Top pick: Bestow
- Up to $1.5 million coverage
- Apply online in 10 min
- No medical exam
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In the US, life insurance falls under the domain of each state. These are the laws that will protect you when you’re purchasing a policy in New Jersey, plus our list of the best life insurance providers across the state.
Your premium is a product of your age, gender, driving record, occupation, hobbies, health and family medical history. We were unable to confirm whether the state you live in affects life insurance rates.
However, some experts say people in states that are privy to natural disasters — like tornadoes — might pay more for coverage. During winter, New Jersey is often slammed with severe storms and blizzards, so this might impact life insurance rates.
Living in New Jersey, your life insurance carrier might take the following risk factors into account when calculating your rate:
These are the state’s leading causes of death, according to the Centers for Disease Prevention and Control (CDC).
Yes. Title 17 of the New Jersey Statutes lays out the law with the aim to protect policyholders. These are the highlights:
New Jersey has a fairly standard set of life insurance laws, so the rate you’re offered will come down to your providers and personal profile. To get the best possible coverage, compare life insurance carriers, as well as policy features and riders.
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