9 best mortgage lenders in Massachusetts

Better is a no-commission, 100% digital lender offering a streamlined application process. It claims you can get a preapproval letter in only a few minutes, lock in your rate in under an hour and close up to two times faster than the industry average.

Better is available to take loan applications 24/7. So, if you're comfortable with technology and would prefer a digital lender with human support along the way, Better might be a good option.

Looking for multiple quotes at a time? If so, LendingTree could suit your needs. Instead of having to research and prequalify for lenders yourself, the free LendingTree service will match you to lenders from its database of over 1,500 partners nationwide.

Simply call or fill out a form with some information about yourself, then sit back and wait for lenders to contact you. Because lenders are competing for your business, LendingTree claims you may get a better rate by using its service.

Since 2016, Rocket Mortgage has been the online arm of Quicken Loans. As a fully digital lender, Rocket Mortgage is available all hours of the day, allowing you to apply for a loan and lock in a rate without having to wait for a loan officer to call you back.

Using the Rocket Mortgage interface, you can apply for a home or refinance loan, have your assets electronically verified and check your loan's status. And after your loan is funded, you can access your loan documents and make monthly payments using the app.

With consistently great reviews from clients, Synergy One Lending is our choice for best customer service. The company has a 4.9 out of 5 rating on both Zillow and Google reviews, where customers report being extremely satisfied with the service and communication from their loan officers.

Synergy One Lending's Modern Mortgage Experience combines digital processing with its loan teams to create a more streamlined, customer-centric experience. Call, apply online or use the S1 Connect app to apply for a home or refinance loan.

If you're looking for a lender with credit score flexibility, Mr. Cooper may be able to help. Headquartered in Dallas, Texas, Mr. Cooper offers a wide range of home loans and participates in government programs, including the Hardest Hit Fund and the Servicemembers Civil Relief Act (SCRA).

While the company doesn't have the best reputation among lenders, Mr. Cooper offers a mobile app that many customers find convenient for making payments digitally and tracking their home's value and equity.

Founded in 1985 and headquartered in San Francisco, First Republic offers a range of financial products, including residential loans. On average, First Republic has the lowest interest rates of all the lenders we compared in Massachusetts, making it a smart choice if you're looking to buy or refinance.

First Republic offers a range of mortgage products, including single-family, co-op and condo loans, construction loans, vacation and second home loans, as well as HELOCs. To get started, you can browse the company's loan requirements or call a loan officer.

Prefer to give a regional lender in Massachusetts your business? Since 2002, Leader Bank has been serving the greater Boston area by providing customer-centric banking products, including mortgages and special loan programs for both first-time and experienced borrowers.

Besides the standard offers of conventional and government-backed loans, the bank can help with a variety of first-time and low-income homebuyer programs, including the MHP One Mortgage Program, MassHousing fixed-rate mortgages, FNMA HomeReady's low down payment program and more.

Founded in 1926, Metro Credit Union's priority is to provide its customers with low-fee or no-fee services with lower rates on loans. This credit union offers an impressive array of mortgages, with some of the best refinancing rates and terms we found in Massachusetts.

It also has a refinance calculator on its website, so you can quickly see how much you could save with a lower rate. Whether you're a first-time or experienced homebuyer, Metro Credit Union offers more types of loans than many lenders and competitive rates, making it worth a look.

Founded in 1991, RMS is an independent lender of residential mortgage loans. The company offers a full range of integrated loan processing and underwriting services under one roof, as well as a fully digital loan application process you can complete from any device.

Whether you're someone who prefers a digital loan process or would rather work with a loan officer at each step, RMS lets you choose the approach to your mortgage. To get started, simply call, apply online or download the mobile app.