We measured and rated features that provide you with the most access. We considered availability in all 50 states, country and territory coverage and minimum and maximum transfer amounts required.The success rates of our live transfers strongly informed how we rated providers in this category. If we had trouble sending money, you likely would too. Providers offering variety of options to send and receive money were graded accordingly. Advantages like being able to send money with a debit or credit card, pick up cash or transfer funds without a Social Security number cater to a greater number of customers. If a provider limits your options or restricts how you can send money, you should know.