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Wyoming mortgage lenders

Lenders offering government-backed and veteran programs may get you better loan terms.

Wyoming has some of the lowest closing costs in the US, and you won’t pay a transfer tax. But that doesn’t mean much if you can’t find a decent lender. Learn where and how to begin your search.

Mortgage lenders in Wyoming

Before selecting a mortgage lender, compare the interest rates they offer, the down payment options or if they offer government-backed home loans such as FHA or USDA. The latter can be especially helpful if you’re buying a home for the first time or if you’re buying a home in rural or suburban areas.

Compare mortgage lenders

Compare top brands by home loan type, state availability and credit score. Select See rates to provide the lender with basic property and financial details for personalized rates.

1 - 9 of 9
Name Product Loan products offered State availability Min. credit score
Interfirst
(NMLS #7872)
Interfirst
Conventional
AL, AR, AZ, CA, CO, CT, DE, FL, GA, HI, IA, IL, IN, KS, LA, MD, ME, MI, MN, MO, MS, NH, NM, OH, OK, OR, PA, RI, SD, TN, TX, UT, VA, WI, WV, WY
620
Freedom Mortgage
(NMLS #2767)
Freedom Mortgage
Conventional, Jumbo, FHA, VA, USDA, Refinance
Available in all states
620
A lender that excels in FHA and VA loans, offering low down payment options to borrowers.
Rocket Mortgage
(NMLS #3030)
Rocket Mortgage
Conventional, Jumbo, FHA, VA, Refinance
Available in all states
620
Streamline your mortgage from quote to final payment — all from your computer or phone.
AmeriSave
(NMLS #1168)
AmeriSave
Conventional, Jumbo, FHA, VA, USDA, Refinance
Not available in: NY
620
Great customer reviews and customized rate quotes in three minutes with no SSN needed.
Veterans United
(NMLS #1907)
Veterans United
Conventional, FHA, VA, USDA, Jumbo, Refinance
Available in all states
620
Veterans United stands out from other lenders for its focus on serving the military community.
SoFi
(NMLS #1121636)
SoFi
Conventional, Jumbo, Home equity, Refinance
Not available in: HI
620
No hidden fees, multiple loan terms, and member discounts available.
Guaranteed Rate
(NMLS #2610)
Guaranteed Rate
Conventional, Jumbo, FHA, VA, Refinance
Available in all states
620
Find competitive rates and highly-rated customer service with this lender.
Morty
(NMLS #1429243)
Morty
Conventional, Jumbo
Not available in: AZ, HI, MA, MO, NV, UT
620
Preapproval in minutes and closing in as little as 3 weeks with no origination fees.
LendingTree
(NMLS #1136)
LendingTree
HELOC, Home Equity loans
Available in all states
620
Connect with vetted lenders quickly through this free online marketplace.
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How to find the lenders and rates in Wyoming

Lenders that offer government or VA-backed loans may be worth considering. Since the loans are backed by the government, the lender considers your loan safe. This could potentially land you a better mortgage rate.

Other features you should keep an eye on are interest rates, down payment options, closing costs, customer service and how to apply.

What to consider when looking for a mortgage in Wyoming

First-time homebuyers could use loan assistance from the Wyoming Community Development Authority (WCDA). One of their loan products is a 30-year fixed mortgage with low interest rates. You can also take out a loan to use for your down payment up to $10,000.

Another option to consider is a credit union. Their mortgage loans typically come with lower interest rates and they charge lower fees than traditional banks. However, you may not have as much flexibility, as their mortgages often come as 30-year loans.

Closing costs in Wyoming

Average closing costs after taxes are approximately $3,746 for a home costing between $200,000 to $300,000. This is one of the rare states that doesn’t charge transfer tax or expensive property tax.

Closing costs in Wyoming

Bottom line

The Wyoming Community Development Authority (WCDA) can help you secure a home loan with low interest rates if you’re a first-time homebuyer. Other low-interest-rate options include government or VA-backed home loans. But if you don’t qualify, there are other mortgage lenders that could offer you decent terms.

If these lenders aren’t what you’re looking for, check out other mortgage lenders and compare your options.

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