2-door Mini Hardtop
- Starting MSRP: $21,900
- City/highway MPG: 32/28
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As one of the most iconic British car brands, a new or preowned Mini can be an eye-catching vehicle to take for a spin. But with its base models starting at over $20,000, you’ll want to explore all your financing options before hitting the dealership.
Like all vehicles, you can opt for a car loan from a bank, credit union or online lender. Even if you end up opting for the Mini financing programs available below, applying for preapproval from multiple lenders will allow you to see your potential rates — making it easier to choose the loan that best suits your budget. However, this isn’t the fastest option, since it takes times to compare offers.
Another option is to consider financing or leasing directly through Mini Financial Services. This is typically the fastest way to go, though you might not get the most competitive rates. Here’s how it breaks down:
As with all types of financing, the exact terms and rates you qualify for will depend on your creditworthiness and personal financial situation.
*Rates as of May 30, 2019.
Mini Financial Services offers a quick five-step application:
Mini Financial Services will typically take between 12 and 24 hours to process your application and email you with a financing decision.
Explore your options by minimum credit score, APR, loan term and requirements. Select the Get started button to start an application with a specific lender.
We update our data regularly, but information can change between updates. Confirm details with the provider you're interested in before making a decision.
Yes, Mini has a variety of programs that offer discounts and reimbursements to customers.
The Mini College Grad Program gives recent college grads from any accredited undergraduate, graduate or associate’s degree program a rebate of $500 off a new 2019 Mini model or any Certified Pre-Owned models.
To qualify, you need to have graduated within the last two years or be set to graduate within the next four months, have a debt-to-income ratio of 20% or less and at least six months of credit history. You’ll also need to provide a copy of your diploma or an official transcript.
Through the Mini Corporate Sales Program, you and your employees will have access to complimentary scheduled Mini maintenance for three years or 36,000 miles — whichever comes first, four years of roadside assistance and eligibility for the Mini Platinum Visa Card and other discounts and events. Contact your local Mini dealership to see if your business may be eligible for this program.
The Mini Mobility Program reimburses drivers for up to $2,500 of the cost of buying and installing adaptive equipment. However, modifications need to be completed within the new vehicle or CPO warranty. To begin the process, you can send the following documents to email@example.com or fax them to 201-930-8484:
Your claim will typically be processed within four weeks. If approved, Mini will send a check directly to you.
The Mini Diplomatic Sales Program offers special pricing for eligible foreign diplomats, ambassadors, returning US diplomats and members of international organizations. The program excludes leased vehicles and base models. Contact your local Mini dealership to see if your international service qualifies.
Like all new cars, prices will vary based on where you live and your negotiation skills at the dealership. The basic trim of a Mini ranges from $21,900 to $36,900 — your final price will depend on the add-ons and other features you choose.
2-door Mini Hardtop
4-door Mini Hardtop
Mini Countryman Plug-In Hybrid
Yes, all Minis come with a standard four-year, 50,000-mile limited warranty that covers defects in material or workmanship. Your Mini will also have a 12-year, unlimited-mile warranty for any rust or corrosion perforation. And during the first four years, Mini includes 24-hour roadside assistance at no extra cost to you.
Mini also includes complimentary maintenance for the first three years or 36,000 miles — whichever comes first. Covered items include:
However, this complimentary maintenance is non-transferable — only the first owner or lessor of the vehicle is covered.
Known for its sporty design and sleek interior, getting behind the wheel of a new Mini will run you more than $20,000. But you may be able to cut down on costs by taking advantage of one of its many car-buying or financing programs. Before you get started, explore your car loan options to get an idea of what rates and terms you might qualify for.
Can I drive for a ride-share program with a leased Mini?
Yes. You’ll have to contact Mini first, but you may be able to use your Mini for ride-sharing with the Car & Ride Sharing Lease. To be eligible, you’ll have to go through Mini Financial Services — but it gives you a way to use your leased vehicle as a way to earn a little extra cash.
How many Mini dealerships are located in the US?
Mini currently has more than 100 dealerships throughout the country. To find one near you, visit Mini USA and enter your ZIP code into the Find a Dealer tool.
Where are Minis manufactured?
It depends on the model. Mini has assembly plants in the Netherlands and England.
Do all Mini models have front-wheel drive?
Previously, yes. But now Mini offers all-wheel drive — called ALL4 — for its Countryman and Clubman models.
Does Mini offer certified pre-owned vehicles?
Yes. In fact, Mini takes things a step further. When you buy a certified preowned (CPO) car from Mini, you’ll receive a similar warranty and roadside assistance program as buying it new — an added benefit for those wary of the price tag of newer models.
Pictures: Getty Images and Mini official page
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