay depends on where you live, the price tag of your ride and the coverage you select.

Explore your motorcycle coverage options with multiple providers for the policy best suited to your needs.

Frequently asked questions about Kawasaki motorcycles

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