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La Nacional money transfer review

Fees, transfer minimums and exchange rates.

Kevin Joey Chen

Updated Sep 27, 2020. What changed?

Fact checked

This product is not currently available via Finder. Visit the provider's website directly, or compare other options.

Founded in 1984, La Nacional is a money transfer service that specializes in moving funds to Latin America, including Mexico and the Dominican Republic. You’ll find its retail locations in more than a dozen US states.

Details

Product name	La Nacional
Min/max transfer, methods, options, speed, exchange rates	Varies by retail/agent location
Available currencies	Currencies of more than 85 countries, including MXN, GTQ, NIO, HNL and NGN
Fees	Varies by retail/agent location
Customer service options	Phone, email, online form

You won’t find transparent info about fees and rates online. Instead, for specific information about the currencies you want to transfer, visit a La Nacional retail location.

Available countries

You can use La Nacional to transfer money to more than 85 countries that include the Dominican Republic, Mexico, Guatemala, Ecuador, El Salvador, Nicaragua, Honduras and Nigeria.

La Nacional is particularly widespread in Latin America, but it also serves countries in Europe and West Africa.

How do I send money through La Nacional?

To send a money transfer through La Nacional, visit a retail or agent location.

Consider calling the retail or agent location beforehand to verify the information you’ll need for a transfer. Depending on your agent, you could need to supply your bank account number, ID and your recipient’s bank account details.

What to look out for

Physical locations only.
La Nacional isn’t an online money transfer service. To send money, you must visit a physical location.
Exchange rates and fees aren’t set in stone.
Rates and fees vary depending on the retail or agent location.

Pros and cons

Pros

Transfer to many countries.
You can transfer money to a wide collection of countries — more than 85 — with many in Latin America.

Cons

No online transfers.
If you don’t live close to a La Nacional retailer, you’ll need to look elsewhere.
Opaque website.
You won’t find much info on La Nacional’s website. You must visit a retail or agent location to get specifics on transfers.

Next steps

To get started with La Nacional, visit one of its retail or agent locations. Take along your funds, ID and recipient details to make a money transfer.

If you have specific questions, contact La Nacional’s customer support at 1-800-381-1008 or info@lanacional.com.

Compare La Nacional money transfers with other global brands

I want to send

Min. Transfer Amount	Transfer Speed	Online Transfer Fee	Rate	Amount Received	Description	CTA	Details
GBP 1,000	1 - 2 days	USD 0.00	0.831	EUR 4,154	Exclusive: Minimum transfer of $1,000 for Finder readers (normally $5,000). For larger transfers, get no transaction fees and no maximum send limits.	Go to site	Compare	Show details	Details Minimum transfer amount GBP 1,000.00 Transfer methods Online, Bank Account to Bank Account Transfer options Regular payments, One off payments, Market orders, Forward contracts Customer service Phone, Chat Available currencies AED, AUD, CAD, CHF, CZK, DKK, EUR, GBP, HKD, HUF, ILS, JPY, MXN, NOK, NZD, PLN, RON, SEK, SGD, THB, TRY, USD, ZAR Go to site Read the full review
$1	Same day	USD 0.00	0.835	EUR 4,177	XE offers fast transfers with no fees and a range of foreign currency tools.	Go to site	Compare	Show details	Details Minimum transfer amount 1.00 Transfer methods Online, Phone, Bank Account to Bank Account Transfer options One off payments, Market orders, Forward contracts Customer service Phone, Email Available currencies AED, AFN, ALL, AMD, ANG, AOA, ARS, AUD, AWG, AZN, BAM, BBD, BDT, BGN, BHD, BIF, BMD, BND, BOB, BRL, BSD, BTN, BWP, BZD, CAD, CDF, CHF, CLP, CNY, COP, CRC, CUC, CVE, CZK, DJF, DKK, DOP, DZD, EGP, ERN, ETB, EUR, FJD, FKP, GBP, GEL, GGP, GHS, GIP, GMD, GNF, GTQ, GYD, HKD, HNL, HRK, HTG, HUF, IDR, ILS, IMP, INR, IQD, IRR, ISK, JEP, JMD, JOD, JPY, KES, KGS, KHR, KMF, KPW, KRW, KWD, KYD, KZT, LAK, LBP, LKR, LRD, LSL, LYD, MAD, MDL, MGA, MKD, MMK, MNT, MOP, MUR, MVR, MWK, MXN, MYR, MZN, NAD, NGN, NIO, NOK, NPR, NZD, OMR, PAB, PGK, PHP, PKR, PLN, PYG, QAR, RON, RSD, RUB, RWF, SAR, SBD, SCR, SDG, SEK, SGD, SHP, SLL, SOS, SPL, SRD, SVC, SYP, SZL, THB, TJS, TMT, TND, TOP, TRY, TTD, TVD, TWD, TZS, UAH, UGX, USD, UYU, UZS, VEF, VND, VUV, WST, XAF, XCD, XDR, XOF, XPF, YER, ZAR, ZMW, ZWD, BYN Go to site Read the full review
$10	Within an hour	USD 1.99	0.822	EUR 4,110	Special offers like free transfers and better exchange rates available for new customers. Quick, affordable transfers around the world with both express and economy options.	Go to site	Compare	Show details	Details Minimum transfer amount 10.00 Transfer methods Online, Bank Account to Bank Account, Cash Transfer Transfer options N/A Customer service Phone, Chat, Email Available currencies ALL, AMD, ARS, AZN, BAM, BDT, BGN, BIF, BOB, BRL, BSD, CLP, CNY, COP, CRC, CZK, DOP, EGP, ETB, EUR, FJD, GEL, GHS, GMD, GNF, GTQ, GYD, HNL, HRK, HTG, HUF, IDR, ILS, INR, JMD, JOD, JPY, KES, KGS, KHR, KMF, KRW, KZT, LKR, LRD, MAD, MDL, MGA, MKD, MMK, MWK, MXN, MYR, NGN, NIO, NPR, PAB, PEN, PHP, PKR, PLN, PYG, RON, RSD, RUB, RWF, SLL, SRD, SVC, THB, TJS, TND, TRY, TZS, UAH, UGX, USD, UYU, UZS, VND, XAF, XOF, ZAR, ZMW, BYN Go to site Read the full review
$1	1 - 2 days	USD 40.00	0.839	EUR 4,162	Enjoy high maximum transfers into more than 20 currencies while saving up to 90% over local banks.	Go to site	Compare	Show details	Details Minimum transfer amount 1.00 Transfer methods Online Transfer options Regular payments, One off payments Customer service Phone, Chat, Email Available currencies AED, ARS, AUD, BDT, BGN, BRL, BWP, CAD, CHF, CLP, CNY, COP, CRC, CZK, DKK, EGP, EUR, GBP, GEL, GHS, HKD, HRK, HUF, IDR, ILS, INR, JPY, KES, KRW, LKR, MAD, MXN, MYR, NGN, NOK, NPR, NZD, PEN, PHP, PKR, PLN, RON, RUB, SEK, SGD, THB, TRY, TZS, UAH, UGX, USD, UYU, VND, XOF, ZAR, ZMW Go to site Read the full review
$1	Within an hour	USD 3.99	0.836	EUR 4,175	Use promo code 3FREE to send your first 3 transfers with no fee. Send to 110+ countries for bank-to-bank deposit, cash pickup or mobile top-up.	Go to site	Compare	Show details	Details Minimum transfer amount 1.00 Transfer methods Online, Bank Account to Bank Account, Cash Transfer Transfer options One off payments Customer service Phone, Email Available currencies AED, ALL, AMD, AOA, ARS, AUD, BAM, BBD, BDT, BGN, BHD, BIF, BOB, BRL, BWP, CAD, CDF, CHF, CLP, CNY, COP, CRC, CVE, CZK, DKK, DOP, EGP, ETB, EUR, FJD, GBP, GEL, GHS, GMD, GNF, GTQ, HKD, HNL, HRK, HTG, HUF, IDR, ILS, INR, ISK, JMD, JOD, KES, KGS, KHR, KMF, KRW, KWD, KYD, KZT, LAK, LKR, LRD, LSL, MAD, MDL, MGA, MRO, MUR, MVR, MWK, MXN, MYR, MZN, NAD, NGN, NIO, NOK, NPR, NZD, OMR, PAB, PEN, PHP, PKR, PLN, PYG, RON, RUB, RWF, SCR, SEK, SGD, SLL, SOS, SRD, THB, TJS, TND, TOP, TRY, TZS, UGX, USD, UYU, VND, WST, XAF, XCD, XOF, ZAR, ZMW, BYN Go to site Read the full review

Compare up to 4 providers

Disclaimer: Exchange rates change often. Confirm the total cost with the provider before transferring money.

Bottom line

La Nacional isn’t your provider if you’re looking to send money online. However, you’ll find many La Nacional retail and agent locations for in-person transactions.

Thank you for your feedback!

Kevin Joey Chen

Kevin Joey Chen is a credit cards, banking and investments writer whose work and analysis have appeared on CNN, U.S. News & World Report, Business.com, Lifehacker and CreditCards.com. He's passionate about helping you get your finances in order by expertly navigating cutting-edge financial tools — including credit cards, apps and budgeting software.

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4 Responses

OlaAugust 2, 2019

How long does it take to send money to Nigeria account

Reply
- finder Customer Care
  
  nikkiangcoAugust 2, 2019Staff
  
  Hi Ola,
  
  Thanks for leaving a question on one of our pages! The transfer speed in sending money to Nigeria varies by transferred amount, methods used to transfer, country, agent location.
  
  As for Nigeria, the country accepts cash pick up or bank deposit. If you opt for a bank deposit, you would want to ask the receiving bank how long it will take them to process a money transfer. If it is a cash pick up at an agent location, call up the agent and ask how long until they receive the money transfer. When sending money – it’s important to check the exchange rate beforehand to maximize the funds to be exchanged. Also, read through the transfer process of the provider such as transfer fees, transfer options and transfer speed to set expectations for the receiver. Take note of any reference or tracking numbers should any transaction delays come up during the transit.
  
  Hope this helps and feel free to message us back if you have questions.
  
  Best,
  Nikki
  
  Reply
NeneOctober 12, 2018

Why have you locked up your rate at 355 when as at today,October 13 2018 the exchange rate to Naira is 362 naira to a dollar?. Do I smell fraud of what?. I’ve been watching and monitoring you guys closely. If I blog it, be rest assured that you will lose thousands of customers from Nigeria. There’s another company giving the current rate. Why is yours different?.

Reply
- finder Customer Care
  
  johnbasanesOctober 12, 2018Staff
  
  Hi Nene,
  
  Thank you for your question.
  
  You have reached finder. We are a comparison website and not La Nacional. I understand that you have concerns about the locked rates being used for this provider. There are a lot of factors that may affect this. If you wish to know the specifics please call La Nacional at (917) 529-0700. Hope this helps!
  
  Cheers,
  Reggie
  
  Reply

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La Nacional money transfer review

Fees, transfer minimums and exchange rates.

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