Send Money to Indonesia Securely

Information verified correct on December 6th, 2016

Indonesia1Take advantage of competitive exchange rates and low transfer fees when you need to send money to Indonesia.

Indonesia is an archipelago made up of more than 17,000 islands. Located in Southeast Asia, Indonesia is increasingly being discovered by tourists from the United States and around the world who are drawn to the region by its unspoilt beaches, soaring mountains and pristine rainforest.

There are also more than 100,000 American citizens of Indonesian descent, so there are plenty of reasons why you might need to send an international money transfer from the USA to Indonesia. Whether you’re sending money to friends and family back home in Indonesia or just providing some financial help to a son or daughter travelling through the region, make sure to compare your options to find a cheap and secure way to get your money to where it needs to be.

Rates last updated December 6th, 2016
Min. Transfer Amount Transfer Speed Services Online Transfer Fee Rate Amount Received
WorldRemit International Money Transfers
An online money transfer service ... with cash pickup, bank account to bank account and airtime transfers available.
USD 1 Within an hour
OnlineCash Transfer
Rates are always
changing, click to check
your price today
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World First Foreign Exchange
Transfer money into a range ... of currencies online and over the phone.
USD 500 2 days
OnlinePhone
Rates are always
changing, click to check
your price today
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Transferwise International Money Transfers
Make online transfers in a ... range of currencies and enjoy high maximum transfer amounts.
USD 1 1 day
Online
Rates are always
changing, click to check
your price today
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HiFX International Money Transfers
Transfer money between 20 currencies ... and enjoy scheduled regular transfers. No fee for transfers over US $5,000.
USD 100 2 days
OnlinePhoneAgent
Rates are always
changing, click to check
your price today
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Travelex International Money Transfers
Get your foreign currency delivered ... to your home or pick up at a store.
USD 500 2 days
Online
Rates are always
changing, click to check
your price today
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Currencies Direct International Money Transfers
$0 online transfer fee that ... you can access 24/7.
USD 100 2 days
OnlinePhone
Rates are always
changing, click to check
your price today
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USForex International Money Transfers
Take advantage of competitive exchange ... rates and cheap transfer fees.
USD 150 1 day
OnlinePhoneAgentInternational Money Order...
Rates are always
changing, click to check
your price today
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MoneyGram International Money Transfers
Send money anywhere, from anywhere.
USD 1 Same day
OnlinePhoneAgent
Rates are always
changing, click to check
your price today
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TorFX International Money Transfers
TorFX guarantee to beat any ... competitor's exchange rate for a transaction. Conditions apply
USD 100 1 day
OnlinePhoneAgent
Rates are always
changing, click to check
your price today
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Western Union Money Transfers
Send money online to friends ... and family around the world with Western Union.
USD 1 Same day
OnlinePhoneAgent
Rates are always
changing, click to check
your price today
Go to site More

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Banks versus money transfer companies

The Indonesian Rupiah may not be one of the world’s most popular currencies for traders, but if you approach your bank they should be able to take care of the transaction for you. The problem with using your bank, however, is that they charge high fees ($40 or more for transfers in some cases) and also offer quite poor exchange rates.

This is why it pays to shop around to find a reliable and trusted money transfer company. These companies specialise in international money transfers and usually offer much better exchange rates and significantly lower fees than the banks. They allow you to send funds from your bank account to an Indonesian bank account, while some providers also allow you to send funds that can be picked up from agent locations across Indonesia.

Jenny Sends Money to Indonesia

When Jenny’s daughter Lauren headed off for a year of backpacking in Indonesia, Jenny knew the slightly naive teenager was bound to run out of money before the 12 months was up. So when Lauren phoned home after 7 months and requested a quick injection of funds, Jenny was ready with $1,000 to transfer. In order to find the cheapest transfer method, Jenny compared the services of two transfer providers:

Money transfer company 1Money transfer company 2
Exchange rate1 USD = 13,741.61 IDR1 USD = 13,899.13 IDR
Transfer fee$14$10
Transfer methodBank account depositBank account deposit
Processing time2-3 business days1-4 business days
Amount received (in IDR)13,741,610 IDR13,899,130

As you can see, not only does the second transfer company offer a $4 saving on fees but it also allows Jenny to send more than 157,000 IDR extra to her daughter.

How to compare transfer companies when transferring money to Indonesia

  • Exchange rates. A difference of just a couple of cents in exchange rates can equate to hundreds of dollars once you calculate your transfer amount. Keep an eye out for companies that offer better rates than their competitors.
  • Fees. Money transfer companies will usually charge you a penalty for sending your funds overseas, and keep in mind that some companies that have better exchange rates will also charge higher fees.
  • Transfer methods. Some companies will only offer online transfers but others will also allow you to lodge transfers over the phone, in a branch or by using a mobile app.
  • Transfer options. Forward contracts, limit orders and the ability to schedule regular payments are just a few of the options available.
  • Turnaround time. Some companies can send transfers within about 10 minutes while others will take several business days. However, keep in mind that quicker transfers usually cost more.
  • Minimum transfer amount. Read the fine print offered by each company to see if they impose a minimum transfer limit. A high minimum transfer limit can severely restrict your transfer options.
  • Pickup methods. Bank account transfers and cash pickup from an agent are the two most common options.
  • Customer service. It can be very reassuring to know that phone and email customer support will be available if you ever have a query.
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How to send money to Indonesia from America

  • Bank transfers. Bank-to-bank transfers are a secure way to send money to Indonesia but can be expensive.
  • Online money transfer providers. Companies like WorldRemit and TransferWise offer online transfers to your recipient’s Indonesian bank account.
  • Money transfer companies with cash pickup options. Western Union and MoneyGram are two companies that offer this option.
  • PayPal. PayPal offers secure international money transfers to Indonesia.
  • Checks. International checks from your bank are a reliable but slow transfer method.
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Emergency cash transfers in Indonesia

You’ve just received a desperate phone call from your brother who has been travelling through Indonesia – his wallet has been stolen and he needs cash fast. Hopefully he’s already reported the matter to the local police, but it’s also a good idea to check whether he may be able to access some emergency cash from his travel insurance – some credit cards even include complimentary travel insurance.

If you do need to send an emergency cash transfer to Indonesia, remember that you will usually be charged more for doing so. Make sure to check the exchange rate and fee that apply to your transaction before you actually send your funds.

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Cash pickup locations in Indonesia / Western Union / MoneyGram / Ria branches in Indonesia

Western Union, MoneyGram and Ria all have extensive transfer networks in Indonesia and around the world. Your recipient will need a transaction ID number and photo ID when they go to pick up the funds, while it can also be a good idea to confirm an agent’s opening hours ahead of time in certain areas. These are some of the more popular cash pickup locations across Indonesia.

Western Union

Jakarta

Pegadaian 16190EUpc Simpang Tugu Jl Logistik No3Semper Tanjung Priuk
Jakarta Utara, Dki Jakarta
+62-21-43936032
Open 8am to 5pm Monday to Friday, 8am to 2pm Saturday
Google Map

Pegadaian 16430E
Upc Pasar Manggis Jl Menteng Wadas
Timur No33
Jakarta Selatan, Dki Jakarta
+62-21-3507075
Open 8am to 5pm Monday to Friday, 8am to 2pm Saturday
Google Map

Denpasar

Bii KCP Teuku Umar
Jl Teuku Umar 228
Denpasar
Denpasar, Bali 80113
+62-361-239007
Open 7am to 6pm Monday to Friday
Google Map

BPD Bali KCP Fekon Unud
Jl Ir Ida Bagus Oka
Denpasar
Denpasar, Bali 80232
+62-361-241932
Open 7am to 7pm seven days
Google Map

MoneyGram

Jakarta

Gajah Mada Plaza Ground Floor TOG 003 JI Gajah Mada 19 26
Jakarta Barat, 0
02163865966
Open 8am to 7pm Monday to Friday
Google Map

Menara Imperium
Menara Imperium JL.H.R. Rasuna Said Kav.1
Jakarta Selatan, 12980
62218282772
Open 8am to 7pm Monday to Friday
Google Map

Denpasar

BCA – Maluku
Jln. Maluku 10
Denpasar, 80119
215563388
Open 8:30am to 3pm Monday to Friday
Google Map

Bank Mega
Jl. Teuku Umar No. 263
Kota Denpasar, 80113
62361237137
Open 8:30am to 3pm Monday to Friday
Google Map

Ria

Jakarta

PT Bank CIMB Niaga (ANZ Panin Bank)
ANZ Tower,Jl. Jend. Sudirman Kav 33A
Jakarta JK
Open 9am to 5pm Monday to Friday
Google Map

PT Bank CIMB Niaga (Bank Bumi Arta)
Jalan KH Wahid Hasyim 234
Jakarta JK
Open 9am to 5pm Monday to Friday
Google Map

Denpasar

PT Bank Negara Indonesia Tbk (Wilayah 08 – Denpasar)
Jl. Raya Puputan Renon No. 27
Denpasar BA
Open 7:30am to 6pm Monday to Friday, 9am to 4pm Saturday and Sunday
Google Map

PT Bank Negara Indonesia Tbk (Legian)
Jl.Legian No.359 Kuta
Denpasar BA
Open 7:30am to 6pm Monday to Friday, 9am to 4pm Saturday and Sunday
Google Map

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Tips for picking up cash in Indonesia

It’s always a good idea to take care when you pick up cash anywhere in the world. For starters, taking an extra person along is a great way to make yourself a less attractive target for thieves, while making sure not to flash your money around in front of strangers is a tip every traveller should be aware of.

Carrying around a large sum of money can be risky no matter where you are, so leave some funds in a hotel safe or deposit them in your bank account if you can. You should also hit up travel websites and blogs for some more handy money safety tips when you’re overseas.

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How to send money to Indonesia

When you send money overseas you will need to provide certain details in order for a company to process your transaction. In addition to details of the amount you’re sending and who you’re transferring it to, you’ll need to supply information about yourself, including:

  • Your full name and residential address
  • Your phone number and email address
  • Your date of birth
  • Valid photo ID

After you have paid for a transfer you will be given a receipt or reference number that you can use to track your transaction. Just make sure that you do a thorough comparison of a range of money transfer companies before you send your funds – this is the best way to find an affordable and reliable provider.

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US International Money Transfers Offers

Learn about our information service
WorldRemit International Money Transfers

An online money transfer service with cash pickup, bank account to bank account and airtime transfers available.

USForex International Money Transfers

Take advantage of competitive exchange rates and cheap transfer fees.

World First Foreign Exchange

Transfer money into a range of currencies online and over the phone.

Transferwise International Money Transfers

Make online transfers in a range of currencies and enjoy high maximum transfer amounts.

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