Send Money to UAE Safely

Information verified correct on December 3rd, 2016

UAEFind the best exchange rates and affordable fees when you want to send money to the UAE from the United States.

The United Arab Emirates (UAE) is situated on the Arabian Peninsula and is a federation of seven emirates. More than 50,000 of its 9 million plus population are American expats, while Dubai is a popular gateway and stop-off point for international holiday-makers.

If you ever need to send money to the UAE from the United States you have plenty of options to choose from — you just need to compare the services available from different companies to find one that offers the best value for money.

Compare International Money Transfers

Rates last updated December 3rd, 2016
Description Min. Transfer Amount Transfer Speed Services Online Transfer Fee Rate Amount Received
USForex International Money Transfers
USForex International Money Transfers
Take advantage of competitive exchange rates and cheap transfer fees. USD 150 1 day Online, Phone, Agent, Bank Account to Bank Account, International Money Order Go to site More
WorldRemit International Money Transfers
WorldRemit International Money Transfers
An online money transfer service with cash pickup, bank account to bank account and airtime transfers available. USD 1 Within an hour Online, Bank Account to Bank Account, Cash Transfer Go to site More

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Banks versus money transfer companies

The UAE Dirham (AED) is widely traded on global currency markets and, as such, your bank will have no trouble handling an international money transfer to the UAE for you. The problem, however, is that banks impose large fees (usually from around $25 to $50) and also offer quite poor exchange rates on overseas money transfers.

Instead of sending through your bank and paying more than you have to, why not consider using a specialist money transfer company? These providers are experts when it comes to sending money across international borders. They offer better rates and lower fees than the bank, and can guarantee secure and affordable money transfers.

Case Study: Jenna Sends Money to the UAE

Jenna’s husband Michael works in the oil industry in Dubai. With his birthday coming up, Jenna wants to send him a gift of $1,000 to spend as he wishes. Rather than pay the $50 transfer fee on offer from her bank, she decides to see if she can find a cheaper alternative among one of many online money transfer companies. She compares two to see which one offers the best deal.

Money transfer company 1Money transfer company 2
Exchange rate1 USD = 3.672 AED1 USD = 3.562
Transfer fee$5$14
Transfer methodBank account depositBank account deposit
Processing time2 business days1-2 business days
Amount received (in AED)3,672 AED3,562

As you can see, not only can Jenna send an extra 110 AED by using the first company but she can also save USD $9 on transfer fees.

How to compare transfer companies when transferring money to the UAE

  • Exchange rates. How do each company’s rates compare to those offered by other providers? Are they higher, lower or roughly the same when compared to the competition?
  • Fees. How much will you have to pay when you send a transfer? Can you avoid a transfer fee when you send a large amount of money?
  • Transfer methods. What options are available for lodging transfers: online, over the phone or branch? Is there a smartphone app available?
  • Transfer options. Can you place a forward contract, limit order, or schedule a recurring payment?
  • Turnaround time. How long will it take for the funds you send to make it into your recipient’s bank account or wallet?
  • Minimum amount. Is there a minimum transfer limit you will have to exceed?
  • Pickup methods. Will the funds be available for collection from a branch or will they be transferred straight into your recipient’s bank account?
  • Customer service. Are phone, email and/or online customer support offered?
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How to send money to the UAE from America

  • Bank transfers. You can safely and securely send funds from a US bank account to an account in the UAE.
  • Online money transfer providers. There are plenty of trusted online money transfer companies who can send secure and affordable transactions.
  • Money transfer companies with cash pickup options. Consider companies that offer this service, such as Western Union, Ria and MoneyGram
  • Checks. International checks can be obtained from your bank and then sent overseas.
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Emergency cash transfers in the UAE

There are certain circumstances when you may need to send an emergency transfer to the UAE — for example, maybe your son or daughter is stranded in the UAE and has run out of cash. Sending an emergency cash transfer is easy, but you should be aware of the fact that you’ll usually have to pay extra to get your funds there as soon as possible. Higher fees are usually charged and sometimes lower exchange rates are offered as well, so check all the details of your transaction closely before you send your funds.

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Cash pickup locations in the UAE / Western Union / MoneyGram / Ria branches in the UAE

These three transfer providers all offer branch locations throughout the UAE where your beneficiary can go to collect the funds you send. Just make sure that they take along a transaction ID number and proof of ID when they collect the funds, while phoning to confirm opening hours and addresses is also recommended.

Western Union


Al Ghurair Exchange

Lg 05 8 Dubai Mall

Dubai, Downtown Dubai 5530


Open: 9am to 1am seven days

Lari Exchange

Unit No Kg 17 Ground Floor

Mazaya Centre

Dubai, Al Wasl 8011


Open: 8am to 11:50pm seven days

Abu Dhabi

UAE Exchange Centre

Ground Floor New Airport Road

Etihad Plaza

Abu Dhabi,


Open: 10am to 10pm Saturday to Thursday, 11am to 11pm Friday

Lulu International Exchange

Unit 158, Ground Floor

Khalidiya Mall, Khalidiya Area

Abu Dhabi, 5379


Open: 8am to 11:30pm seven days



Al Rostamani Exchange

Dubai World Trade Center



Open: 8:30am to 11:59pm Saturday to Thursday

Al Rostamani Exchange

Al Khazna Center Karama



Open: 8:30am to 11:59pm Saturday to Thursday, 4pm to 11:59pm Friday

Abu Dhabi

Send Exchange

Liwa St Hamdan 3

Abu Dhabi,


Open: 8am to 10:30pm seven days

Al Ahalia Exchange

Raha Village Shop Centre

Abu Dhabi,


Open: 8:30am to 10pm seven days



Wall Street Finance Llc – MEA (Al Fardan Exchange-Dubai Mall)

Dubai Mall, Shop No Lg 075

Dubai DU

Open: 8am to 8pm Monday to Friday

Wall Street Finance Llc - MEA (Wall Street Exchange Cent-Rashidiya)

Shop N Save,Shop No.6 And 7 Ahmed Bin Sougat

Dubai DU

Open: 8am to 8pm Monday to Friday

Abu Dhabi

Wall Street Finance Llc – MEA (Al Falah Exchange Company- Intl Airport Ad)

Abu Dhabi International Airport

Abu Dhabi AZ

Open: 8am to 8pm Monday to Friday

Wall Street Finance Llc – MEA (Al Fardan Exchange – Dalma Mall)

Dalma Mall

First Floor, Shop No. 052,Abu Dhabi

Abu Dhabi AZ

Open: 8am to 8pm Monday to Friday

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Tips for picking up cash in the UAE

If you pick up cash from any transfer provider branch, either in the UAE or the USA, take a few simple precautions to ensure that you and your money are safe and secure. Avoid any bad parts of town and make sure not to advertise the fact that you’re carrying a large sum of cash. Ask a friend to come along for the journey and as soon as you have the funds in your possession, deposit them in a safe place as quickly as possible.

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How to send money to the UAE

When you send an international money transfer you will need to provide a range of details to the transfer provider, including:

  • Your name, address, phone number, email address and photo ID.
  • Your beneficiary’s name, address, contact details and if sending a bank account transfer, their bank account details.
  • Information about how much money you’re sending, the country you’re sending it to and in what currency.
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US International Money Transfers Offers

Learn about our information service
WorldRemit International Money Transfers

An online money transfer service with cash pickup, bank account to bank account and airtime transfers available.

USForex International Money Transfers

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Make online transfers in a range of currencies and enjoy high maximum transfer amounts.