Wyre money transfers

Wyre can help you send money to Mexico, Brazil, China or Hong Kong in less than 24 hours.

Last updated:


We value our editorial independence, basing our comparison results, content and reviews on objective analysis without bias. But we may receive compensation when you click links on our site. Learn more about how we make money from our partners.

Offering competitive rates and transfers in as little as six hours, Wyre can help you send money to family, friends or businesses in select countries. Founded in 2013, Wyre is a newer service that transfers your cash with cheaper rates and up to three days faster than competing services.

How does Wyre work?

Unlike other money transfer services, Wyre is a bitcoin startup that uses the blockchain — a digital wallet that publicly records transactions for bitcoin and other cryptocurrency as they’re made — to settle transactions, acting as an intermediary between you and your recipient.

After signing up for a Wyre account, you can begin transferring money to its select countries with no minimum or maximum amounts.

Wyre is best for:

  • Transfers to China, Mexico, Hong Kong or Brazil.
  • Large amounts. With no maximum limit, send as much as you need.
  • Domestic transfers. There are no fees for sending money to the US.

Compare Wyre to the competition

Wyre doesn’t actually have a standard markup over mid-market rate. It typically uses the blockchain rate, which is often better than the mid-market rate.

Wyre competes on speed and exchange rates, but there may be better options for online transfers that may suit your needs.

Min. Transfer Amount Transfer Speed Online Transfer Fee Rate Amount Received Description CTA Details
USD 1 1 - 2 days USD 0.00 0.898 EUR 4,489 Offering no maximum and no minimum limit transfers with $0 fees. Go to site Show details
USD 1 1 - 2 days USD 40.00 0.901 EUR
Enjoy high maximum transfers into more than 20 currencies while saving up to 90% over local banks. Go to site Show details
USD 1 Within an hour USD 3.99 0.898 EUR 4,485 Use promo code 3FREE to send your first 3 transfers with no fee. Send to 110+ countries for bank-to-bank deposit, cash pickup or mobile top-up. Go to site Show details
GBP 1,000 1 - 2 days USD 0.00 0.892 EUR 4,462 Exclusive: Minimum transfer of $1,000 for Finder readers (normally $5,000).
For larger transfers, get no transaction fees and no maximum send limits.
Go to site Show details
USD 1,000 1 day USD 0.00 0.892 EUR 4,462 No-maximum limit transfers with competitive exchange rates for 100+ currencies. Go to site Show details
USD 5,000 1 day USD 0.00 0.892 EUR 4,462 Venstar will support you through the entire process of your international transactions, from start to finish. Go to site Show details

Compare up to 4 providers

Disclaimer: Exchange rates change often. Confirm the total cost with the provider before transferring money.

How much does it cost to transfer money with Wyre?

Normally, Wyre charges a 0.74% cross-border transfer fee on international transfers. Domestic transfers between Wyre users are free.

What types of transfers can I send through Wyre?

In addition to one-off transfers, you can schedule regular payments through Wyre.

For US clients, Wyre currently supports ACH and wire transfers from your bank account. If you’re outside of the US, you’ll need to confirm your transfer methods with Wyre by your country of origin.

Available currencies and countries

You can transfer money to the following countries:

  • US
  • Brazil
  • Mexico
  • China
  • Bitcoin. You can also make bitcoin payments through Wyre.

How do I use Wyre?

To start using Wyre, you must sign up for an account. As it ramps up service, Wyre is manually onboarding new accounts. So to sign up for a Wyre account, you will need only:

  • Your full name
  • A valid email address
  • A phone number

You will receive a confirmation email when Wyre’s associates have completed creating your account.

Once you’ve scheduled a transfer with Wyre, you can track its progress through your Wyre account. Your recipient’s pickup method will depend on their country.

What is Wyre?

Wyre promises to “replace technologies that have been stagnant for 30+ years,” focusing on revolutionizing transparent cross-border payments to become the fastest and most competitive transfer and remittances service out there.

What do customers say about Wyre?

Wyre is highly rated on TrustPilot, with a TrustScore of 8.8 out of 10. One customer claims it’s the “best US-China money transfer service,” while another exclaims, “Customer for life!”

Frequently asked questions

Ask an Expert

You are about to post a question on finder.com:

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • finder.com is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder.com provides guides and information on a range of products and services. Because our content is not financial advice, we suggest talking with a professional before you make any decision.

By submitting your comment or question, you agree to our Privacy and Cookies Policy and Terms of Use.

Questions and responses on finder.com are not provided, paid for or otherwise endorsed by any bank or brand. These banks and brands are not responsible for ensuring that comments are answered or accurate.
Go to site