Finder is committed to editorial independence. While we receive compensation when you click links to partners, they do not influence our content.
Send money to Tunisia
Learn how to transfer money to Tunisia after comparing fees and exchange rates.
Updated . What changed?
Sending money between the United States and Tunisia doesn’t have to be difficult or expensive. Our guide on money transfer services, fees and cash pickup in Tunisia will help you find the best service for you when you’re looking to exchange US dollars for Tunisian dinars.
Send money to Tunisia with WorldRemit
WorldRemit sends money to 110+ countries for bank-to-bank deposits, cash pick-ups or mobile top-ups.
- No minimum transfers.
- Wide range of destinations.
- Competitive exchange rate.
Compare international money transfers to Tunisia
Use our comparison calculator to assess transfer fees, exchange rates and other details for sending funds to Tunisia with our money transfer partners.
What's in this guide?
- Compare international money transfers to Tunisia
- How to send money to Tunisia online
- What are the ways that I can send money to Tunisia?
- How to get the most out of your money transfer to Tunisia
- Tunisia's exchange rates explained
- Can you Venmo Tunisia?
- Documents needed for sending to and receiving money in Tunisia
- What to watch out for
- Bottom line
What’s the best way to send money to Tunisia?
Online money transfer providers typically offer the strongest exchange rates and lowest fees on money transfers to Tunisia. Some offer cash pickup in as little as a few minutes, while others seamlessly transfer to bank accounts. Sending money through PayPal or your bank is also an option, but you’ll typically face higher fees and weaker exchange rates when going that route.
Digital money transfer services
Companies like XE specialize in foreign currencies, making them some of the most cost-effective transfers. Most offer transfers directly to your recipient’s Tunisian bank account, often in as little as a day or two.
Services like MoneyGram, Remitly and Western Union allow you to transfer cash for pickup at a local branch in Tunisia — often in 15 minutes. While it’s a fast way to send money, you’ll pay for the convenience in weak exchange rates and high fees.
Tunisian dinars are not a popular currency, but your local bank may be able to exchange them. If your bank supports Tunisian dinars, beware of high fees and wide margins on the exchange rate compared to digital and other options when sending a wire transfer to Tunisia.
Let’s crunch the numbers: Sending $1,000 to Tunisia
Let’s say you need to send $1,000 to family in Tunisia. Here’s what you might face as far as fees and exchange rates as of June 8, 2020.
|Digital money transfer service||Cash transfer||Bank transfer|
|Fee||$0||$3.99||$25 + additional correspondent bank fees|
|Exchange rate||1 USD = 2.831 TND||1 USD = 2.839 TND||1 USD = 2.628 TND|
|Transfer speed||1-2 day||Minutes||2-5 days|
|Amount received||TND 2,831||TND 2,828||TND 2,562|
The bank option ends up being both the slowest and gets the smallest amount of money to your recipient in Tunisia. If you go with the digital money transfer service, your recipient ends up with TND 269 more than the bank offers. If speed is crucial, a cash transfer can typically have your transfer to Tunisia in as little as an hour, just make sure there is a cash pickup location near your recipient before sending.
How to send money to Tunisia online
Sign up and send money with a digital money transfer specialist in four steps:
- Sign up for a free account. Pick a provider and sign up for a free online account using your contact information, proof of ID and preferred payment method.
- Provide transfer details. Submit your recipient’s contact information and pick a delivery method. If transferring to a bank, you’ll need their Tunisian bank account details.
- Confirm transfer details. Double-check your payment method, expected fees and destination.
- Save your receipt. Record your receipt’s confirmation number to track the progress of your transfer to Tunisia. Some money transfer providers send a text or email when your transfer is complete.
What are the ways that I can send money to Tunisia?
- Bank transfers. Many major US banks will allow you to send money to Tunisia.
- Money transfer providers. Providers like XE and WorldRemit can help you quickly and easily transfer your money online.
- Providers with cash pickup. Western Union, Remitly and MoneyGram allow you to send funds for cash pickup at agent locations.
- PayPal. Electronic payment giant PayPal allows you to send money from the US to Tunisia.
- Checks and money orders. Although not a quick option, you could send an international check overseas, obtained from your bank or US Postal Service.
How to get the most out of your money transfer to Tunisia
Weigh costs and fees against convenience to learn how to compare money transfer providers that send to Tunisia to best meet your needs:
- Exchange rates. The USD-TND relationship fluctuates often, so using a service that allows you to lock-in exchange prices may help you save money down the line if the Tunisian dinar rises against the US dollar.
- Transfer fees. Transferring money overseas nearly always requires fees, but they might be hidden in the exchange rate. When sending large amounts, it may be cheaper to pay a flat fee to secure a stronger USD-TND exchange rate.
- Transfer limits. How much you can send varies by company, and different amounts can attract higher or lower fees. Shop around for the best deal on the number of Tunisian dinar you’re sending to Tunisia.
- Turnaround. Transferring money through a local bank can take a business week or longer. If you need the funds delivered quickly, seek out a digital specialist that offers instant transfers to Tunisia.
- Sending limits. Comparing prices for one large transfer instead of many small transfers is typically easier, so picking the service you use based on how much you’re sending is a valid strategy for saving money.
- Transfer methods. Whether you want money sent to an Tunisian bank account or picked up as cash at a local agent, narrow down a company that matches your preferred delivery method.
Emergency cash transfer to Tunisia
When urgency trumps cost to get your money to Tunisia quickly, look for money transfer companies that support cash pickup in minutes. You can pay with a credit or debit card for fast pickup, but fees are higher than other methods.
How to send money to Tunisia without a bank account
Cash transfer services can help you if you don’t have a bank account, look for a local company that supports storefronts for cash payments. These services include agent locations in other countries that allow your recipient to pick up cash without a bank account.
Tunisia’s exchange rates explained
The exchange rate determines how much one country’s currency is worth in another country’s currency. When a country’s currency is strong, it yields more money when exchanging it in a country with a weaker currency. Tunisia’s exchange rate is flexible compared to the US dollar. The USD-TND relationship typically doesn’t make sharp movements but instead shifts over time. Factors that influence the exchange rate include interest rates, economic stability, and inflation.
Can you Venmo Tunisia?
No. Venmo, Cash App, Zelle, and similar services are all restricted mostly to the US. Cash App and Venmo do not work between Tunisia and the US. You’ll need to use a dedicated money transfer service, a bank transfer, a PayPal transfer or something similar to send money to Tunisia. Use our comparison table above to see what your transfer to Tunisia could cost.
Documents needed for sending to and receiving money in Tunisia
To send money to Tunisia from the US, you’ll need a government-issued ID and other documents, while documents needed to pick up money in Tunisia may be different by company.
Documents to send money from the US
To send money from the US to Tunisia, you’ll need documentation and details that include:
- Identification. Most services require a driver’s license, passport or other government-issued ID. Some services allow you to send transfers without ID, but they may require your SSN.
- Payment method. Your service may accept credit or debit cards, cash, bank accounts or personal checks.
- Recipient information. Submit your recipient’s name as it appears on their ID, along with their phone number and Tunisian bank account information.
Documents to receive money in Tunisia
To pick up money in person, documentation can include:
- Transfer number. The person sending you money can forward the transfer’s confirmation details — called a PIN, a MTCN, a reference number or a tracking number, depending on the company.
- Government-issued ID. A Tunisian Passport, Tunisian ID or similar official ID may be required to pick up your transfer.
- Amount sent. You may need to know how much was sent, usually within 10% of the total.
- Sender’s information. Take along your sender’s full name, the sending country and their address, if known.
What to watch out for
Sending money to Tunisia may be subject to taxes on the money transfer, but it depends on a lot of variables. In general, any large transfers being sent from the US to Tunisia should be filed with the IRS to avoid any penalties. To learn more about what penalties you may face by failing to file your transfer, read our guide on IRS taxes for large money transfers.
Sending your hard-earned money to Tunisia shouldn’t cost a fortune. Compare money transfer companies that specialize in foreign transactions for the strongest rates, lowest fees and flexible delivery. For transfers to other countries, rely on our country specific guides the next time you need to make a transfer.
More guides on Finder
Online banks Simple and Azlo are shutting down; here are two alternatives
If you’re a current Simple or Azlo customer, here are your options for switching banks.
Usend combines money transfers, bill pay and mobile phone reloading.
Paysend offers transfers to more than 70 countries through its app and online service.
Review: Boxypay international money transfers
Pairing international calls with money transfers makes Boxypay a unique choice.
Tax guidelines and regulations for large money transfers to Hong Kong
Sending a large money transfer to Hong Kong? Learn about laws and required documentation before you transfer.
First Foundation Bank Online Savings Account review
No monthly fees and a competitive APY from this high-yield savings account.
Features and drawbacks to consider before you open a Coro account.
Passbook account review
Passbook accounts help immigrants in the US manage their money without paying bank fees.
NBKC Business Checking Review
Open a business checking account and enjoy no transaction or maintenance fees.
HSBC Global Money account review
Manage your international finances with free transfers to HSBC customers.
Ask an Expert