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finder.com's rating: 4 / 5
★★★★★
18 to 75
Issue Age
$100,000 to $5,000,000
Coverage
Depends on provider and policy
Medical Exam Required
Policies | Term Life, Accidental Death, Whole Life, Universal Life |
---|---|
Coverage maximum | $5,000,000 |
Term lengths | 10, 15, 20, 30 (years) |
Medical exam required | Depends on provider and policy |
Available states | Currently unavailable in New York |
Issue age | 18 - 75 years old |
Riders |
Accelerated death benefit rider Child rider Disability income benefit rider Waiver-of-premium rider |
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Review by
Julia Cameron is a writer and editor who has experience in finance, mergers and acquisitions, content marketing and immigration law. She has a passion for interior design and an affinity for Old Florida, where she lives with her family.
LeapLife is a new company that cuts down on some of the legwork by connecting you with quotes from six top-rated life insurance companies. It’s seen zero complaints since going into business in 2017, and great reviews on TrustPilot. However, if you suffer from a pre-existing condition, like kidney disease, you may find better rates and more benefit options by going direct.
LeapLife is not a direct insurance underwriter. Instead, this company matches you with the life insurer that best suits your situation. Because LeapLife works with six main insurance companies, you’ll have access to all of the standard life insurance coverage, including:
The insurance provider you get matched up with will determine what riders you might be able to add to your policy. Some of the most common include:
The cost of your policy will be determined by several factors, including what type of coverage you’re applying for, your gender, age and the coverage amount. Other factors that affect the cost include:
LeapLife is accredited with the BBB and receives an A+ rating from the organization. Currently, LeapLife has zero complaints and zero reviews with the BBB.
On TrustPilot, 89% of 63 reviews fall into the “Excellent” category, with a TrustScore of 9.2/10.
AM Best financial rating |
A+ |
BBB accredited | Yes |
BBB rating | A+ |
Trustpilot score | 4.8/5 out of 119 customer reviews |
Customer reviews verified as of | 21 January 2021 |
LeapLife uses physical, administrative and technological safeguards to protect your data. However, LeapLife notes that “no system is impenetrable.” If any of your data is compromised, LeapLife will notify you, investigate the breach and follow all applicable laws and regulations.
Personal information that could be collected by LeapLife includes your name, email address, phone number, your employer, income and health insurance coverages. LeapLife might share this info with underwriting, third parties and service providers that perform services for LeapLife, companies owned by LeapLife and third parties whose products or services you might be interested in.
To get a free quote, you can either give LeapLife a call or fill out some info online. Follow these steps to get an online quote:
Approval can be instant when you apply online, or it may take longer when applying over the phone.
Once you are approved, set up your online account, if one is available for your policy. There you can manage your policy and possibly set up auto-pay to ensure payments are made on time.
LeapLife has been in operation since 2017. It matches its customers with life insurance policies that fit their situation and needs. It serves all US states except New York and Massachusetts.
While it’s a good way to compare six providers at once, make sure you’re getting the best possible policy by comparing life insurance providers on your own.
★★★★★ — Excellent
★★★★★ — Good
★★★★★ — Average
★★★★★ — Subpar
★★★★★ — Poor
Our experts analyze life insurance companies to help you to find the strongest possible policy and premium for your family’s needs. We assess their financial strength, customer satisfaction, policy features and riders. We then give each insurer a score between one and five stars that reflects their offering and reputation in the industry.