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Jayco is known for its wide range of camping trailers, travel trailers and motorhomes that let you travel and live on the road with all the space you need. While a new Jayco can cost anywhere from $12,000 to over $300,000, there are a few financing options that can help you foot the bill.
Generally, the most cost-effective route is to get an RV loan from a bank, credit union or online lender — you’ll likely get the most competitive rates and terms since its secured by the motorhome or trailer you’re buying. If your bank doesn’t offer RV loans specifically, you can also consider taking out a personal loan. Both of these options can be time consuming, though, since you’ll need to fill out multiple prequalification forms to compare offers.
Want to go with the faster, easier option? Then consider financing directly through an authorized Jayco dealership. Just be aware that you might not get the most competitive rate — and it may come with additional costs like dealer fees. Check with your local authorized Jayco dealership to see if they currently have any special financing deals.
No, Jayco doesn’t officially list any special discounts for its vehicles on its website. However, your local authorized Jayco dealership might have its own special offers.
Depending on whether you’re interested in a motorhome or trailer, you can spend as little as $12,000 or as much as $300,000. Here’s how it breaks down for some of Jayco’s 2019 models.
Jay Sport
Hummingbird
White Hawk
Redhawk
Alante
Greyhawk
Seneca
Embark
Insurance costs that come with driving an RV
Yes. All new Jayco vehicles come with a limited warranty that lasts for two years or 24,000 miles — whichever comes first. In addition, Jayco camping trailers come with coverage for parts and labor that lasts for five years, which includes maintenance on the lifter system, roof and floor.
In addition, new Jayco motorhomes come with one year of 24/7 roadside assistance. This includes jump starts, tire changes, fuel delivery and on-site mechanical service — all free of charge.
Buying a Jayco can be a great way to live on the road while still feeling at home. While it can be expensive, you have a few financing options to choose from. Going with a bank or online lender can probably get you more competitive rates and terms, though dealership financing is usually faster.
Read our guide to RV loans to learn more and compare options.
Pictures: Getty Images and Jayco RV official page
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