How to send money to South Asia

Sending an affordable money transfer to South Asia is easy — you just need to find the right company to handle the transaction.

Last updated:

We value our editorial independence, basing our comparison results, content and reviews on objective analysis without bias. But we may receive compensation when you click links on our site. Learn more about how we make money from our partners.

Sending money to one of the countries in South Asia doesn’t have to be a complicated process, and it certainly doesn’t have to be expensive. When you need to send money to a recipient in India, Bangladesh or one of the other countries in South Asia, take the time to compare the fees and the exchange rate offered to you so you can make a solid decision that doesn’t break the bank.
WorldRemit International Money Transfers

WorldRemit International Money Transfers

Send money to 110+ countries for bank deposit, instant e-wallet, mobile top-up or cash pickup at 30,000+ agent locations worldwide.

Your first transfer is free with the code FINDER.

  • Low upfront fees and exchange rates.
  • Easy to use with round-the-clock help.
  • Get cash to family and friends in minutes.

    Compare international money transfers

    Min. Transfer Amount Transfer Speed Online Transfer Fee Rate Amount Received Description CTA Details
    USD 1 1 - 2 days USD 0.00 70.915 INR 354,574 Offering no maximum and no minimum limit transfers with $0 fees. Go to site Show details
    USD 1 1 - 2 days USD 45.00 71.199 INR
    Enjoy high maximum transfers into more than 20 currencies while saving up to 90% over local banks. Go to site Show details
    USD 1 Within an hour USD 3.99 70.9 INR 354,219 Use promo code 3FREE to send your first 3 transfers with no fee. Send to 110+ countries for bank-to-bank deposit, cash pickup or mobile top-up. Go to site Show details
    GBP 1,000 1 - 2 days USD 0.00 70.488 INR 352,438 Exclusive: Minimum transfer of $1,000 for Finder readers (normally $5,000).
    For larger transfers, get no transaction fees and no maximum send limits.
    Go to site Show details
    USD 1,000 1 day USD 0.00 70.488 INR 352,438 No-maximum limit transfers with competitive exchange rates for 100+ currencies. Go to site Show details
    USD 5,000 1 day USD 0.00 70.488 INR 352,438 Venstar will support you through the entire process of your international transactions, from start to finish. Go to site Show details

    Compare up to 4 providers

    Disclaimer: Exchange rates change often. Confirm the total cost with the provider before transferring money.

    Banks vs. money transfer services

    Banks may be your first thought when it comes to sending money transfers, but you may be left with high fees and subpar exchange rates on top of slower processing speeds. Instead, consider money transfer services. These often offer better exchange rates, lower fees and could have your transaction processed quickly so your recipient doesn’t have to wait a long time to get the cash they need.

    Raghav Sends Money to India

    Raghav is working in the banking industry in the United States and has plans to become a full-fledged American citizen. In the meantime, he’s working as hard as he can to save money not only for his own future but also to provide for his parents back home in Mumbai. Raghav wants to send $1,000 to his parents to provide financial support, but rather than accept the ordinary exchange rate offered by his bank, he compares two money transfer companies to see if they can offer him a better value for his money.

    Money transfer company 1Money transfer company 2
    Exchange rate1 USD = 72.45 INR1 USD = 71.93 INR
    Transfer fee$5$4
    Transfer methodBank account depositBank account deposit
    Processing time3 to 4 business days1 to 2 business days
    Amount received₹72,450₹71,930

    While the second transfer company has a slightly lower fee and a better processing time, Raghav is able to send ₹520 more to his parents. Because the speed of the transfer doesn’t matter, he chooses this option so his parents can get a little extra to cover their living expenses.

    How do I send money to South Asia?

    1. Compare your rates in the table above. Confirm that the provider offers funds in your specific currency by selecting the currency code in the drop-down menu.
    2. Click Go to site to create an account. You’ll need to provide information about yourself and your recipient in order to start a transfer.
    3. Select how much you want to send and in what currency, then pay for your transfer. Save your tracking number to check up on the progress of your transfer and make sure nothing goes wrong.

    Foreign exchange rates explained

    Exchange rate is used by banks and international companies to determine how much one currency is worth when converted to the currency of another country. A strong currency like the US dollar will yield more when exchanged for a weak currency like the Indian rupee. This amount is flexible and can become smaller or larger depending on market factors, so keep an eye on rates if you intend on sending money to South Asia frequently.

    Emergency cash transfers in South Asia

    When you need to send money to South Asia urgently, there are multiple companies that allow you to send instant transfers around the world. However, it’s worth noting that you’ll usually have to pay more for emergency transfers than you would for a regular transfer. Lower exchange rates and high fees should be expected with these types of transactions, so make sure you know exactly how much a transfer will cost before you part with your money.

    Tips for picking up cash in South Asia

    When your recipient picks up cash anywhere in South Asia, be sure to pass along these tips to help keep them safe from theft.

    • Only visit cash pickup locations in areas you know are safe.
    • Don’t pick up cash alone – take a friend along.
    • Keep your cash hidden and avoid taking it out in public.
    • Deposit your cash in a safe or bank account as soon as possible.

    Bottom line

    Sending money to one of the countries in South Asia doesn’t have to be a difficult or expensive process. In fact, you’ll likely be able to find a provider that offers good exchange rates and low fees when you’re looking to make a money transfer, especially if you’re using a highly-traded currency like the Indian rupee. And don’t hesitate to read up on money transfers so you know how to spot a good deal.

    Cash pickup locations in South Asia — Western Union / MoneyGram / Ria

    Western Union, MoneyGram, and Ria offer fast transfers and allow your recipient to collect the cash you send from pickup locations throughout South Asia. Just be sure to pass the transaction reference number on to your recipient and tell them to bring a photo ID when they go to collect the funds. Some popular cash pickup locations are listed below.

    Read more on this topic

    • XE vs. OFX money transfers Check out this side-by-side comparison of XE and OFX to find out which provider offers the best value on international money transfers.
    • Alternatives to CurrencyFair Thinking of using CurrencyFair? Double check to make sure it’s the best option for you before sending money overseas.
    • Alternatives to InstaReM Find the best alternative websites to InstaReM for online money transfers.
    • XE vs. TorFX We look at TorFX and XE to see which will get you a better deal the next time you send money overseas.
    • XE vs. Western Union We compare XE's and Western Union’s fees, exchange rates and transfer speeds side by side.
    • Remitly vs. PayPal Compare a well-known payments giant to the newer Remitly and see which one can give you a better deal.
    • Remitly vs. TransferWise Remitly and TransferWise’s fees, exchange rates and speeds compared side by side.
    • How to send money to Guinea Compare the services that send money to Guinea. Find out how to get the best value for your money, how long it takes and what to look out for.
    • Best places to exchange currency in Sydney Your guide to currency exchange services in Sydney, including where to find the best exchange rates and lowest fees.
    • Best places to exchange currency in Winnipeg Looking for the best deal on Canadian dollars in Winnipeg? Compare popular services and access handy tips to get the most out of your next transfer.

    Ask an Expert

    You are about to post a question on

    • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
    • is a financial comparison and information service, not a bank or product provider
    • We cannot provide you with personal advice or recommendations
    • Your answer might already be waiting – check previous questions below to see if yours has already been asked provides guides and information on a range of products and services. Because our content is not financial advice, we suggest talking with a professional before you make any decision.

    By submitting your comment or question, you agree to our Privacy and Cookies Policy and Terms of Use.

    Questions and responses on are not provided, paid for or otherwise endorsed by any bank or brand. These banks and brands are not responsible for ensuring that comments are answered or accurate.
    Go to site