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Transfer providers with no maximum limit

Send large sums overseas with these secure providers.

Updated Mar 1, 2021. What changed?

Fact checked

Not all money transfer providers are willing to send large amounts overseas. Instead of sending multiple small transfers, choose a company that offers transfers with no maximum limit when you need to send larger amounts.

Pros and cons of popular no-limit providers

Compare the pros and cons of XE, CurrencyTransfer and OFX before making your transfer to find out which of these no-limit providers is right for you.

1. OFX

OFX offers transfers and exchanges into more than 55 currencies. If you’re a larger business looking to pay for exports or just need to transfer a larger sum to an account overseas, this service may be a good fit.

Pros

24-hour customer support
Available in more than 190 countries and 55 currencies
Offers scheduled and recurring transfers
iOS and Android apps available for mobile transfer and tracking

Cons

No cash payment or pickup. OFX only delivers funds through bank deposit.

Go to OFX's website Read OFX review

2. CurrencyTransfer

CurrencyTransfer offers both business and personal transfers with a wide array of hedging options.

Pros

No fees
Registered customers can access personal market advisers
Offers spot orders and forward contracts

Cons

No cash payment or pickup — CurrencyTransfer only delivers funds through bank deposit.
Fewer countries supported than the competition

Go to CurrencyTransfer's website Read CurrencyTransfer review

3. XE Money Transfer

XE Money Transfer is a service designed to help you transfer your funds to a bank in a foreign currency. If you’re working far from home, XE Money Transfer is ideal for getting cash to your family or making investments overseas. Given how easy it is to transfer your money to foreign companies in their currency, it’s especially ideal for business accounts.

Pros

One of the most trusted money transfer names
Competitive exchange rates save you money in the long run
Quick turnaround means transfer is complete in 1 to 4 days

Cons

Rate comparison tool not available until after you’ve registered with the site

Go to XE's website Read XE review

Compare high limit transfer services

Our table lets you compare the services you can use to send money abroad. Compare services on transfer speeds and fees, then click Go to site when you're ready to send.

{"niche":"USFMT"}

Name	Product		Filter Values	Fastest Transfer Speed	Fees (Pay by Bank Transfer)	Learn More
OFX				24 hours	$0	Go to site View details	OFX has no maximum limit transfers, with competitive exchange rates for 45+ currencies.		loading Fetching your data...
CurrencyTransfer				24 hours	$0	SPECIAL OFFER ✓ Minimum transfer of $1,000 for Finder readers (normally £5,000) Go to site View details	Exclusive: Minimum transfer of $1,000 for Finder readers (normally $5,000). CurrencyTransfer lets you shop around for the best exchange rate on its online marketplace.		loading Fetching your data...
XE				Within minutes	$3	Go to site View details	XE has fast transfers with low fees and a range of foreign currency tools.		loading Fetching your data...
Wise (TransferWise)				Within an hour	From $2.26	Go to site View details	Wise uses the mid-market rate and transparent fees to help you send money in 45+ currencies.		loading Fetching your data...

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Compare up to 4 providers

How to compare money transfer providers

Aside from checking that a company can handle large transfers, you’ll also want to look into:

Available currencies
Does the transfer provider offer the currency in which you want to send?
Speed
While some providers can transfer funds almost instantly, others will take days.
Affordability
This includes both the exchange rate and any fees.
Customer service
Look for a company that offers phone, in-person and/or chat support. If the provider is located overseas, will it be difficult to contact customer support at a reasonable time?

Laws for sending large sums of money overseas

If you’re sending a large sum of money overseas, make sure both you and your recipient fill out the appropriate tax forms. Transfers over $10,000 need to be reported to the IRS, and your recipient may need to report the transfer as income or as a gift, depending on their country’s laws.

Compare high limit transfer services

Enter the amount of your transfer into our table, select the currency you want to send to and click Calculate to quickly see what your transfer could cost.

I want to send

to

	Max. Transfer Amount	Transfer Speed	Online Transfer Fee	Rate	Amount Received	Description	CTA	Details
	No limit	1 day	USD 0.00	0.82	EUR 12,300	OFX has no maximum limit transfers, with competitive exchange rates for 45+ currencies.	Go to site	Compare	Show details	Details Minimum transfer amount 1,000.00 Transfer methods Online, Phone, Bank Account to Bank Account Transfer options Regular payments, One off payments, Market orders, Forward contracts Customer service Phone, Email Available currencies AED, AUD, AZN, BGN, BHD, BND, CAD, CHF, CZK, DKK, EGP, EUR, FJD, GBP, HKD, HUF, IDR, ILS, INR, JPY, KRW, KWD, LKR, MAD, MGA, MXN, MYR, NOK, NZD, OMR, PEN, PGK, PHP, PKR, PLN, RUB, SAR, SBD, SCR, SEK, SGD, THB, TOP, TRY, TWD, TZS, USD, VND, VUV, WST, XOF, XPF, ZAR Go to site Read the full review
	No limit	1 - 2 days	USD 0.00	0.82	EUR 12,300	Exclusive: Minimum transfer of $1,000 for Finder readers (normally $5,000). CurrencyTransfer lets you shop around for the best exchange rate on its online marketplace.	Go to site	Compare	Show details	Details Minimum transfer amount GBP 1,000.00 Transfer methods Online, Bank Account to Bank Account Transfer options Regular payments, One off payments, Market orders, Forward contracts Customer service Phone, Chat Available currencies AED, AUD, CAD, CHF, CZK, DKK, EUR, GBP, HKD, HUF, ILS, JPY, MXN, NOK, NZD, PLN, RON, SEK, SGD, THB, TRY, USD, ZAR Go to site Read the full review
	USD 500,000	Same day	USD 0.00	0.82	EUR 12,299	XE has fast transfers with low fees and a range of foreign currency tools.	Go to site	Compare	Show details	Details Minimum transfer amount USD 1.00 Transfer methods Online, Phone, Bank Account to Bank Account Transfer options One off payments, Market orders, Forward contracts Customer service Phone, Email Available currencies AED, AFN, ALL, AMD, ANG, AOA, ARS, AUD, AWG, AZN, BAM, BBD, BDT, BGN, BHD, BIF, BMD, BND, BOB, BRL, BSD, BTN, BWP, BZD, CAD, CDF, CHF, CLP, CNY, COP, CRC, CUC, CVE, CZK, DJF, DKK, DOP, DZD, EGP, ERN, ETB, EUR, FJD, FKP, GBP, GEL, GGP, GHS, GIP, GMD, GNF, GTQ, GYD, HKD, HNL, HRK, HTG, HUF, IDR, ILS, IMP, INR, IQD, IRR, ISK, JEP, JMD, JOD, JPY, KES, KGS, KHR, KMF, KPW, KRW, KWD, KYD, KZT, LAK, LBP, LKR, LRD, LSL, MAD, MDL, MGA, MKD, MMK, MNT, MOP, MUR, MVR, MWK, MXN, MYR, MZN, NAD, NGN, NIO, NOK, NPR, NZD, OMR, PAB, PGK, PHP, PKR, PLN, PYG, QAR, RON, RSD, RUB, RWF, SAR, SBD, SCR, SDG, SEK, SGD, SHP, SLL, SOS, SPL, SRD, SVC, SYP, SZL, THB, TJS, TMT, TND, TOP, TRY, TTD, TVD, TWD, TZS, UAH, UGX, USD, UYU, UZS, VEF, VND, VUV, WST, XAF, XCD, XDR, XOF, XPF, YER, ZAR, ZMW, ZWD, BYN Go to site Read the full review
	$1,000,000	1 - 2 days	USD 120.00	0.823	EUR 12,251	Wise uses the mid-market rate and transparent fees to help you send money in 45+ currencies.	Go to site	Compare	Show details	Details Minimum transfer amount 1.00 Transfer methods Online Transfer options Regular payments, One off payments Customer service Phone, Chat, Email Available currencies AED, ARS, AUD, BDT, BGN, BRL, BWP, CAD, CHF, CLP, CNY, COP, CRC, CZK, DKK, EGP, EUR, GBP, GEL, GHS, HKD, HRK, HUF, IDR, ILS, INR, JPY, KES, KRW, LKR, MAD, MXN, MYR, NGN, NOK, NPR, NZD, PEN, PHP, PKR, PLN, RON, RUB, SEK, SGD, THB, TRY, TZS, UAH, UGX, USD, UYU, VND, XOF, ZAR, ZMW Go to site Read the full review

Compare up to 4 providers

Bottom line

When sending large amounts of money overseas, make sure you’re getting the best deal, as even the difference of a fraction of a percent on the exchange rate can cost you. Comparing the rates offered by three reputable companies like OFX, XE and CurrencyTransfer can help you feel confident that you’re getting the best deal on your transfer.

Frequently asked questions

How do money transfer companies keep my funds safe?

Transfer companies generally use a combination of encryption and identity verification to help keep your money safe. If you’re concerned about a transfer, contact the transfer company directly to find out what security measures it takes.

How much money can I send out of the US?

There’s no limit to how much money you can send as long as you file any necessary tax forms. But if you’re sending money to a country under US sanctions, contact a professional to make sure you stay within the law.

Thank you for your feedback!

Zak Killermann

Zak Killermann is a writer at Finder. He’s ghostwritten hundreds of articles on fintech, finding his love for publication at St. Cloud State University. Traveling internationally for nearly half his life — and getting burned once by an OTC money exchange — Zak's vowed not to settle for anything short of the mid-market rate again.

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