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How to finance a Jaguar

Explore authorized dealership offers, starting MSRPs and more.

Jaguar is well known for its luxury brand of fast cars that come with a high price tag. Among their different models, buying a new vehicle can run you anywhere from around $37,000 to well over $100,000 after additional features. But luckily, there are several financing options available.

How can I finance a Jaguar?

When you’re looking to finance a Jaguar, one option is to take out an auto loan from a credit union, bank or online lender. These usually offer more favorable rates and terms than going through a dealership, though they’re typically not as fast or convenient.

Prefer to take the fast lane? Then you might want to consider leasing or financing directly through Jaguar Financial Group.

  • Jaguar financing. Getting your new Jaguar financed at the dealership is one of the fastest and easiest choices, but it might come with higher interest rates. Prices will vary based on which model you buy, where you live and which dealership you go to. Current offers include 0% APR financing on the 2019 XE and I-Pace models for 24 to 60 months.*
  • Jaguar leasing. If you don’t want to stick with the same car for too long, you might consider saving money by leasing a car. Although how much you pay will vary based on where you live and which dealership you go to, current offers include leasing the 2019 F-PACE Premium model for $459 per month for 36 months with $3,995 due at signing.*

The local dealership you visit may also have special offers and promotions as well. As with any loan, the actual rates you’re offered are based on your financial situation and past credit history.

*Rates as of May 1, 2019.

Compare car loan providers

Name Product Filter Values Minimum credit score APR Loan term Requirements
PenFed Auto Loans
Starting at 1.79%
3 to 7 years
Active membership with PenFed
Low APR car loans from a well-known credit union.
No minimum credit score
3.9% to 27.9%
18+ years old, annual income of $4,000+, no active bankruptcies
Get pre-qualified for used car financing and receive competitive, personalized rates. Car Loans
Varies by network lender
Varies by lender
Must be a US citizen with a current US address and employed full-time or have guaranteed fixed income.
Apply with a simple online application to get paired with a local auto lender. No credit and bad credit accepted.
CarsDirect auto loans
No minimum credit score
Varies by network lender
Varies by network lender
Must provide proof of income, proof of residence, and proof of insurance.
Save time and effort with this lending service specializing in beginner-friendly or subprime car loan.
Auto Credit Express Car Loans
Must be employed full-time or have guaranteed fixed income of at least $1,500/month and be a current resident of the US or Canada.
Get connected with an auto lender near you, even if you have bad credit.
Monevo Auto Loans
3.99% to 35.99%
3 months to 12 years
Credit score of 500+, legal US resident and ages 18+.
Quickly compare multiple online lenders with competitive rates depending on your credit.
Good to excellent credit
Starting at 0.99%
Varies by lender
18+ years old, good to excellent credit, US citizen
Compare multiple financing options for auto refinance, new car purchase, used car purchase and lease buy out. Car Loans
Starting at 1.89%
550+ credit score, no open bankruptcies, $24,000+ annual income, US citizen or permanent resident, 18+ years old
Get up to four offers in minutes through one simple application. Multiple financing types available including new cars, used cars and refinancing.

Compare up to 4 providers

Does Jaguar offer special discounts or programs?

Jaguar is partnered with International AutoSource (IAS) to offer exclusive discounts and services to US military members currently stationed overseas or deployed at sea, as well as expatriates who are moving to the US for work or educational reasons. To find out if you’re eligible to take advantage of this program, call an IAS consultant at 833-347-4489.

You can also check your local Jaguar dealership to see if they have any special programs available.

What will a new Jaguar cost me?

While prices are negotiable and may vary based on the dealership you visit, a new Jaguar will generally cost anywhere from $37,000 to well above $100,000 after additional features.

Here are the starting manufacturer suggested retail prices (MSRPs) for Jaguar’s 2019 models:

Choose a type of vehicle



  • Starting MSRP: $36,995
  • Build: Sports Sedan
  • City/highway MPG: 32/42


  • Starting MSRP: $ 49,965
  • Build: Sedan or Sportbrake
  • City/highway MPG: 31/42


  • Starting MSRP: $60,750
  • Build: Sports Coupe
  • City/highway MPG: 23/30


  • Starting MSRP: $76,000
  • Build: Sedan
  • City/highway MPG: 18/27



  • Starting MSRP: $39,950
  • Build: SUV
  • City/highway MPG: 21/28


  • Starting MSRP: $ 45,200
  • Build: SUV
  • City/highway MPG: 26/33



  • Starting MSRP: $69,500
  • Build: SUV
  • City/highway MPG: 72/80

Car insurance costs that come with driving a Jaguar

Does a new Jaguar come with a warranty?

Yes, new 2019 Jaguar vehicles come with a limited warranty that lasts for five years or 60,000 miles — whichever comes first. Services under this warranty also include complimentary scheduled maintenance to ensure your car is in tip-top shape as well as 24/7 roadside assistance. You may also receive a 1-year limited parts and accessories warranty, in which any repairs or replacements will be done for free.

Bottom Line

Jaguar is famous for its fast luxury cars for a luxury price. Fortunately, you have many financing options to choose from, whether cost, speed or convenience is your top priority. While financing directly from a Jaguar dealership may be the fastest and easiest route, you may be able to score a lower rate through a bank or online lender — keeping you in the fast lane without hurting your wallet.

Ready to get started? Check out our guide to car loans to learn how they work and compare different options.

Frequently asked questions

Pictures: Shutterstock and Jaguar’s official page

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