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No
Short term disability
Yes
Long term disability
Benefit period | 1, 2, 5, or 10 years or until age 65 or 67 |
---|---|
Waiting period | 30 - 365 days |
Coverage amount | $100 to $20,000+ |
Individual credit | |
Available states | All 50 states |
Policy riders |
No info available |
Simplified issue |
No |
Review by
Katia Iervasi is a staff writer who hails from Australia and now calls New York home. Her writing and analysis has been featured on sites like Forbes, Best Company and Financial Advisor around the world. Armed with a BA in Communication and a journalistic eye for detail, she navigates insurance and finance topics for Finder, so you can splash your cash smartly (and be a pro when the subject pops up at dinner parties).
Designed for doctors and medical professionals, LeverageRX offers a convenient way to compare policies from big-name disability insurers. The broker stands out for offering specialized advice and pairing customers with an advisor that can answer any questions they may have about coverage.
But it works with a limited number of insurers, so it’s worth comparing disability insurance companies on your own, too.
LeverageRX is a marketplace that’s designed to help doctors find disability insurance policies, among other financial products. The broker works with a range of big-name insurers, and gives its customers access to licensed insurance experts.
As a medical professional, you can ask for advice in choosing your coverage and compare policy features online.
LeverageRX suggests all doctors should look for a disability policy with these features and riders:
LeverageRX has been in business for four years, but it isn’t yet accredited with the Better Business Bureau (BBB). However, the BBB awards it an A+ rating for its customer interaction, as of October 2020.
On Trustpilot, the broker earns 4.6 stars based on 48 reviews. The reviews are overwhelmingly positive, with customers praising the expertise and efficiency of LeverageRX’s team.
LeverageRX partners with major players in the disability insurance game, including Principal, The Standard, MassMutual, Guardian, Ameritas and Ohio Financial Services.
There are several agencies that assess insurers’ financial strength and customer engagement and satisfaction. All of the carriers LeverageRX works with boast top ratings with AM Best, which means they have the money to pay out monthly benefits.
Company | AM Best | Better Business Bureau | J.D. Power |
---|---|---|---|
Principal | A+ | A+ | N/A |
The Standard | A | A+ | N/A |
MassMutual | A++ | B- | 3 out of 5 |
Guardian | A++ | A+ | 3 out of 5 |
Ameritas | A+ | A+ | N/A |
Ohio Financial Services | A | A+ | N/A |
You can start the process online. These are the steps: