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Wells Fargo international money transfers

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Secure, affordable money transfers to 13 countries in Latin America and Asia.

Wells Fargo’s ExpressSend lets you send money to 13 Latin American and Asian countries through Wells Fargo’s network members. Transfer money directly to your recipient’s bank account or make it available for pickup at an agent location.

Send one-off transfers with moderate daily limits

With the ExpressSend service by Wells Fargo you can send up to $5,000 per day to more than a dozen different countries. Opening a bank account to send a transfer is a high bar to jump, especially when you have to go into a branch or call Wells Fargo to send funds for the first time. Both steps could prove too inconvenient for some.

Wells Fargo is best for:

  • One-off transfers. Since recurring international transfers aren’t available, Wells Fargo is best for one-offs.
  • When you have some extra time. For those who haven’t used ExpresSend before, you may have to go into a local branch to set up your first transfer.
  • Limited destinations. Only 13 countries are currently available as destination points.

How much will I pay to transfer money with Wells Fargo?

ExpressSend is a free service to sign up for, but Wells Fargo charges fees and skews the exchange rate when transfers are made in order to make money. Fees will vary based on the location you’re sending money to, and how much you’re sending.

Sending $1,000 to China could attract a transfer fee of $7, while sending the same amount to India would have a $0 transfer fee.

Who charges less?

Independent transfer services usually win out over banks when it comes to fees. There are several providers who will send a transfer for free with competitive exchange rates, including OFX and XE.

What types of transfers can I make with Wells Fargo?

You have two options when it comes to sending money internationally with Wells Fargo:

  • ExpressSend. Make one-time transfers that can go directly to a bank account or be picked up in cash.
  • Wire transfer. Make one-time bank-to-bank transfers.

Which countries can I send money to with Wells Fargo?

Wells Fargo allows you to transfer funds to the following countries with ExpressSend:

  • Mexico
  • Guatemala
  • El Salvador
  • Honduras
  • Nicaragua
  • Dominican Republic
  • Colombia
  • Ecuador
  • Peru
  • Philippines
  • India
  • Vietnam
  • China

What are the transfer limits?

Wells Fargo allows you to send a minimum of $25 when using its ExpressSend feature. The daily maximum amount you can send is $5,000, and the maximum for a consecutive 30-day period is $12,500.

Daily limits will also vary among partnered network members, and range from $500–$5,000. Some network members also have monthly maximums and transaction limits. As an example, Bancomer in Mexico has the following limits:

  • $500 per day for cash pickup
  • $1,500 per day for credit to account
  • $1,000 per calendar month for cash pickup
  • $5,000 per 15 consecutive days and $10,000 per calendar month for credit to account
  • Five transactions per seven consecutive days
  • 15 transactions per 30 consecutive days

How can I send money overseas with Wells Fargo?

Sending money overseas with Wells Fargo’s ExpressSend is quick and easy. The first time you use ExpressSend, you’ll need to set up the transaction at Wells Fargo branch or by phone. You can initiate subsequent transfers online, over the phone or at your local branch.

To get started, give the bank a call or drop in at your local branch to discuss your transfer requirements. You’ll then need to complete an ExpressSend Service Agreement, which includes:

  • Your recipient’s name, address and phone number, along with the transfer network member to which your money should be sent.
  • How you’d like your recipient to receive the money you send — either deposited directly into their bank account or made available for cash pickup.

Customer service

You can reach customer service for ExpressSend at any time by calling 800-556-0605. Your local branch may also be able to provide you with the support you need.

See how other services compare to Wells Fargo

Use our comparison calculator to assess transfer fees, exchange rates and other details for sending funds overseas with our money transfer partners.

  • Read: Wells Fargo vs. OFX

    I want to send


    Min. Transfer Amount Transfer Speed Online Transfer Fee Rate Amount Received Description CTA Details
    USD 0 3 - 5 days USD 0.00 19.013 MXN 95,066 Transfer up to $500,000 with no minimums and no fees. Go to site Show details
    USD 1 1 - 2 days USD 7.00 19.023 MXN
    Enjoy high maximum transfers into more than 20 currencies while saving up to 90% over local banks. Go to site Show details
    USD 1 Within an hour USD 3.99 18.984 MXN 94,846 Use promo code FINDER to send your first transfer with no fee.
    Send to 110+ countries for bank-to-bank deposit, cash pickup or mobile top-up.
    Go to site Show details
    GBP 5,000 1 - 2 days USD 0.00 18.965 MXN 94,826 Minimum transfer: $5,000. For larger transfers, take advantage of no transaction fees and no maximum send limits. Go to site Show details
    USD 1 1 day USD 8.00 18.745 MXN 93,574 Easily transfer cash to more than 350,000 locations around the world. Go to site Show details

    Compare up to 4 providers

Frequently asked questions

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US International Money Transfers Offers

Important Information*
XE Money Transfer

Transfer up to $500,000 with no minimums and no fees.

WorldRemit International Money Transfers

Use promo code FINDER to send your first transfer with no fee.
Send to 110+ countries for bank-to-bank deposit, cash pickup or mobile top-up.


Enjoy high maximum transfers into more than 20 currencies while saving up to 90% over local banks.


Minimum transfer: $5,000. For larger transfers, take advantage of no transaction fees and no maximum send limits.

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12 Responses

  1. Default Gravatar
    AntonellaJune 11, 2018

    Thank you

    • finder Customer Care
      nikkiangcoJune 11, 2018Staff

      You’re welcome!

  2. Default Gravatar
    WilbertJune 4, 2018

    If i transfer mony to honduras would the person recieve dollars or lempiras.

    • finder Customer Care
      JoshuaJune 5, 2018Staff

      Hi Wilbert,

      Thanks for getting in touch with finder. I hope all is well for you. :)

      Generally, your recipient will receive the money in their local currency. However, you may specify this to Wells Fargo and see if they can accommodate your request. Of course, this will also depend whether their branch in Honduras also has dollars at hand.

      I hope this helps. Should you have further questions, please don’t hesitate to reach us out again.

      Have a wonderful day!


  3. Default Gravatar
    NoeliaMarch 21, 2018

    I need to make a transfer of a certain ammount of USD to a Well Cargo acount in the US from an account in Europe. If I make the transfer in Euros, how can I know what currency rate will Well Fargo apply for converting to USD?

    • finder Customer Care
      MayMarch 23, 2018Staff

      Hi Noelia,

      Thanks for your question. Basically, we can’t really determine the conversion rate being used by Wells Fargo when they convert the Euros to USD. But the exchange rate that will be used is the rate during the time you transferred the funds. Please note that exchange rates vary all the time so best to check directly with the bank to confirm the conversion rate they applied for the transferred amount.


  4. Default Gravatar
    FrankApril 18, 2017

    Can I transfer money to Cebuana Lluiller?

    • finder Customer Care
      HaroldJuly 11, 2017Staff

      Hi Frank,

      Thank you for your inquiry.

      Yes, you can transfer funds from Wells Fargo to Cebuana Lluiller. You can check the step-by-step walk-through of transferring money through Wells Fargo here.

      I hope this information has helped.


  5. Default Gravatar
    CariApril 9, 2017

    Can I use my Wells Fargo easypay card to send money internationally?

    • finder Customer Care
      HaroldJuly 11, 2017Staff

      Hi Cari,

      Thank you for your inquiry.

      While you cannot use Wells Fargo Easy pay Card to send funds overseas. You may want to consider the other options here.

      I hope this information has helped.


  6. Default Gravatar
    BitaFebruary 9, 2017

    I had a wire transfer to a closed Wells Fargo bank account. What will happen to the funds?

    • Default Gravatar
      JonathanJune 25, 2017

      Hi Bita!

      Usually, the fund transfer will either not go through at all, or will put the funds on floating status. If it didn’t go through, usually it goes back to the sender’s source account, then you advice the person to send it this time to an active account. If it goes to a floating status, you need to contact Wells about an arrangement to release the funds.

      Hope this helps.


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