Finder is committed to editorial independence. While we receive compensation when you click links to partners, they do not influence our opinions or reviews. Learn how we make money.

Compare motorcycle insurance in Pennsylvania

You could pay a standard rate unless you live in one of a few major cities.

Updated

Despite major cities like Philadelphia adding an increased danger for bike accidents, Pennsylvania sees a slightly below average cost for insurance compared to other states.

One possible reason is that its low state requirements help riders pay for only the coverage they need. In addition, a variety of insurance companies compete for motorcycle customers while offering helpful options and stellar customer service.

Compare Pennsylvania motorcycle insurance providers

Name Product Roadside assistance Accident forgiveness Available states
Progressive motorcycle insurance
Optional
Yes (earned after 3 years with no accidents and 4 years of loyalty)
All 50 states
Enjoy some of the widest coverage with the lowest price thanks to add-ons and freebies like replacement cost coverage.
Esurance motorcycle insurance
Included free
No
43 states
Cover pricey riding gear while snagging bike-specific discounts for motorcycle licensing or safety courses.
Allstate motorcycle insurance
Included free
Yes
All 50 states
One of the longest lists of coverage options for bikes, plus free perks like equipment coverage for your high-end riding gear.
Liberty Mutual motorcycle insurance
Optional
No
All 50 states
Enjoy unique perks along with your wide bike coverage, like free accident forgiveness after going claims-free with any insurer.
The General motorcycle insurance
Optional
No
43 states
Avoid riding interruptions with acceptance as a high-risk driver, help with filing an SR-22 and instant access to proof of insurance.
loading

Compare up to 4 providers

Average motorcycle insurance in Pennsylvania

Pennsylvania’s average cost for motorcycle insurance is around $43 a month or $512 per year. That cost stays right around the nation’s average of $520 per year, possibly because many cities like Easton have a lower population. Fewer people on the roads generally makes riding safer.

Minimum motorcycle insurance requirements in Pennsylvania

Pennsylvania enforces simple motorcycle insurance laws, including $15,000 for bodily injuries per person, $30,000 for bodily injuries per accident and $5,000 for property damage. Unlike car insurance, medical coverage isn’t required for riders.

Cheapest motorcycle insurance in Pennsylvania

You have a variety of companies with reasonable premiums to choose from.

  • Erie serves as a regional company and offers top-rated customer service, free accessories and safety gear protection without buying full coverage. You could also qualify for its rate-locking feature if you have Erie car insurance.
  • Geico may turn up the cheapest premium and includes accessories when you buy full bike coverage. Multiple discounts are also on the table, which can whittle down your bill further.
  • Progressive’s most basic policies start at $75 per year with benefits like $3,000 for accessories with comprehensive and collision coverage. The company also offers an ample list of add-ons and discounts.
  • Rider Insurance comes with high ratings from Trustpilot and the Better Business Bureau as of January 2020. Its policies include roadside assistance along with uninsured and underinsured motorist as a standard. But you’re not as likely to get multiple discounts. Rider works well for those needing a basic policy.

Bottom line

You’re bound to find a low-cost policy with Pennsylvania’s choices for insurance and low state minimums. But you can look at multiple bike insurance companies to ensure you’re getting the best coverage possible.

Frequently asked questions about Pennsylvania motorcycle insurance

Get cheap bike coverage

Compare motorcycle insurance near you.

Your information is secure.

Ask an Expert

You are about to post a question on finder.com:

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • finder.com is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder.com provides guides and information on a range of products and services. Because our content is not financial advice, we suggest talking with a professional before you make any decision.

By submitting your comment or question, you agree to our Privacy and Cookies Policy and finder.com Terms of Use.

Questions and responses on finder.com are not provided, paid for or otherwise endorsed by any bank or brand. These banks and brands are not responsible for ensuring that comments are answered or accurate.
Go to site