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Wells Fargo international money transfers

Secure, affordable international money transfers to 13 countries in Latin America and Asia

Need to send money overseas conveniently and affordably? Wells Fargo’s ExpressSend lets you send money to 13 Latin American and Asian countries through Wells Fargo’s network members in each region. Transfers are fast and secure, and you have the option of depositing funds directly into your recipient’s bank account or making it available for pickup at an agent location.

Send one-off transfers with moderate daily limits

With the ExpressSend service by Wells Fargo you can send up to $5,000 per day to more than a dozen different countries. Opening a bank account to send a transfer is a high bar to jump, especially when you have to go into a branch or call Wells Fargo to send funds for the first time. Both steps could prove too inconvenient for some.

Wells Fargo is best for:

  • One-off transfers. Since recurring international transfers aren’t available, Wells Fargo is best for one-offs.
  • When you have some extra time. For those who haven’t used ExpresSend before, you may have to go into a local branch to set up your first transfer.
  • Limited destinations. Only 13 countries are currently available as destination points.

How much will I pay to transfer money with Wells Fargo?

ExpressSend is a free service to sign up for, but Wells Fargo charges fees and skews the exchange rate when transfers are made in order to make money. Fees will vary based on the location you’re sending money to, and how much you’re sending.

Sending $1,000 to China could attract a transfer fee of $7, while sending the same amount to India would have a $0 transfer fee.

Who charges less?

Independent transfer services usually win out over banks when it comes to fees. There are several providers who will send a transfer for free with competitive exchange rates, including OFX, HiFX and World First.

Check out our review of World First here and take advantage of their exclusive $0 fee offer.

What types of transfers can I make with Wells Fargo?

You have two options when it comes to sending money internationally with Wells Fargo:

  • ExpressSend. Make one-time transfers that can go directly to a bank account or be picked up in cash.
  • Wire transfer. Make one-time bank-to-bank transfers.

Which countries can I send money to with Wells Fargo?

Wells Fargo allows you to transfer funds to the following countries with ExpressSend:

  • Mexico
  • Guatemala
  • El Salvador
  • Honduras
  • Nicaragua
  • Dominican Republic
  • Colombia
  • Ecuador
  • Peru
  • Philippines
  • India
  • Vietnam
  • China

What are the transfer limits?

Wells Fargo allows you to send a minimum of $25 when using its ExpressSend feature. The daily maximum amount you can send is $5,000, and the maximum for a consecutive 30-day period is $12,500.

Daily limits will also vary among partnered network members, and range from $500–$5,000. Some network members also have monthly maximums and transaction limits. As an example, Bancomer in Mexico has the following limits:

  • $500 per day for cash pickup
  • $1,500 per day for credit to account
  • $1,000 per calendar month for cash pickup
  • $5,000 per 15 consecutive days and $10,000 per calendar month for credit to account
  • 5 transactions per 7 consecutive days
  • 15 transactions per 30 consecutive days

How can I send money overseas with Wells Fargo?

Sending money overseas with Wells Fargo’s ExpressSend is quick and easy. The first time you use ExpressSend, you’ll need to set up the transaction at Wells Fargo branch or by phone. You can initiate subsequent transfers online, over the phone or at your local branch.

To get started, give the bank a call or drop in at your local branch to discuss your transfer requirements. You’ll then need to complete an ExpressSend Service Agreement, which includes:

  • Your recipient’s name, address and phone number, along with the transfer network member to which your money should be sent.
  • How you’d like your recipient to receive the money you send — either deposited directly into their bank account or made available for cash pickup.

What is Wells Fargo?

Wells Fargo was founded by Henry Wells and William Fargo in San Francisco during the heady gold rush days of 1852. Though it started out serving the West, this American financial institution now has a nationwide base and some $1.7 trillion in assets. Through a network of 8,700 locations, 12,500 ATMs and online and smartphone platforms, Wells Fargo does business with approximately 70 million customers across the United States.

Wells Fargo does business with one in three US households and has operations in 36 countries around the world. 2014 was a big year for Wells Fargo as it was named “Most Respected Bank” by Barron’s magazine and also won the award for “Best U.S. Bank” from The Banker magazine.

As the eighth-biggest public company in the world, Wells Fargo is the number-one retail mortgage lender in the United States and the number-one small business lender. From everyday banking accounts and credit cards through to foreign currency exchange, Wells Fargo offers a wide variety of products and services to its customers.

What other products does Wells Fargo offer?

  • Checking accounts. Use a Wells Fargo checking account to efficiently and affordably manage your day-to-day finances.
  • Savings accounts. Save for your financial future or even your retirement with a Wells Fargo savings account.
  • Credit cards. Whether you want a basic credit card or one with added extras, Wells Fargo can help.
  • Debit and prepaid cards. Wells Fargo’s debit and prepaid cards allow you to take charge of your finances to manage a wide range of payments.
  • Mortgage loans. Own your next home sooner through a wide range of flexible loan features.
  • Other loans. Wells Fargo offers auto loans, student loans, personal loans and home equity loans.
  • Insurance. Insurance solutions include auto, life, homeowners, renters and umbrella liability cover.
  • Investing. Manage your investment portfolio across a range of financial instruments online or with advice from Wells Fargo.

What are customers saying about Wells Fargo?

Wells Fargo is not accredited with the Better Business Bureau (BBB), and currently has a letter grade of NR (No Rating) as it responds to previously closed customer complaints. Of the 357 total customer reviews on the BBB site, 96% of them are Negative. Most reviews focus on dissatisfaction around customer service and products.

Customer service

You can reach customer service for ExpressSend at any time by calling 1-800-556-0605. Your local branch may also be able to provide you with the support you need.

Wells Fargo vs. the competition

    Wells Fargo vs. OFX

    See how other services compare to Wells Fargo

    Use our comparison calculator to assess transfer fees, exchange rates and other details for sending funds overseas with our money transfer partners.

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    Min. Transfer Amount Transfer Speed Online Transfer Fee Rate Amount Received Description CTA Details
    USD 1,000 1 day USD 0.00 18.225 MXN 91,127 Exclusive offer: $0 transfer fee
    No-limit transfers with competitive exchange rates for 100+ currencies.
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    USD 1 Within an hour USD 3.99 18.234 MXN 91,100 Use promo code FINDER to send your first transfer at no fee to 110+ countries for bank-to-bank deposit, cash pickup or mobile top-up. Go to site Show details
    USD 100 3 - 5 days USD 0.00 18.207 MXN 91,035 Transfer money into 20 currencies and schedule regular payments. $5 fee waived for transfers over $5,000. Go to site Show details
    USD 1,000 1 day USD 0.00 18.143 MXN 90,715 Exclusive exchange rate discounts
    No-maximum limit transfers with competitive exchange rates for 100+ currencies.
    Go to site Show details
    USD 1 3 - 5 days USD 75.00 18.289 MXN
    90,075
    Enjoy high maximum transfers into more than 20 currencies while saving up to 90% over local banks. Go to site Show details

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8 Responses

  1. Default Gravatar
    NoeliaMarch 21, 2018

    Hello,
    I need to make a transfer of a certain ammount of USD to a Well Cargo acount in the US from an account in Europe. If I make the transfer in Euros, how can I know what currency rate will Well Fargo apply for converting to USD?
    Thanks!!

    • Staff
      MayMarch 23, 2018Staff

      Hi Noelia,

      Thanks for your question. Basically, we can’t really determine the conversion rate being used by Wells Fargo when they convert the Euros to USD. But the exchange rate that will be used is the rate during the time you transferred the funds. Please note that exchange rates vary all the time so best to check directly with the bank to confirm the conversion rate they applied for the transferred amount.

      Cheers,
      May

  2. Default Gravatar
    FrankApril 18, 2017

    Can I transfer money to Cebuana Lluiller?

    • Staff
      HaroldJuly 11, 2017Staff

      Hi Frank,

      Thank you for your inquiry.

      Yes, you can transfer funds from Wells Fargo to Cebuana Lluiller. You can check the step-by-step walk-through of transferring money through Wells Fargo here.

      I hope this information has helped.

      Cheers,
      Harold

  3. Default Gravatar
    CariApril 9, 2017

    Can I use my Wells Fargo easypay card to send money internationally?

    • Staff
      HaroldJuly 11, 2017Staff

      Hi Cari,

      Thank you for your inquiry.

      While you cannot use Wells Fargo Easy pay Card to send funds overseas. You may want to consider the other options here.

      I hope this information has helped.

      Cheers,
      Harold

  4. Default Gravatar
    BitaFebruary 9, 2017

    I had a wire transfer to a closed Wells Fargo bank account. What will happen to the funds?

    • Default Gravatar
      JonathanJune 25, 2017

      Hi Bita!

      Usually, the fund transfer will either not go through at all, or will put the funds on floating status. If it didn’t go through, usually it goes back to the sender’s source account, then you advice the person to send it this time to an active account. If it goes to a floating status, you need to contact Wells about an arrangement to release the funds.

      Hope this helps.

      Cheers,
      Jonathan

US International Money Transfers Offers

Important Information*
HiFX International Money Transfers

Transfer money into 20 currencies and schedule regular payments. $5 fee waived for transfers over $5,000.

WorldRemit International Money Transfers

Use promo code FINDER to send your first transfer at no fee to 110+ countries for bank-to-bank deposit, cash pickup or mobile top-up.

World First Foreign Exchange

Exclusive offer: $0 transfer fee
No-limit transfers with competitive exchange rates for 100+ currencies.

TransferWise International Money Transfers

Enjoy high maximum transfers into more than 20 currencies while saving up to 90% over local banks.

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