How to send money to New Caledonia

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Here’s how to send a quick, affordable and secure money transfer to New Caledonia.

New Caledonia may be a small country, but that doesn’t mean you don’t have options when you need to send money to a loved one overseas. If your bank doesn’t have transfer options available, it might be time to turn to a dedicated money transfer company so you can send money when you need to — without paying the high fees associated with a bank.
OFX International Money Transfers

Our pick: OFX International Money Transfers

OFX offers flexible transfer options, 24/7 customer support and no maximum limit. Send a minimum of $1,000 per year.

  • $0 transfer fees. Send fee-free transfers to over 195 countries worldwide.
  • Transfers in 55 currencies. OFX supports major, minor and exotic currencies.
  • Flexible options. Choose from forward contracts to scheduled transfers for convenience and flexibility.

    How do international money transfers work?

    An international money transfer allows you to send money to a recipient overseas. Generally, a transfer involves you providing funds to a bank or an independent transfer provider, which then sends the money to your recipient in New Caledonia. This can be done in person or oftentimes online. You can use cash or transfer funds from your bank account, which will then either be deposited into your recipient’s bank account are made available as cash for them to pick up at a location in their country.

    Compare international money transfers companies to New Caledonia

    Min. Transfer Amount Transfer Speed Online Transfer Fee Rate Amount Received Description CTA Details
    EUR 1,000 1 - 2 days USD 10.00 106.603 XPF 531,949 Use TransferMate to help you send money to almost any country around the world for a small fee. Go to site Show details
    USD 1,000 1 day USD 0.00 106.603 XPF 533,015 No-maximum limit transfers with competitive exchange rates for 100+ currencies. Go to site Show details
    USD 1 1 day USD 8.00 105.257 XPF 525,443 Easily transfer cash to more than 350,000 locations around the world. Go to site Show details

    Compare up to 4 providers

    How to compare transfer companies when sending money to New Caledonia

    When comparing your options, pay attention to these factors:

    • Exchange rates. How do each company’s exchange rates compare to the competition?
    • Fees. How much will you have to pay to send the transfer? Can you avoid a transfer fee if you send a larger amount?
    • Transfer methods. Can transfers be placed online, over the phone, by visiting a branch and/or by using a mobile app?
    • Transfer options. Can you lock in an ideal exchange rate now and transfer the money later, known as a forward contract? Does the institution offer limit orders, which allows you to take advantage of changing market conditions by executing the money transfer when a certain exchange rate is met? Can you schedule recurring payments, or does the company only provide one-off spot orders?
    • Turnaround time. Will the funds be available for your beneficiary in minutes, or will they take several working days to arrive?
    • Minimum transfer amount. What is the minimum transfer limit imposed by each company, and will this affect the size of your transfers?
    • Pickup methods. Can your beneficiary pick up the cash from their nearest transfer agent, or will the funds be deposited into their bank account?
    • Customer service. What sort of customer support is offered and during what hours can you receive assistance?.
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    Case Study: Banks versus money transfer companies

    Céline and her husband are expanding their business from New Caledonia to the US. They want to set up headquarters in both countries and will need to transfer money regularly, so they’re looking for the best and cheapest transfer method.

    Money transfer service 1Money transfer service 2
    Exchange rate$1 USD = $68 XPF$1 USD = $76 XPF
    Transfer fee$15$20
    Amount received for $500$34,500 XPF$37,900 XPF
    Transfer time2 business days2 business days
    Transfer optionsOnline transfers, draftsOnline transfer, stop loss order, market order
    Difference$3,400 XPF

    Because the transfer takes the same amount of time for each company, they opt for the second transfer service. Despite having a higher fee, their business will receive more money through the exchange, making the loss minimal.

    What are the steps to send money to New Caledonia?

    You have the choice between online transfer services, bank to bank transactions and services like Western Union that allow recipients to collect money in person at a designated pick-up location. Most transfer services will require that you set up an account. You’ll be asked to provide the following information:

    • Your contact details
    • Credit card or bank account information
    • Identification
    • Your recipient’s information

    Once sent, you’ll receive a reference number that you should pass on to your recipient.

    Foreign exchange rates explained

    Exchange rate can fluctuate daily based on worldwide economic stability and inflation rates. Because of this, the amount you can exchange between countries will differ daily. In addition, some countries have stronger currencies. This means you’ll be able to get more CFP francs per dollar you spend.

    Today’s USD-XPF exchange rate


    Emergency cash transfers to New Caledonia

    There are certain situations when you might need to send a transfer as quickly as possible. When you do need to send an emergency transfer, remember that you will usually have to pay extra in order to get your funds to your beneficiary ASAP. Make sure to check the exchange rate and fees that apply so you know exactly how much it will cost. And because you’re sending money to a smaller country, your options may be even more limited. Be thorough in your research to make sure you’re not losing money by making an emergency transfer.

    Tips for picking up cash in New Caledonia

    Like all places, picking up cash can be risky. You’ll want to make sure the area you’re visiting is safe, and when you pick up your cash, try to bring a friend. Always keep your guard up. Even if you know the area well, you never want to take out a large amount of cash in public. Deposit your money in a bank account or safe as soon as possible to avoid becoming a target for theft.Back to top

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