CurrencyTransfer
- No max sending limit and zero transaction fees on large transfers
- Fast 1-2 day delivery to bank accounts
- Price-match guarantee
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Transfer providers with no maximum limit
Send large sums overseas with these secure providers.
Not all money transfer providers are willing to send large amounts overseas. Instead of sending multiple small transfers, choose a company that offers transfers with no maximum limit when you need to send larger amounts.
Pros and cons of popular no-limit providers
Compare the pros and cons of Xe, CurrencyTransfer and OFX before making your transfer to find out which of these no-limit providers is right for you.
1. OFX
OFX offers transfers and exchanges into more than 55 currencies. If you’re a larger business looking to pay for exports or just need to transfer a larger sum to an account overseas, this service may be a good fit.
Pros
- 24-hour customer support
- Available in more than 190 countries and 55 currencies
- Offers scheduled and recurring transfers
- iOS and Android apps available for mobile transfer and tracking
Cons
- No cash payment or pickup. OFX only delivers funds through bank deposit.
2. CurrencyTransfer
CurrencyTransfer offers both business and personal transfers with a wide array of hedging options.
Pros
- No fees
- Registered customers can access personal market advisers
- Offers spot orders and forward contracts
Cons
- No cash payment or pickup — CurrencyTransfer only delivers funds through bank deposit.
- Fewer countries supported than the competition
3. Xe Money Transfer
Xe Money Transfer is a service designed to help you transfer your funds to a bank in a foreign currency. If you’re working far from home, Xe Money Transfer is ideal for getting cash to your family or making investments overseas. Given how easy it is to transfer your money to foreign companies in their currency, it’s especially ideal for business accounts.
Pros
- One of the most trusted money transfer names
- Competitive exchange rates save you money in the long run
- Quick turnaround means transfer is complete in 1 to 4 days
Cons
- Rate comparison tool not available until after you’ve registered with the site
Compare high limit transfer services
Our table lets you compare the services you can use to send money abroad. Compare services on transfer speeds and fees, then click Go to site when you're ready to send.
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How to compare money transfer providers
Aside from checking that a company can handle large transfers, you’ll also want to look into:
- Available currencies
Does the transfer provider offer the currency in which you want to send? - Speed
While some providers can transfer funds almost instantly, others will take days. - Affordability
This includes both the exchange rate and any fees. - Customer service
Look for a company that offers phone, in-person and/or chat support. If the provider is located overseas, will it be difficult to contact customer support at a reasonable time?
Laws for sending large sums of money overseas
If you’re sending a large sum of money overseas, make sure both you and your recipient fill out the appropriate tax forms. Transfers over $10,000 need to be reported to the IRS, and your recipient may need to report the transfer as income or as a gift, depending on their country’s laws.
Compare high limit transfer services
Enter the amount of your transfer into our table, select the currency you want to send to and click Calculate to quickly see what your transfer could cost.
Bottom line
When sending large amounts of money overseas, make sure you’re getting the best deal, as even the difference of a fraction of a percent on the exchange rate can cost you. Comparing the rates offered by three reputable companies like OFX, Xe and CurrencyTransfer can help you feel confident that you’re getting the best deal on your transfer.
Frequently asked questions
How do money transfer companies keep my funds safe?
Transfer companies generally use a combination of encryption and identity verification to help keep your money safe. If you’re concerned about a transfer, contact the transfer company directly to find out what security measures it takes.
How much money can I send out of the US?
There’s no limit to how much money you can send as long as you file any necessary tax forms. But if you’re sending money to a country under US sanctions, contact a professional to make sure you stay within the law.
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Xe vs. OFX money transfers
Check out this side-by-side comparison of Xe and OFX to find out which provider offers the best value on international money transfers.
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