Xoom money transfers

Xoom: a PayPal Service

Xoom offers a fast, easy and secure way to send funds, reload phones and pay bills.

Xoom offers a range of competitive online international money transfer services to customers in the United States and around the world. With the ability to send funds to 56 countries and complete your transactions online, Xoom makes international money transfers simple and convenient. Take advantage of Xoom’s other services and pay utility bills in 10 different countries. Or reload the mobile phone of a friend or loved one overseas.

What services does Xoom offer?

  • Send money. With Xoom you can send money in seconds to 56 countries around the world anytime, anywhere. They offer minimal fees and competitive exchange rates.
  • Reload phones. Xoom allows you to reload the phones of friends and family members in more than 29 countries around the world.
  • Pay bills. Xoom’s bill paying service makes it easy to pay bills overseas from within the United States.

Get a step-by-step walkthrough of doing a money transfer through Xoom

Pros and cons of using Xoom


  • Customer service. Xoom offers 24/7 customer service. Call toll-free any time of the day and speak with a live representative.
  • Track your transfers. Receive a text message when your money arrives. Xoom will also email you and your recipient to keep you both informed of the transfer’s progress. You can also log on to your account any time and track the transaction there. Or call customer service and receive an update from a live representative.
  • Money-back guarantee. Xoom offers a money-back guarantee to refund your transaction in full if the money you send doesn’t arrive to your recipient.


  • Not worldwide. There are other money transfer providers that service larger international networks than Xoom.

Looking for an alternative? Check out these services similar to Xoom.

See how other services compare to Xoom

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Save money on your personal or business international money transfer today. Fill in the form and you’ll be contacted by a foreign exchange expert to have an obligation-free discussion about your options.

With over 17 years of foreign exchange expertise and over $100 billion transferred, OFX can help with all your currency exchange needs, including:

  • Buying property abroad
  • Emigrating
  • Regular overseas payments
  • Risk management
  • Forecasting
Min. Transfer Amount Transfer Speed Online Transfer Fee Rate Services Amount Received Description CTA Details
World First Foreign Exchange
USD 1,000 1 day USD 0.00 17.81 Online MXN 89,051 Exclusive offer: $0 transfer fee
No-limit transfers with competitive exchange rates for more than 100 currencies.
Go to site View details
TransferWise International Money Transfers
USD 1 1 day USD 75.00 17.873 Online MXN
Enjoy high maximum transfers into more than 20 currencies while saving up to 90% over local banks. Go to site View details
OFX International Money Transfers
USD 150 1 day USD 0.00 17.801 Online, Bank Account to Bank Account MXN 89,006 Send safe, no-limit transfers with no fees and competitive exchange rates. Go to site View details
HiFX International Money Transfers
USD 50 2 days USD 5.00 17.792 Online MXN 88,872 Transfer money into 20 currencies and schedule regular payments. $5 fee waived for transfers over $5,000. Go to site View details
Currencies Direct International Money Transfers
USD 100 2 days USD 0.00 17.694 Online MXN 88,470 $0 transfer fees with rates at never more than a 2% markup. Go to site View details
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Compare up to 4 providers

Who is Xoom?

Xoom is a leading provider of digital money transfer services. Whether you need to pay a bill internationally or send money to family or friends overseas, Xoom can help. It boasts 1.2 million customers around the globe who collectively sent $6.9 billion with Xoom in 2014.  With headquarters in San Francisco, Xoom offers transfers to 56 countries.

The most popular transfer destinations for funds sent from the U.S. are:

Frequently asked questions

Xoom makes it possible for you to deposit the funds directly into your recipient’s bank account or make the funds available for pickup from an agent location.

The fees that apply to your transfer will vary depending on where you send your money and how you pay for your transaction. Paying for your transfer from your U.S. bank account entitles you to Xoom’s lowest transfer fees, with charges a little bit higher when you pay with your credit or debit card. To give you an idea of the costs involved, sending $1,000 to Mexico from your bank account will only incur a fee of $4.99, but paying with a credit or debit card will set you back $24.99.

Yes. As soon as you sign up for Xoom you are allowed to send up to $2,999 every 24 hours, up to a maximum of $6,000 in a 30-day period and $9,999 in a 180-day period. While every Xoom transaction is capped at $2,999, you can increase your 30-day and 180-day limits by providing additional information. Keep in mind that specific transfer limits may apply to certain countries.

Yes. Xoom offers a variety of scheduling options to allow you to set up future transfers and recurring transactions.

Xoom uses 128-bit encryption to ensure the safety of your funds and your personal details.

When you need to send an international money transfer from the United States, pay an international bill or reload a phone, Xoom can make the process simple and stress-free. However, finder.com always recommends comparing a range of options before deciding on the provider to handle your transaction.

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US International Money Transfers Offers

Learn about our information service
HiFX International Money Transfers

Transfer money into 20 currencies and schedule regular payments. $5 fee waived for transfers over $5,000.

WorldRemit International Money Transfers

Use promo code FREE to send your first transfer for no fee, to over 110 countries for bank-to-bank deposit, cash pickup or mobile top-up.

World First Foreign Exchange

Exclusive offer: $0 transfer fee
No-limit transfers with competitive exchange rates for more than 100 currencies.

TransferWise International Money Transfers

Enjoy high maximum transfers into more than 20 currencies while saving up to 90% over local banks.