Top pick: Sproutt
- Quotes from 40+ top insurers
- Up to $10 million in coverage
- Skip the medical exam
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Over 730,000 heart attacks occur annually in the United States, so know that you are not alone. A heart attack won’t prevent you from getting life insurance – but you’ll need to actively participate in your own recovery to get the best rates.
Usually, yes – it’s possible to get life insurance after having a heart attack. Providers consider your age, the severity of the heart attack, your overall build, prescribed medications, other health issues, and the state of your follow-up care to determine eligibility. However, insurers weigh the risk of each case individually so it may be a good idea to get in touch with a qualified agent who can better assess your available options.
If you’re not eligible for term life insurance, you may want to look into no medical exam life insurance — although these policies tend to be much pricier than traditional term policies, and have lower benefit amounts. Here are your no exam life insurance options to consider:
Some questions you might need to answer include:
Yes. An underwriter is armed with the responsibility of determining how likely it is that you’ll have another heart attack. So anything you can do to paint a picture of better health will strengthen your application.
Here’s what you can do to increase your chances of qualifying for life insurance:
Getting life insurance after a heart attack is possible, but you’ll need to be an active participant in improving overall health. For a policy that suits your needs, shop the market to compare providers.
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