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How to finance a Maserati

Select bank customers may qualify for exclusive discounts.

Maserati is known for its luxury automobiles that look sleek and drive fast — but can drain your bank account even faster. Buying a new car can easily run you more than $100,000 after adding features. Don’t know how to pay for your hot ride? Fear not: You have financing options.

How can I finance a Maserati?

You can apply for a loan at a bank, credit union or online lender for lower rates. But the fastest and easiest way to get financing is through a local Maserati dealership.

Dealership deals often vary by model, dealer and location and whether you’re financing or leasing:

  • Maserati financing. Getting your new Maserati financed at the dealership is one of the fastest and easiest choices, but it can come with higher interest rates than a bank. While Maserati doesn’t advertise set rates, larger states tend to offer APRs of 2% to 5% for qualified borrowers.
  • Maserati leasing. If you don’t plan to stick with the same model for too long, consider leasing it. Current offers include leasing the 2019 Ghibli model at $795 a month for three years, with $5,999 due at signing.

Rates are correct as of May 1, 2019.

Compare car loans to finance a Maserati

1 - 4 of 4
Name Product Filter Values Minimum credit score APR Loan term Requirements
PenFed Auto Loans
Starting at 5.19%
3 to 7 years
Active membership with PenFed
One of the largest national credit unions in the U.S., it offers new and used auto financing with transparent low rates.
Varies depending on the lender
3 to 6 years
Varies depending on the lender
5.69% (as low as)
1 to 6 years
18+ years old, US citizen or permanent resident
A car loan connection service for borrowers looking to refinance.
No minimum credit score
3.9% to 27.9%
1 to 6 years
18+ years old, annual income of $4,000+, no active bankruptcies
Get pre-qualified for used car financing and receive competitive, personalized rates.

Does Maserati offer special discounts or programs?

Yes. Maserati offers periodic discounts for select bank accounts. For example, until June 30, 2019, its offering a discount of 7% off the MSRP of all Maserati models to those who hold an account at Chase Bank.

What will a new Maserati cost me?

A new Maserati can cost between $75,000 and $165,000, depending on your location and other factors.

Choose a model


Maserati Ghibli Image: Supplied

2019 modelStarting MSRPBuildCity/highway MPG
Ghibli S$80,480sedan16/24
Ghibli S Q4$82,980sedan16/24


2019 modelStarting MSRPBuildCity/highway MPG
Levante S$87,980SUV15/21
Levante GTS$120,980SUV14/18
Levante TROFEO$169,980SUV14/18

Maserati Ghibli Image: Supplied


Maserati Ghibli Image: Supplied

2019 modelStarting MSRPBuildCity/highway MPG
Quattroporte S$107,980sports sedan16/23
Quattroporte S Q4$113,680sports sedan16/23
Quattroporte GTS$138,980sports sedan15/22


2019 modelStarting MSRPBuildCity/highway MPG
GranTurismo Sport$134,300sports13/21
GranTurismo Convertible Sport$150,980convertible13/20
GranTurismo Convertible MC$164,980convertible13/20

Maserati Ghibli Image: Supplied

Car insurance costs that come with driving a Maserati

Does a new Maserati come with a warranty?

Yes. Maserati provides its customers a limited warranty for each new car that lasts for four years or 50,000 miles, whichever comes first. And it includes 24/7 roadside assistance.

Bottom line

While buying a new Maserati can ensure a sleek and fast driving experience, it can cost a pretty penny. Your options come down to whether cost, speed or convenience is your top priority. While it might be faster to finance or lease through a Maserati dealership, you might find a stronger rate through a bank or online lender — which can save you a ton of money in the long run.

Can’t wait to get the new keys? Read our guide to car loans to learn how they work and compare different options.

Frequently asked questions

Picture: Getty Images

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