Finder is committed to editorial independence. While we receive compensation when you click links to partners, they do not influence our content.
Compare motorcycle insurance in Ohio
Meet your needs with standard coverage from top regional companies.
Ohio may stand out as the home of space travel, but riders can be thankful it doesn’t stand out for high-cost bike insurance. However, you might get the best insurance from regional providers who know the lay of the land.
Motorcycle insurance providers in Ohio
Average motorcycle insurance in Ohio
Riders in Ohio pay an average of $38 per month or $457 per year for bike insurance, a touch below the national average of $518. Despite having a higher population than other states, and more drivers on the road — there are fewer bike accidents which could be the reason for low rates.
Minimum motorcycle insurance requirements in Ohio
Ohio has basic bike insurance requirements, similar to many other states. Those include:
- $25,000 for bodily injury liability per person
- $50,000 for bodily injuries per accident
- $25,000 for property damage liability
You can bypass bike insurance and show proof of financial responsibility in these ways:
- Deposit $30,000 in cash or government bonds with the state treasurer and receive a Bureau of Motor Vehicles (BMV) certificate.
- Obtain a bond backed by real estate with $60,000 of equity.
- Apply for a proof of financial responsibility certificate.
- Receive a certificate of self-insurance issued by the BMV. This is only for businesses or individuals with a fleet of vehicles.
How to save on bike insurance in Ohio
Here are three easy ways to save on your bike policy:
- Complete a bike safety course. Take an approved motorcycle safety course — and you could qualify for savings.
- Choose extra safety features. Cushion your ride with airbags, antilock brakes, antitheft devices and other protection to get a discount.
- Gear up. Using a DOT-approved helmet, eyewear and other gear could keep you from filing expensive accident claims.
Ohio has standard insurance requirements and bike accident risk, so riders stay on the road for less. Because its premiums already trend lower than average, comparing Ohio bike insurers could be the best strategy for savings.
More guides on Finder
Guardian vision insurance review May 2021
Get a generous allowance to put towards contact lenses or frames with this plan.
Worst drivers by state in 2021
TBH, we’re a bit surprised.
Lemonade life insurance review
This fintech just branched out into low-cost life insurance — but its lineup is limited.
Combined life insurance review May 2021
Find unusually low face values for a whole life policy, ideal for supplemental insurance.
Compare hospital prices
Hospitals are now legally required to post their prices online.
Compare decreasing term life insurance
Save money by targeting your coverage to your largest debts.
What is a Roth IRA?
A Roth IRA is a retirement savings account with special tax benefits. Learn more.
Holiday Safety Tips 2020
Keep your holiday safe and snug from hanging lights to staying safe on the roads.
Investing in insurance stocks
Benefits and drawbacks of investing in insurance stocks.
TAB Bank High-Yield Savings account review
TAB Bank’s high-yield savings account has a competitive APY, but it’s probably best for truckers.
Ask an Expert