Send Money to Singapore the Easy Way

Information verified correct on December 7th, 2016

You can send money to Singapore quickly, affordably and with Singaporea minimum of fuss – you just need to find the right money transfer company to handle the transaction.

In terms of expat communities across the US, Singaporean Americans are a relatively small community (roughly 30,000 people). But if you ever need to send money to Singapore from the United States there are plenty of companies that can help.

From online transfers to bank account deposits and cash pickup options in Singapore, there’s no shortage of options to choose from when you need to send money overseas. Here’s how you can find a cost-effective way to transfer funds to Singapore.

Compare International Money Transfers

Rates last updated December 7th, 2016
Description Min. Transfer Amount Transfer Speed Services Online Transfer Fee Rate Amount Received
WorldRemit International Money Transfers
WorldRemit International Money Transfers
An online money transfer service with cash pickup, bank account to bank account and airtime transfers available. USD 1 Within an hour Online, Bank Account to Bank Account, Cash Transfer Go to site More
USForex International Money Transfers
USForex International Money Transfers
Take advantage of competitive exchange rates and cheap transfer fees. USD 150 1 day Online, Phone, Agent, Bank Account to Bank Account, International Money Order Go to site More
Transferwise International Money Transfers
Transferwise International Money Transfers
Make online transfers in a range of currencies and enjoy high maximum transfer amounts. USD 1 1 day Online Go to site More
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Banks versus money transfer companies

Any major US bank will be able to send an international money transfer to Singapore for you, but the problem is that they’ll charge like wounded bulls for doing so. Banks also offer poor exchange rates that don’t offer great value for money, so you will be much better off if you look elsewhere. can help you find a reliable money transfer company that will send your money overseas in a much more cost-effective manner. These companies offer superior exchange rates to the banks and usually charge lower fees as well, which all helps to make for a much more affordable and convenient transaction.

Case Study: Anna Sends Money to Singapore

Anna lives and works in the United States but provides financial support for her grandparents in Singapore. She wants to send them a transfer of USD $1,000 but is not too keen on paying the $40 transfer fee imposed by her bank. Instead, she decides to compare two trusted money transfer companies to see which one can offer her a more attractive deal.

Money transfer company 1Money transfer company 2
Exchange rate1 USD = 1.41 SGD1 USD = 1.39 SGD
Transfer fee$4$16
Transfer methodBank account depositCash pickup
Processing time1-3 business days10 minutes
Amount received (in SGD)1,410 SGD1,390 SGD

As you can see, while the first transfer option is much slower, it allows Anna to save USD $12 in fees and transfer an extra SGD $20.

How to compare transfer companies when transferring money to Singapore

  • Exchange rates. Look for a company that consistently offers exchange rates at the same level or above the competition.
  • Fees. Fees can vary substantially and have a huge impact on the cost of your transaction, while some companies will waive fees when you transfer more than a set amount.
  • Transfer methods. Transfers are usually lodged online or by visiting a branch, but some providers will also offer phone transfers or the option to lodge a transfer from a mobile app.
  • Transfer options. Limit orders, forward contracts and recurring payments are some of the features different money transfer companies may offer.
  • Turnaround time. Processing times range from a few minutes to a few days or more, so make sure to check how long each company takes to process transfers.
  • Minimum transfer amount. If the company sets a minimum transfer limit, check to see whether this is likely to be higher than your average transfer amount.
  • Pickup methods. Can the funds be picked up from a transfer agent or will they be deposited into your recipient’s bank account?
  • Customer service. Are phone and email support offered? During what hours? Is live online chat also offered when you need help?
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How to send money to Singapore from America

  • Bank transfers. Your US bank will be able to send your funds to a Singapore bank account.
  • Online money transfer providers. Consider an online transfer company like WorldRemit to take care of your transaction.
  • Checks. Another option is to obtain an international guaranteed check from your bank.
  • Money transfer companies with cash pickup options. Western Union and Moneygram are the two best-known companies that offer this service.
  • PayPal. You can use PayPal for more than just online shopping; it allows you to send online money transfers to Singapore and more than 100 other countries.
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Emergency cash transfers in Singapore

If you ever need to send an urgent cash transfer to Singapore, make sure to double check the fee and exchange rate that apply to your transaction. Money transfer companies will charge higher fees and often provide a lower rate of exchange when you need to send your money as soon as possible, so reading the fine print closely is the best way to ensure you know exactly what you’re getting yourself into.

Cash pickup locations in Singapore / Western Union / MoneyGram branches in Singapore

If you send funds via Western Union or MoneyGram for cash pickup in Singapore, make sure that your recipient knows the transaction number and can present their driver’s license or other photo ID when they go to pick up the funds. They may also need to phone ahead to confirm opening hours in certain areas. You can find a selection of popular cash pickup locations below.

Western Union

Singapore Post

10 Collyer Quay

B1 11 Ocean Financial Centre

Singapore, 049315

+65 – 68412000

Open: 8:30am – 7:30pm Monday – Saturday

Singapore Post

79 Robinson Road

01 06 Cpf Building

Singapore, 068897

+65 – 68412000

Open: 8:30am to 7pm Monday to Friday, 8:30am to 2pm Saturday

Singapore Post

101 Upper Cross Street

B1 17a Peoples Park Centre

Singapore, 058357


Open: 9:30am to 6pm Monday to Friday, 9:30am to 2pm Saturday

Singapore Post

Blk 231 Bain St 01 03

Bras Basah Complex

Singapore, 180231

+65 – 68412000


BKK Forex Pte Ltd

8 Kerbau Road

Singapore, 219147

Open: 10:30am to 11pm seven days

BKK Forex Pte Ltd

11 Orchard Road

B1-53 Dhoby Ghaut MRT Station

Singapore, 238826


Open: 11am to 8:30pm seven days

Isend Pte Ltd

72 Race Course Road

Singapore, 218573


Open 9am to 11pm seven days

CIMB Bank Currency Exchange

320 Orchard Road

Level 1 Marriott Hotel Singapore

Singapore, 238865


Open: 10am to 8pm seven days

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Tips for picking up cash in Singapore

Although Singapore is a stable and safe travel destination, keep the following safety tips in mind when picking up cash from a transfer agent:

  • Avoid any high-crime areas and only pick up cash in an area you know is safe
  • Ask a friend to tag along to provide extra security
  • Don’t display your cash in front of strangers
  • Be aware of your personal security at all times
  • Don’t carry a large sum of cash around for long periods
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How to send money to Singapore

In order to send a money transfer to Singapore you will need to provide a range of information, including:

  • Your name, address, contact details and proof of ID.
  • Your recipient’s name, address, contact information and (if required) their bank account details.
  • The details of your transaction, such as the amount you are sending and the currency which you are transferring.

Transfers can be placed online, over the phone, in a branch or from your tablet or smartphone, and you will usually be given a tracking number to monitor the status of your transaction.

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US International Money Transfers Offers

Learn about our information service
WorldRemit International Money Transfers

An online money transfer service with cash pickup, bank account to bank account and airtime transfers available.

USForex International Money Transfers

Take advantage of competitive exchange rates and cheap transfer fees.

World First Foreign Exchange

Transfer money into a range of currencies online and over the phone.

Transferwise International Money Transfers

Make online transfers in a range of currencies and enjoy high maximum transfer amounts.