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La Nacional money transfer review

Fees, transfer minimums and exchange rates.

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Founded in 1984, La Nacional is a money transfer service that specializes in moving funds to Latin America, including Mexico and the Dominican Republic. You’ll find its retail locations in more than a dozen US states.


Product nameLa Nacional
Min/max transfer, methods, options, speed, exchange ratesVaries by retail/agent location
Available currenciesCurrencies of more than 85 countries, including MXN, GTQ, NIO, HNL and NGN
FeesVaries by retail/agent location
Customer service optionsPhone, email, online form

You won’t find transparent info about fees and rates online. Instead, for specific information about the currencies you want to transfer, visit a La Nacional retail location.

Available countries

You can use La Nacional to transfer money to more than 85 countries that include the Dominican Republic, Mexico, Guatemala, Ecuador, El Salvador, Nicaragua, Honduras and Nigeria.

La Nacional is particularly widespread in Latin America, but it also serves countries in Europe and West Africa.

How do I send money through La Nacional?

To send a money transfer through La Nacional, visit a retail or agent location.

Consider calling the retail or agent location beforehand to verify the information you’ll need for a transfer. Depending on your agent, you could need to supply your bank account number, ID and your recipient’s bank account details.

What to look out for

  • Physical locations only.
    La Nacional isn’t an online money transfer service. To send money, you must visit a physical location.
  • Exchange rates and fees aren’t set in stone.
    Rates and fees vary depending on the retail or agent location.

Pros and cons


  • Transfer to many countries.
    You can transfer money to a wide collection of countries — more than 85 — with many in Latin America.


  • No online transfers.
    If you don’t live close to a La Nacional retailer, you’ll need to look elsewhere.
  • Opaque website.
    You won’t find much info on La Nacional’s website. You must visit a retail or agent location to get specifics on transfers.

Next steps

To get started with La Nacional, visit one of its retail or agent locations. Take along your funds, ID and recipient details to make a money transfer.

If you have specific questions, contact La Nacional’s customer support at 1-800-381-1008 or

Compare La Nacional money transfers with other global brands

Min. Transfer Amount Transfer Speed Online Transfer Fee Rate Amount Received Description CTA Details
$1,000 1 day USD 0.00 0.814 EUR 4,072 OFX has no maximum limit transfers, with competitive exchange rates for 45+ currencies. Go to site Show details
GBP 1,000 1 - 2 days USD 0.00 0.814 EUR 4,072 Exclusive: Minimum transfer of $1,000 for Finder readers (normally $5,000).
CurrencyTransfer lets you shop around for the best exchange rate on its online marketplace.
Go to site Show details
$1 Same day USD 0.00 0.819 EUR 4,094 XE has fast transfers with no fees and a range of foreign currency tools. Go to site Show details
$10 Within an hour USD 1.99 0.806 EUR 4,029 Special offers like free transfers and better exchange rates available for new customers.
Remitly has quick, affordable transfers around the world, with both express and economy options.
Go to site Show details
$1 1 - 2 days USD 40.00 0.823 EUR
TransferWise uses the mid-market rate and transparent fees to help you send money in 45+ currencies. Go to site Show details
$1 Within an hour USD 3.99 0.819 EUR 4,092 WorldRemit sends money to 110+ countries for bank-to-bank deposits, cash pick-ups or mobile top-ups. Go to site Show details

Compare up to 4 providers

Disclaimer: Exchange rates change often. Confirm the total cost with the provider before transferring money.

Bottom line

La Nacional isn’t your provider if you’re looking to send money online. However, you’ll find many La Nacional retail and agent locations for in-person transactions.

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4 Responses

    Default Gravatar
    OlaAugust 2, 2019

    How long does it take to send money to Nigeria account

      Avatarfinder Customer Care
      nikkiangcoAugust 2, 2019Staff

      Hi Ola,

      Thanks for leaving a question on one of our pages! The transfer speed in sending money to Nigeria varies by transferred amount, methods used to transfer, country, agent location.

      As for Nigeria, the country accepts cash pick up or bank deposit. If you opt for a bank deposit, you would want to ask the receiving bank how long it will take them to process a money transfer. If it is a cash pick up at an agent location, call up the agent and ask how long until they receive the money transfer. When sending money – it’s important to check the exchange rate beforehand to maximize the funds to be exchanged. Also, read through the transfer process of the provider such as transfer fees, transfer options and transfer speed to set expectations for the receiver. Take note of any reference or tracking numbers should any transaction delays come up during the transit.

      Hope this helps and feel free to message us back if you have questions.


    Default Gravatar
    NeneOctober 12, 2018

    Why have you locked up your rate at 355 when as at today,October 13 2018 the exchange rate to Naira is 362 naira to a dollar?. Do I smell fraud of what?. I’ve been watching and monitoring you guys closely. If I blog it, be rest assured that you will lose thousands of customers from Nigeria. There’s another company giving the current rate. Why is yours different?.

      Avatarfinder Customer Care
      johnbasanesOctober 12, 2018Staff

      Hi Nene,

      Thank you for your question.

      You have reached finder. We are a comparison website and not La Nacional. I understand that you have concerns about the locked rates being used for this provider. There are a lot of factors that may affect this. If you wish to know the specifics please call La Nacional at (917) 529-0700. Hope this helps!


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