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Compare motorcycle insurance in Pennsylvania

You could pay a standard rate unless you live in one of a few major cities.

Compare motorcycle insurers offering coverage in Pennsylvania. Narrow down options by roadside assistance, accident forgiveness and more to get a quote.

Name Product Roadside assistance New car protection Accident forgiveness Safe driver discount Available states
Progressive motorcycle insurance
All 50 states
Enjoy some of the widest coverage with the lowest price thanks to add-ons and freebies like replacement cost coverage.
Allstate motorcycle insurance
All 50 states
One of the longest lists of coverage options for bikes, plus free perks like equipment coverage for your high-end riding gear.
The AARP Auto Insurance Program from the Hartford
All 50 states
Enjoy low rates for mature drivers, plus perks like new car replacement and lifetime repair guarantees. Only for drivers over age 50.
USAA motorcycle insurance
USAA salutes military members and their families with membership savings, safety rewards and convenient bundling.
Liberty Mutual motorcycle insurance
All 50 states
Enjoy unique perks along with your wide bike coverage, like free accident forgiveness after going claims-free with any insurer.
AAA motorcycle insurance
All 50
Members receive wide motorcycle coverage, including extensive roadside assistance. Coverage varies by state.

Compare up to 4 providers

Despite major cities like Philadelphia adding an increased danger for bike accidents, Pennsylvania sees a slightly below average cost for insurance compared to other states.

One possible reason is that its low state requirements help riders pay for only the coverage they need. In addition, a variety of insurance companies compete for motorcycle customers while offering helpful options and stellar customer service.

Average motorcycle insurance rates in Pennsylvania

Pennsylvania’s average cost for motorcycle insurance is around $43 a month or $512 per year. That cost stays right around the nation’s average of $520 per year, possibly because many cities like Easton have a lower population. Fewer people on the roads generally makes riding safer.

Minimum motorcycle insurance requirements in Pennsylvania

Pennsylvania enforces simple motorcycle insurance laws, including $15,000 for bodily injuries per person, $30,000 for bodily injuries per accident and $5,000 for property damage. Unlike car insurance, medical coverage isn’t required for riders.

Cheapest motorcycle insurance in Pennsylvania

You have a variety of companies with reasonable premiums to choose from.

  • Erie serves as a regional company and offers top-rated customer service, free accessories and safety gear protection without buying full coverage. You could also qualify for its rate-locking feature if you have Erie car insurance.
  • Geico may turn up the cheapest premium and includes accessories when you buy full bike coverage. Multiple discounts are also on the table, which can whittle down your bill further.
  • Progressive’s most basic policies start at $75 per year with benefits like $3,000 for accessories with comprehensive and collision coverage. The company also offers an ample list of add-ons and discounts.
  • Rider Insurance comes with high ratings from Trustpilot and the Better Business Bureau as of January 2020. Its policies include roadside assistance along with uninsured and underinsured motorist as a standard. But you’re not as likely to get multiple discounts. Rider works well for those needing a basic policy.

Bottom line

You’re bound to find a low-cost policy with Pennsylvania’s choices for insurance and low state minimums. But you can look at multiple bike insurance companies to ensure you’re getting the best coverage possible.

Frequently asked questions about Pennsylvania motorcycle insurance

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