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LendingTree personal loans service review

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What to know about LendingTree’s personal loan marketplace and its selection of offers.

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LendingTree offers loan matching services that connect you with one of its trusted lending partners. This lets you receive offers from multiple lenders through a single online form. Letting LendingTree do the leg-work means you can spend more time comparing offers and making sure that what you get is within your budget.


Max. Loan Amount

Starting from 3.99%


Good to excellent credit

Min. Credit Score


Product NameLendingTree Personal Loans
Min. Loan Amount$1,000
Max. Loan Amount$50,000
APRStarting from 3.99%
Interest Rate TypeFixed
Turnaround TimeIf you apply during work hours on a business day you can get access to approved funds within 24 hours.
Go to LendingTree, LLC's website

Do I qualify?

LendingTree is a broker, so the eligibility criteria for a loan may vary depending on the lender. Generally, you must be an American citizen, permanent resident or in the US on a valid long-term visa, 18 years or older and have a valid bank account.

How does borrowing from LendingTree work?

LendingTree works by connecting you with one or more of the trusted lenders in its network. These loans come from top quality lenders, not from payday loan providers.

You can receive more than one offer from different lenders, and can then choose among them. Just because you have received offers does not obligate you to take one, though.

Once you accept a loan, how you use proceeds from is entirely up to you. The fixed rates these loans attract ensure your payments remain the same through the course of the loan term.

Why should I consider a getting a personal loan from LendingTree?

If you’re thinking about getting a personal loan through LendingTree, review the following:

  • Easy online form. You can complete LendingTree’s online personal loan questionnaire in minutes, as long as you have all the required information close at hand.
  • Multiple offers. Once you submit your information, you get multiple offers almost immediately. Go through these offers and choose the one that suits you best.
  • Low APR. Multiple factors affect the APR that lenders offer to you, and your creditworthiness plays an important role. If you have a good to excellent credit score, you may be able to score a low APR.
  • Varied loan amount. Depending on your need you can borrow from $1,000 to $50,000 through a LendingTree loan form. The maximum you qualify for depends on factors such as your credit rating, your existing financial situation and your ability to repay.
  • Get funds quickly. If you submit your request during working hours on a business day you may get access to approved funds by the following business day.
  • Use money for any purpose. There are no restrictions on how you can use proceeds from your loan. Some examples of what you can do with this money include consolidating existing debt, paying for home or car repairs, taking a vacation, paying for wedding expenses, relocating and making major purchases.

Compare more personal loan options

Updated October 21st, 2019
Name Product Filter Values APR Min. Credit Score Max. Loan Amount
3.84% to 35.99%
Good to excellent credit
Get loan offers from multiple lenders at once without affecting your credit score.
Varies by lender
Available for all credit scores
Get connected with a lender — or get debt advice.
6.49% to 17.99%
With over 80 years of lending experience, this credit union offers personal loans for a variety of expenses.
6.98% to 35.89%
Affordable loans with two simple repayment terms and no prepayment penalties.
3.99% to 35.99%
Quickly compare multiple online lenders with competitive rates depending on your credit.
34% to 155% (Varies by state)
Check eligibility in minutes and get a personalized quote without affecting your credit score.
6.95% to 35.89%
A peer-to-peer lender offering fair rates based on your credit score.
4.99% to 35.99%
Good to excellent credit
Get personalized rates in minutes and then choose a loan offer from several top online lenders.
3.84% to 35.99%
Get connected to competitive loan offers instantly from top online consumer lenders.
5.99% to 17.66%
No fees. Multiple member perks such as community events and career coaching.

Compare up to 4 providers

What other products does LendingTree offer?

LendingTree lets you compare offers for these types of credit as well:

Type of financeUsesTerm of financeSecured or unsecured
Personal loansAlmost anything you can think of. Debt consolidation, credit card consolidation, major purchases, vacation, wedding, moving and even medical expenses can be covered with these loans.1 to 10 yearsUnsecured
Home mortgagesBuy a single family home, a multiple family dwelling home, a condo, a townhouse, or a mobile home.15 or 30 years, fixedSecured. Your home works as collateral.
Mortgage refinancingTrade equity you’ve built in your home for cash.15 or 30 years, fixedSecured. Your home is also used as collateral for this loan.
Auto loansBuy a new or used car, refinance one you already have or buy out a lease. Also available for boat, RV and motorcycles.12 to 72 monthsSecured. Your car works as collateral.
Small business loansSole proprietorships, partnerships, corporations and limited liability companies can finance their business.Up to 40 years, depending on the lenderSecured. Collateral options depend on the loan, but can range from equipment or the building your business operates out of to personal assets.
Credit cardsPersonal, student and business credit cards are available to suit your individual needs. You can also filter by credit score, balance transfers, cash back, travel, 0% APR, no foreign transaction fees, rewards and those with no annual feeOngoingUnsecured

How much will I pay for a personal loan through LendingTree?

Always compare the offered APR for each potential loan before you sign any contracts. Because you’re getting offers from several different lenders, each will have its own fee structure, terms and repayment options. While LendingTree does not charge fees for its services, lenders may charge origination fees, so be sure to ask about all associated costs before accepting a loan.
More about LendingTree loans

How can I get a loan through LendingTree?

Finding a personal loan through LendingTree requires that you visit its website. To begin now, simply click on the “Go to Site” button. Before you do, check if you meet the following eligibility criteria:

  • You must be an American citizen, a permanent resident or in the US on a valid long-term visa.
  • You must be at least 18 years of age.
  • You must have a valid bank account.

To complete the process successfully, prepare to part with the following information:

  • Your name, contact information and date of birth.
  • How much you want to borrow and the purpose of the loan.
  • Your credit score range.
  • Your individual annual income.

Looking for alternatives? Compare loans like LendingTree loans

Frequently asked questions

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  1. Default Gravatar
    May 28, 2017

    I’ve been approved for loan but every time I click sign documents won’t let me what do I do?

    • AvatarStaff
      June 21, 2017

      Hi Paul,

      Thank you for your inquiry.

      Regarding this matter you may need to coordinate directly with the lender. There may be an error with the document/s they provided. Just to make sure you are doing the right thing it would be nice to ask a guidance from them.

      I hope this information has helped.


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