Pennsylvania motorcycle insurance March 2021 |

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Compare motorcycle insurance in Pennsylvania

You could pay a standard rate unless you live in one of a few major cities.


Fact checked

Despite major cities like Philadelphia adding an increased danger for bike accidents, Pennsylvania sees a slightly below average cost for insurance compared to other states.

One possible reason is that its low state requirements help riders pay for only the coverage they need. In addition, a variety of insurance companies compete for motorcycle customers while offering helpful options and stellar customer service.

Compare Pennsylvania motorcycle insurance providers

Name Product Roadside assistance Accident forgiveness Available states
Progressive motorcycle insurance
All 50 states
Enjoy some of the widest coverage with the lowest price thanks to add-ons and freebies like replacement cost coverage.
Allstate motorcycle insurance
Included free
All 50 states
One of the longest lists of coverage options for bikes, plus free perks like equipment coverage for your high-end riding gear.
Liberty Mutual motorcycle insurance
All 50 states
Enjoy unique perks along with your wide bike coverage, like free accident forgiveness after going claims-free with any insurer.
The General motorcycle insurance
43 states
Avoid riding interruptions with acceptance as a high-risk driver, help with filing an SR-22 and instant access to proof of insurance.

Compare up to 4 providers

Average motorcycle insurance in Pennsylvania

Pennsylvania’s average cost for motorcycle insurance is around $43 a month or $512 per year. That cost stays right around the nation’s average of $520 per year, possibly because many cities like Easton have a lower population. Fewer people on the roads generally makes riding safer.

Minimum motorcycle insurance requirements in Pennsylvania

Pennsylvania enforces simple motorcycle insurance laws, including $15,000 for bodily injuries per person, $30,000 for bodily injuries per accident and $5,000 for property damage. Unlike car insurance, medical coverage isn’t required for riders.

Cheapest motorcycle insurance in Pennsylvania

You have a variety of companies with reasonable premiums to choose from.

  • Erie serves as a regional company and offers top-rated customer service, free accessories and safety gear protection without buying full coverage. You could also qualify for its rate-locking feature if you have Erie car insurance.
  • Geico may turn up the cheapest premium and includes accessories when you buy full bike coverage. Multiple discounts are also on the table, which can whittle down your bill further.
  • Progressive’s most basic policies start at $75 per year with benefits like $3,000 for accessories with comprehensive and collision coverage. The company also offers an ample list of add-ons and discounts.
  • Rider Insurance comes with high ratings from Trustpilot and the Better Business Bureau as of January 2020. Its policies include roadside assistance along with uninsured and underinsured motorist as a standard. But you’re not as likely to get multiple discounts. Rider works well for those needing a basic policy.

Bottom line

You’re bound to find a low-cost policy with Pennsylvania’s choices for insurance and low state minimums. But you can look at multiple bike insurance companies to ensure you’re getting the best coverage possible.

Frequently asked questions about Pennsylvania motorcycle insurance

Get cheap bike coverage

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