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Luxe Signature Card review

Megan Horner

Last updated: Apr 27, 2020

Discontinued product

This card has been discontinued, and it is not available on our site. Compare other credit cards or take Finder's credit card quiz to find one that fits your needs.

The perks

Designed for bad credit. This card is catered to people with bad credit or no credit, and allows consumers to purchase the items they need. The card does not require a credit or employment check.
interest. Cardholders can enjoy interest on any and all purchases from HuttonChase.com.
Guaranteed approval. Applicants are guaranteed approval if they are a U.S. citizen or resident, at least 18 years old, have a valid debit or credit card and can pay the required fees.
Product discount. Cardholders who pay the activation and membership fee receive a 25% discount on most items for purchase on HuttonChase.com. Some electronic items on HuttonChase.com require the first monthly payment to be made before the item can ship.
$0 annual fee. The Luxe Signature Card does not require an annual fee. Instead, it charges monthly membership fees.

How to apply for the Luxe Signature Card

Always consider your options and your financial situation before you apply for a credit card.

Eligibility criteria:

Must be at least 18-years-old
Must be a U.S. citizen or resident

Required documents & information:

Name and residential address
Email address and phone number
Whether or not applicants have an active checking account

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Bottom line

If you are looking for a way to buy high-end items without going into debt for a long time, the Luxe Signature Card is a helpful solution. It charges interest, and gives cardholders a 25% discount on HuttonChase.com items. Before going with the Luxe Signature Card, make sure to check out other cards similar to it.

Expert review

Review by

Megan Horner

megan.horner@finder.com

Megan Horner is the credit cards publisher at Finder. She's passionate about helping you find the best credit cards to meet your financial needs — whether that's earning great rewards or improving your credit score. Megan's expertise has been spotlighted on Lifehacker, CreditCards.com, American Banker and featured on news broadcasts across the country.

Expert review

If you make frequent purchases on HuttonChase.com, the Luxe Signature Card may be a helpful resource. People who sign up for the Luxe Signature Card and pay all of the required membership fees receive 25% off all HuttonChase.com purchases. To be eligible, all applicants must be at least 18-years-old and a U.S. citizen or resident. Beyond these requirements, eligibility terms are flexible. The application does not conduct a credit or employment check, and all applicants are approved. The card has a interest rate and minimal fees.

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10 Comments

Mel
October 19, 2017

I think the $20 fee is bull. You charge a maintenance fee, and then claim to accept all credit with no problem. Sorry, not buying it. Because if someone can’t afford the $20 you would close their account. That doesn’t sound helpful to me. So no way would I ever apply for your card.

Reply
- finder Customer Care
  
  Rench
  October 19, 2017
  
  Hi Mel,
  
  Thank you for your feedback. Please note that we are not affiliated with Luxe Signature or any company we feature on our site and so we can only offer you general advice.
  
  If you are looking for a credit card and you have a bad credit, you can also have a look on this page and compare your options.
  
  You may click the name of your preferred account/card/insurance to know more details and you may click the green “Go to site” button to submit an online application through their official site.
  
  Reply
Amy
September 22, 2017

I got a notification that I could be guaranteed approval for one of your cards, but I don’t want to apply and have you run my credit then get denied. Running your credit can affect your credit.

Reply
- finder Customer Care
  
  Maria
  September 22, 2017
  
  Hi Amy,
  
  As finder is a financial comparison website providing general information, we do not represent any of the companies that we feature on our pages.
  
  It would be best to reach out to the card issuer or email sender to let them know of your concern.
  
  Also, you may want to check out this page on Credit Score.
  
  Best,
  Maria
  
  Reply
Jtp
August 6, 2017

Will this card help me build credit? Will it show in my credit bureaus?

Reply
- finder Customer Care
  
  Harold
  August 6, 2017
  
  Hi Jtp 011,
  
  Thank you for your inquiry.
  
  Many pieces make up your credit score, here’s how you can work to improve it. http://bit.ly/2flh8S8
  
  I hope this information has helped.
  
  Cheers,
  Harold
  
  Reply
Q
July 19, 2017

Can I get cash back?

Reply
- Ash
  August 1, 2017
  
  Hi Q,
  
  Thank you for reaching out to us.
  
  Please be advised that Luxe Signature Card is not to be used as a credit card and can only be accepted to make purchases to HuttonChase.com. Thus, it does not have a cash back reward. For more information on how you can earn cash rewards for every purchase you make using a credit card, you may refer to this link – https://www.finder.com/credit-cards/cash-back-credit-cards.
  
  Did you know that once the Luxe Signature Card is activated and you have paid all the necessary membership fee, you will receive 25% discount on all your HuttonChase.com purchases? So this is the offer they have at the moment. Moreover, this offer will suit you best if you are a frequent shopper as you will definitely have big savings every time. You can click the ‘Go to site’ button to be redirected to their site.
  
  I hope this information helps.
  
  Let us know if there is anything else that we may assist you with.
  
  Cheers,
  Ash
  
  Reply
Jason
June 15, 2017

Can use this card else where or just at this one spot

Reply
- finder Customer Care
  
  May
  June 15, 2017
  
  Hi Jason,
  
  Thanks for your question.
  
  The Luxe Signature Card can only be used to pay for items on HuttonChase.com and it is not a visa or a credit card. With this card, you can get a 25% discount on HuttonChase.com items. You can find more about the benefits and features of this card by checking its review above. If you are interested in getting one, please click on the green ‘Go to site’ button above.
  
  Cheers,
  May
  
  Reply