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Transfer providers with no maximum limit

Send large sums overseas with these secure providers.

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OFX

OFX logo
  • Competitive exchange rates
  • Flexible transfer options
  • Transfer to 50+ currencies
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Not all money transfer providers are willing to send large amount overseas — here’s three that do.

Compare no maximum limit providers

Minimum and maximum transfer limits often apply and vary among companies and currencies. Click on a provider below to learn more about their services.


ofx logo

1. OFX

OFX offers transfers and exchanges into more than 55 different currencies. If you’re a larger business looking to pay for exports or just need to transfer a larger sum to an account overseas, this service may be ideal.

Pros

  • 24-hour customer support
  • Available in more than 190 countries and 55 currencies
  • Offers scheduled and recurring transfers
  • iOS and Android apps available for mobile transfer and tracking

Cons

  • No cash payment or pickup. OFX only delivers funds through bank deposit.

CurrencyTransfer logo

2. CurrencyTransfer

CurrencyTransfer offers both business and personal transfers with a wide array of hedging options.

Pros

  • No fees
  • Registered customers can access personal market advisers
  • Offers spot orders and forward contracts

Cons

  • No cash payment or pickup — CurrencyTransfer only delivers funds through bank deposit.
  • Fewer countries supported than the competition

XE Logo

3. XE Money Transfer

XE Money Transfer is a service designed to help you transfer your funds to a bank in a foreign currency. If you’re working far from home, XE Money Transfer is ideal for getting cash to your family or making investments overseas. Given how easy it is to transfer your money to foreign companies in their currency, it’s especially ideal for business accounts.

Pros

  • One of the most trusted money transfer names
  • Competitive exchange rates save you money in the long run
  • Quick turnaround means transfer is complete in 1 to 4 days

Cons

  • Rate comparison tool not available until after you’ve registered with the site

How to compare money transfer providers

Aside from checking that a company can handle large transfers, you’ll also want to look into:

  • Available currencies
    Does the transfer provider offer the currency you want to send in?
  • Speed
    While some providers can transfer funds almost instantly, others will take days.
  • Affordability
    This includes both the exchange rate and any fees.
  • Customer service
    Look for a company that offers phone, in-person and/or chat support. If the provider is located overseas, will it be difficult to contact customer support at a reasonable time?

Laws for sending large sums of money overseas

If you’re sending a large sum of money overseas, you’ll want to make sure both you and your recipient fill out the appropriate tax forms. Transfers over $10,000 need to be reported to the IRS, and your recipient may need to report the transfer as income or as a gift, depending on their country’s laws.

Compare high limit transfer services

Enter the amount of your transfer into our table, select the currency you want to send to and click Calculate to quickly see what your transfer could cost.

Max. Transfer Amount Transfer Speed Online Transfer Fee Rate Amount Received Description CTA Details
No limit 1 day USD 0.00 0.881 EUR 13,219 No-maximum limit transfers with competitive exchange rates for 100+ currencies. Go to site Show details
No limit 1 - 2 days USD 0.00 0.881 EUR 13,219 Exclusive: Minimum transfer of $1,000 for Finder readers (normally $5,000).
For larger transfers, get no transaction fees and no maximum send limits.
Go to site Show details
USD 500,000 Same day USD 0.00 0.881 EUR 13,218 Offering no maximum and no minimum limit transfers with $0 fees. Go to site Show details
USD 1,000,000 1 - 2 days USD 120.00 0.885 EUR
13,166
Enjoy high maximum transfers into more than 20 currencies while saving up to 90% over local banks. Go to site Show details

Compare up to 4 providers

Disclaimer: Exchange rates change often. Confirm the total cost with the provider before transferring money.

Bottom line

When sending large amounts of money overseas you want to make sure you’re getting the best deal, as even the difference of a fraction of a percent on the exchange rate can cost you dearly. Comparing the rates offered by three reputable companies like OFX, XE and CurrencyTransfer can help you feel confident that you’re getting the best deal on your transfer.

Frequently asked questions

How do money transfer companies keep my funds safe?

Transfer companies generally use a combination of encryption and identity verification to help keep your money safe. If you’re concerned about a transfer, contact the transfer company directly to find out what security measures it takes.

How much money can I send out of the US?

There’s no limit to how much money you can send as long as you file any necessary tax forms. But if you’re sending money to a country under US sanctions, you’ll want to contact a professional to stay within the law.

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