Send large sums overseas with these secure providers.
Our pick for large transfers: CurrencyTransfer
Get the best foreign exchange rates available from this online marketplace.
- Exclusive to Finder readers: Minimum transfer of $1,000 (normally $5,000).
- Fast 1-2 day delivery to bank accounts.
- No fees.
- Globally trusted brand.
- CurrencyTransfer reimburses you the difference if you get a better rate somewhere else.
- Send: AED, AUD, CAD, CHF, CZK, DKK, EUR, GBP, HKD, HUF, ILS, JPY, MXN, NOK, NZD, PLN, RON, SEK, SGD, THB, TRY, USD, ZAR
Compare no maximum limit providers
Minimum and maximum transfer limits often apply and vary among companies and currencies. Click on a provider below to learn more about their services.
- Minimum transfer amount
- $10,000
- Maximum transfer amount
- No limit
- Minimum transfer amount
- $1,000
- Maximum transfer amount
- No limit
- Minimum transfer amount
- $5,000
- Maximum transfer amount
- No limit
- Minimum transfer amount
- $0
- Maximum transfer amount
- No limit
1. Hawk FX
Hawk FX offers transfers and exchanges into 26 different currencies and assigns a dedicated currency expert to each customer.
Pros
- No fees
- Personalized, 24/7 customer service
- Offers scheduled and recurring transfers, limit orders and forward contracts
Cons
- No cash payment or pickup. Hawk FX only delivers funds through bank deposit.
2. OFX
OFX offers transfers and exchanges into 55 different currencies. If you’re a larger business looking to pay for exports or just need to transfer a larger sum to an account overseas, this service may be ideal.
Pros
- 24-hour customer support
- Available in 195 countries and 55 currencies
- Offers scheduled and recurring transfers
- iOS and Android apps available for mobile transfer and tracking
Cons
- No cash payment or pickup. OFX only delivers funds through bank deposit.
3. Venstar Exchange
Venstar Exchange is a US-based company that offers transfers in over 130 currencies.
Pros
- No fees
- Registered customers can access personal market advisers
- Offers spot orders and forward contracts
Cons
- No cash payment or pickup — Venstar only delivers funds through bank deposit.
- Support isn’t available after business hours or on weekends
4. XE Money Transfer
XE Money Transfer is a service designed to help you transfer your funds to a bank in a foreign currency. If you’re working far from home, XE Money Transfer is ideal for getting cash to your family or making investments overseas. Given how easy it is to transfer your money to foreign companies in their currency, it’s especially ideal for business accounts.
Pros
- One of the most trusted money transfer names
- Competitive exchange rates save you money in the long run
- Quick turnaround means transfer is complete in 1 to 4 days
Cons
- Rate comparison tool not available until after you’ve registered with the site
XE (Deals)
XE: $0 fees and commissions
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How to compare money transfer providers
Aside from checking that a company can handle large transfers, you’ll also want to look into:
- Available currenciesDoes the transfer provider offer the currency you want to send in?
- SpeedWhile some providers can transfer funds almost instantly, others will take days.
- AffordabilityThis includes both the exchange rate and any fees.
- Customer serviceLook for a company that offers phone, in-person and/or chat support. If the provider is located overseas, will it be difficult to contact customer support at a reasonable time?
Laws for sending large sums of money overseas
If you’re sending a large sum overseas, both you and your recipient may need to file it on your taxes. Transfers over $10,000 need to be reported to the IRS, and your recipient may need to report the transfer as income or as a gift, depending on their country’s laws.
Compare high limit transfer services
Bottom line
If you’re sending a large amount of money overseas, you’ll need to choose a transfer provider with a high or no limit. Before getting started, compare international money transfer specialists to make sure you’re getting the best deal.
