Best for a broader view of credit: CitiMortgage

- Considers nontraditional sources of credit, such as rent and child support payments.
- Flexible loan lengths — pay back your loan in 5, 10, 15, 20, 25 or 30 years.
- Some borrowers can take out a loan of up to 80% of their home’s value.
- Accepts a debt-to-income ratio of 43% or less.
- Reserves its best rates for CitiGold and CitiPriority customers.
Although Citi is a Finder advertising partner, all information about these products has been collected independently by Finder.