
Sign up & start saving!
Get our weekly newsletter for the latest in money news, credit card offers + more ways to save
Up to 2x
Points
$0
Annual fee
25.99%
Purchase APR (fixed)
670
Recommended credit score
Review by
Kevin Joey Chen is a credit cards, banking and investments writer whose work and analysis have appeared on CNN, U.S. News & World Report, Business.com, Lifehacker and CreditCards.com. He's passionate about helping you get your finances in order by expertly navigating cutting-edge financial tools — including credit cards, apps and budgeting software.
This discount department store nearly always has a flash deal or sales event going on — and if not, you can always shop the Clearance page for the lowest prices on the site.
For ultra-low prices on big-ticket items like small appliances, TVs and furniture, be on the lookout for Black Friday and Cyber Monday sales, sometimes starting as early as Thanksgiving Day.
Other times of year, grab a promo code or other special deal before checking out to get the most bang for your buck.
Save 5% in store and at the JCPenney website on:
Save 20% in store and at the JCPenney website on select items in:
In US stores only, save 20% on custom blinds and shades, and 5% on major appliances.
The card’s redemption rate makes earning 1 point per dollar better than it might seem.
You’ll receive a $10 JCPenney Rewards certificate for every 200 points earned. That means you’ll get $10 in rewards for every $200 spent with your JCPenney credit card. This is a 5% rewards rate, which is excellent.
This card offers excellent rewards on JCPenney purchases. Consider it if you’re a frequent shopper at the retailer. Otherwise, you may want to consider a leading cashback card with no annual fee.