Why your health is important to insurers
Your health is often tied to the cost of your life insurance because it plays a huge role in determining how long you might live and how risky you are to insure. The healthier you are, the longer you’re likely to live — which reduces the chance that your insurer will have to pay out a life insurance claim.
That means a wellness program may be an opportunity for you to get a better deal on your monthly premium than you could when you originally signed up for the policy.